CLACL
ActiveSummary
The computed 12-month bankruptcy probability of CLACL is 1.6% (moderate). The 2025 annual accounts show equity of €23k and a net result of €6k. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 56% of 13417 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-11
Solvency62▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 3.43 in 2024; short-term debt: 36.2% and cash: 94.2% of total assets), but 63.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
27 d late
2023
2 d early
2022
21 d early
2021
29 d late
2020
9 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 31.5%
2024 · €18k
Total assets
€63k▲ 29.7%
2024 · €49k
Net result
€6k▼ 36.4%
2024 · €9k
Working capital
€40k▲ 17.1%
2024 · €34k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7k▼ 39.8%€5k▼ 21.5%€11k▲ 110%€9k▼ 20.4%€8k▼ 15.3%
Net result€6k▼ 41.3%€5k▼ 17.8%€11k▲ 111%€9k▼ 21.6%€6k▼ 36.4%
Equity€-8k▲ 46.1%€-2k▲ 70.2%€9k€18k▲ 98.1%€23k▲ 31.5%
Total assets€22k▲ 85.7%€28k▲ 27.1%€48k▲ 70.6%€49k▲ 1.0%€63k▲ 29.7%
Debt€30k▲ 14.6%€31k▲ 2.4%€39k▲ 28.7%€31k▼ 21.1%€40k▲ 28.7%
Working capital€9k▲ 219%€15k▲ 56.4%€25k▲ 69.7%€34k▲ 36.0%€40k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€516 ▼ 28.7%
Current assets
€63k ▲ 30.6%
Equity and liabilities €63k
Equity
€23k ▲ 31.5%
Debt
€40k ▲ 28.7%
Debt's share of the balance-sheet total falls from 63.6% to 63.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €9k
Cash flow
€6k▼
2024 · €9k
Current ratio
2.74▼
2024 · 3.43
Debt to equity
1.71▼
2024 · 1.75
ROE
24.0%▼
2024 · 49.5%
ROA
8.8%▼
2024 · 18.0%
Interest coverage
173.19▼
2024 · 230.82
Debt ≤ 1 year
€23k▲
2024 · €14k
Debt > 1 year
€17k=
2024 · €17k
Income taxes
€2k▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €110 | €208 | €208 | ▼ 0.4% |
| Other operating charges640/8 | €347 | €839 | €448 | €818 | €599 | ▼ 26.8% |
| Gross operating margin9900 | €7k | €6k | €12k | €10k | €8k | ▼ 15.9% |
| Operating profit (loss)9901 | €7k | €5k | €11k | €9k | €8k | ▼ 15.3% |
| Financial income75/76B | - | €31 | €0 | €6 | €0 | ▼ 99.2% |
| Recurring financial income75 | - | €31 | €0 | €6 | €0 | ▼ 99.2% |
| Financial charges65/66B | €367 | €81 | €44 | €40 | €45 | ▲ 13.3% |
| Recurring financial charges65 | €367 | €81 | €44 | €40 | €45 | ▲ 13.3% |
| Profit (loss) for the period before taxes9903 | €6k | €5k | €11k | €9k | €8k | ▼ 15.5% |
| Income taxes67/77 | - | - | - | €140 | €2k | ▲ 1,298% |
| Profit (loss) for the period9904 | €6k | €5k | €11k | €9k | €6k | ▼ 36.4% |
| Profit (loss) for the period to be appropriated9905 | €6k | €5k | €11k | €9k | €6k | ▼ 36.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €22k | €28k | €48k | €49k | €63k | ▲ 29.7% |
| Fixed assets21/28 | - | - | €932 | €723 | €516 | ▼ 28.7% |
| Tangible fixed assets22/27 | - | - | €932 | €723 | €516 | ▼ 28.7% |
| Plant, machinery and equipment23 | - | - | €932 | €723 | €516 | ▼ 28.7% |
| Current assets29/58 | €22k | €28k | €47k | €48k | €63k | ▲ 30.6% |
| Amounts receivable within one year40/41 | €2k | €2k | €3k | €0 | €763 | - |
| Trade receivables40 | - | - | €700 | €0 | €300 | - |
| Other amounts receivable41 | €2k | €2k | €2k | €0 | €463 | - |
| Cash at bank and in hand54/58 | €20k | €26k | €45k | €46k | €60k | ▲ 29.7% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | €2k | ▲ 15.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €22k | €28k | €48k | €49k | €63k | ▲ 29.7% |
| Equity10/15 | €-8k | €-2k | €9k | €18k | €23k | ▲ 31.5% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | €12k | - | - | - | - |
| Other1109/19 | €12k | €12k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €7k | ▲ 296% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €7k | ▲ 296% |
| Profit (loss) carried forward14 | €-22k | €-17k | €-5k | €3k | €4k | ▲ 2.7% |
| Amounts payable17/49 | €30k | €31k | €39k | €31k | €40k | ▲ 28.7% |
| Amounts payable after more than one year17 | €17k | €17k | €17k | €17k | €17k | = |
| Financial debts170/4 | €17k | €17k | €17k | €17k | €17k | = |
| Amounts payable within one year42/48 | €13k | €14k | €22k | €14k | €23k | ▲ 63.6% |
| Trade debts44 | - | €361 | €7k | €222 | €28 | ▼ 87.5% |
| Suppliers440/4 | - | €361 | €7k | €222 | €28 | ▼ 87.5% |
| Advances received on contracts in progress46 | - | - | €816 | €343 | €8k | ▲ 2,130% |
| Taxes, remuneration and social security45 | - | €354 | €883 | €489 | €2k | ▲ 366% |
| Taxes450/3 | - | €354 | €883 | €489 | €2k | ▲ 366% |
| Other amounts payable47/48 | €13k | €13k | €13k | €13k | €13k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €5k | €11k | €9k | €6k | ▼ 36.4% |
| + Depreciation and write-downs630 | - | - | €110 | €208 | €208 | ▼ 0.4% |
| Operating cash flow (approximation) | €6k | €5k | €11k | €9k | €6k | ▼ 35.5% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | €6k | €18k | €1k | €14k | ▲ 956% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €11k ▲111%
Net result €11k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.33
Current ratio from 0.51 to 1.33; short-term debt falls from €17k to €9k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €207
Net result €207 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2011
Ground area
1,086 m²
Building footprint
127 m²
Volume, LiDAR
648 m³
Parcel 92085B0145/00P006, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLACL
since 20112.206.346.657
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92085B0145/00P006 | Wallonia | 1,086 m² | 1 · 127 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HMI
BE 0669.580.409
Schilde · Eq €23,329
TOO FAN EVENT
BE 0632.944.596
Verviers · Eq €23,327
Midima
BE 0762.962.606
Lokeren · Eq €23,358
Traiteur Bernard Bayard
BE 0630.801.391
Verlaine · Eq €23,288
B7CHEF
BE 1017.902.162
Saint-Hubert · Eq €23,406
Of 7,501 companies in sector 56210 we hold annual accounts for 2,446. 1,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
43341Painting of buildings
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.