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TORINO MOTOR

Active
Public limited companyfounded 1989active for 37 yearsRue des Bonniers(B) 59, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0437.106.744
Summary

TORINO MOTOR has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €19,091. Equity is shrinking by about 2.6% per year across the filed financial years. Its solvency ranks better than 79% of 12,686 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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TORINO MOTORActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
6th largest company by equity in Saint-Ghislain, Wholesale and retail trade sector1 site
Size
≈ €510,000turnover 2025, estimated
Staff
≈ 0.1 FTE, estimated
Equity
€1.8m
Profit
€19,091
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 22 days early3 of 11 deeds summarised
Why 96raises risk2 of the last 3 latelowers riskFounded in 1989Size: total assets €2.7mLiquidity: current ratio 2.05, cash €432,400Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 92+1
equity 67.4% of total assets
Liquidity 63+2
short-term debt 22.2% · cash 16.1%
Profitability 70+19
return on assets 0.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.3 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.05, compared with 1.79 in 2024, above the usual 1.5; short-term debt: 22.2% and cash: 16.1% of total assets), and 32.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 86% on solvency, 83% on liquidity, 55% on profitability and 42% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €2.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 2.05, cash €432,400
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
71 days late
2023
68 days late
2022
122 days late
2021
78 days late
2020
73 days late
2019
152 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 77 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & shares · Resignations &…Permanent representative: SORCE Guiseppe ·…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. RestructuringShare issue · Accounting effect…

Key points

  • Positive: Back in profit in 2025after -€40,691 in 2024 €19,091 View
  • Positive: Among the best 6% on equitysector median €237,613 · 12,696 companies €1.8m View
  • Restructuring with SORCE INVESTrestructuring on 30-07-2026 2026 View

By topic

Financials

Financial year
2025
Total assets
€2.7m
Profit
€19,091
Solvency
67.4%
Turnover▼ 58.5%
Net result
20182019
Go to Financials

Timeline

Events
44
Since
1990
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 10-10-2025Annual accounts filed
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
24-03-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about TORINO MOTOR

What is the company number of TORINO MOTOR?
0437.106.744. In Belgium the VAT number is the company number with BE in front: BE 0437.106.744.
Where is TORINO MOTOR based?
The registered office is at Rue des Bonniers(B) 59, 7331 Saint-Ghislain.Company details
What does TORINO MOTOR do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of TORINO MOTOR?
Public limited company (NV).
When was TORINO MOTOR founded?
On 24-03-1989.
Is TORINO MOTOR still active?
Yes, TORINO MOTOR is an active enterprise in the KBO register.
What is the turnover of TORINO MOTOR?
€84,458 in financial year 2019, according to the filed annual accounts.Financials
Is TORINO MOTOR profitable?
In financial year 2025, TORINO MOTOR made a profit of €19,091.
Where can I find the annual accounts of TORINO MOTOR?
TORINO MOTOR filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TORINO MOTOR due?
By 31-07-2027, for financial year 2026.Timeline

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