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TORINO

Active
Private limited companyfounded 198937 yrs activeHeuvel 20, 2580 Putte, BelgiumKBO/BCE: BE 0436.833.857

TORINO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €64k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 92% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+20
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 2.84 in 2024; short-term debt: 13.2% and cash: 42.1% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.8%
Return on assets
17.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
80 d early
2024
23 d early
2023
28 d late
2022
55 d early
2021
62 d early
2020
53 d early
2019
50 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€322k▲ 24.7%
2024 · €258k
2018: €330k 2019: €329k 2020: €298k 2021: €310k 2022: €290k 2023: €299k 2024: €258k
2018 → 2025
Total assets
€371k▲ 17.3%
2024 · €316k
2018: €440k 2019: €407k 2020: €359k 2021: €363k 2022: €342k 2023: €330k 2024: €316k
2018 → 2025
Net result
€64k▲ 2,156%
2024 · €3k
2018: €4k 2019: €-1k 2020: €-31k 2021: €12k 2022: €9k 2023: €8k 2024: €3k
2018 → 2025
Working capital
€139k▲ 29.4%
2024 · €107k
2018: €185k 2019: €179k 2020: €174k 2021: €195k 2022: €132k 2023: €94k 2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€310k-€290k▼ 6.4%€299k▲ 2.9%€258k▼ 13.6%€322k▲ 24.7%
Operating result€13k-€10k▼ 19.6%€10k▼ 1.6%€2k▼ 76.9%€80k▲ 3,365%
Net result€12k-€9k▼ 21.7%€8k▼ 9.7%€3k▼ 66.1%€64k▲ 2,156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €13k€13kNet result 2021: €12k€12kOperating result 2022: €10k€10kNet result 2022: €9k€9kOperating result 2023: €10k€10kNet result 2023: €8k€8kOperating result 2024: €2k€2kNet result 2024: €3k€3kOperating result 2025: €80k€80kNet result 2025: €64k€64k20212022202320242025
The operating result recovers in 2025; 2025 is 3,365% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets €183k▲ 21.5%
Current assets €188k▲ 13.5%
Equity and liabilities €371k
Equity €322k▲ 24.7%
Debt €49k▼ 15.8%
The debt ratio falls from 18.4% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€130k
2024 · €75k
Cash flow
€114k
2024 · €76k
Solvency
86.8%
2024 · 81.6%
Current ratio
3.83
2024 · 2.84
Quick ratio
3.54
2024 · 2.65
Debt / equity
0.15
2024 · 0.23
ROE
19.8%
2024 · 1.1%
ROA
17.2%
2024 · 0.9%
Interest coverage
1200.63
2024 · 192.74
Debt
€49k
2024 · €58k
Debt ≤ 1 year
€49k
2024 · €58k
Income taxes
€16k
2024 · €467
Staff costs
€28k
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€316k€371k
Fixed assets21/28€151k€183k
Tangible fixed assets22/27€151k€183k
Plant, machinery and equipment23€103k€88k
Furniture and vehicles24€48k€95k
Current assets29/58€165k€188k
Stocks and contracts in progress3€11k€14k
Stocks30/36€11k€14k
Amounts receivable within one year40/41€16k€17k
Trade receivables40€12k-
Other amounts receivable41€5k€17k
Cash at bank and in hand54/58€138k€156k
Deferred charges and accrued income490/1-€490
Equity and liabilities
Total equity and liabilities10/49€316k€371k
Equity10/15€258k€322k
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€171k€235k
Tax-exempt reserves132€22k€22k=
Distributable reserves133€149k€213k
Profit (loss) carried forward14€68k€68k=
Amounts payable17/49€58k€49k
Amounts payable within one year42/48€58k€49k
Current portion of amounts payable after more than one year42€3k-
Trade debts44€5k€3k
Suppliers440/4€5k€3k
Taxes, remuneration and social security45€7k€11k
Taxes450/3€5k€11k
Remuneration and social security454/9€2k-
Other amounts payable47/48€43k€34k
Income statement Code20242025
Remuneration, social security and pensions62€34k€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€50k
Other operating charges640/8€4k€3k
Gross operating margin9900€113k€161k
Operating profit (loss)9901€2k€80k
Financial income75/76B€1k€151
Recurring financial income75€1k€151
Financial charges65/66B€390€108
Recurring financial charges65€390€108
Profit (loss) for the period before taxes9903€3k€80k
Income taxes67/77€467€16k
Profit (loss) for the period9904€3k€64k
Profit (loss) for the period to be appropriated9905€3k€64k
Appropriation of the result
Profit (loss) to be appropriated9906€71k€132k
Profit (loss) brought forward from the previous period14P€68k€68k
Transfer to equity691/2€3k€64k
To other reserves6921€3k€64k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €64k ▲2156%
Operating result €80k, net result €64k, both a record.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €12k
Net result €12k after 2 loss-making years.
08-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heuvel 202580 Putte
Ground area
2,459 m²
Building footprint
304 m²
Volume, LiDAR
2 m³
Parcel 12029D0059/00F000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
Torino
Heuvel 20, 2580 PutteService activities incidental to land transportation
since 19892.042.532.067
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12029D0059/00F000 Flanders 2,459 m² 1 · 304 m² 0.2 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 1,375 EUR awarded · 1,375 EUR paid
Year Entries awardedpaid
2025 2 1,375 EUR1,375 EUR
Schemes
Premie kwalificerend werkplekleren
1 entry · 1,000 EUR · 1,000 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 375 EUR · 375 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Putte2.042.532.067
1 permission
Toelating · Ambulante vleeswinkel · since 01-01-2016

Dual-learning approval

3 live approvals
Keukenmedewerker (vwo)
Goedgekeurd · 2024 to 2029
Keukenmedewerker duaal (so)
Goedgekeurd · 2024 to 2029
Onthaal, organisatie en sales duaal (so)
Goedgekeurd · 2025 to 2030

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 1,198 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-02-1989
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
52220
47271Retail trade
47291Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.