Result
-€22,841 -€22,841
From profit to loss in 2025, after a profit of €42,642 in 2024.
TORIN
Lifetime
19 annual accounts with figures on one time axispeak €321,636 (2024)
€265,266▼ 17.5%
lowest -€40,460 (2017)
-€22,841▼ €65,483
peak €133,948 (2024)
€111,107▼ 17.1%
€58,362▼ 10.3%
peak 6.2 FTE (2012)
-not published
Board1 name since 2021
1 directorRegina Marco
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €321,636 to €265,266Loss of €22,841Equity from €133,948 to €111,107
Key points
from the 2025 annual accountsStaff
9 employees on 31-12-2025
In 2025, 9 people joined and 10 left.
Position in the sector
-€22,841
Lower net result than 88% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 25 days after the deadline
Checked score
83
Excellent
Financially stronger than 53% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.4 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Loss of €22,841 (financial year 2025)
lowers risk
Liquidity: current ratio 2.10, cash €66,603
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 81% of them on solvency, 86% on liquidity, 19% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as TORIN has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TORIN itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for TORIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.1 (2.09 in 2024), above the usual 1.5. Short-term debt is 34.4% and cash 39.3% of total assets. 34.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
29 days late
2023
28 days late
2022
143 days late
2021
95 days late
2020
47 days late
2019
39 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 58 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0889710031
First establishment
MARE E MONTI, Kerselarenlaan 198, Woluwe-Saint-Lambert
Incorporation
published on 07-06-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TORIN Woluwe-Saint-Lambert | €169,470 | €265,266 | 65.6% | - |
| 2 BE ZEN Woluwe-Saint-Lambert | €161,578 | €250,569 | 19.9% | 4.3 |
| NEAVISSA Brussels | €146,944 | €268,467 | 49.4% | - |
| CHAMPAUDITIF Brussels | €182,887 | €268,479 | 6.3% | - |
| ALAVANT Ixelles | €181,533 | €311,600 | -1.0% | - |
| KNOSSOS II Herstal | €169,938 | €228,222 | 51.2% | - |
| SNACK DE L'ENTREVILLE Lobbes | €193,242 | €242,486 | 38.5% | 3.3 |
These companies have the same main activity as TORIN: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €147,000 and €193,000, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 30-05-2007Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 1 other
- Establishment unit
- 2.162.718.0371200 Woluwe-Saint-Lambert, since 04-06-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 24-09-2025
Annual accounts 2025
- ≈ €750,000estimated
- €169,470▼ 14.9%
- Employeeson 31-12-2025
- 9▼ 18.2%
- Filing
- Filed on 25-08-2026
Insights on TORIN
TORIN files the micro format. That format states no turnover. The gross margin rose from €32,378 in 2007 to €265,266 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TORIN
- What is the company number of TORIN?
- The company number of TORIN is 0889.710.031. The VAT number is the same number with BE in front: BE 0889.710.031.
- Where is TORIN based?
- The registered office is at Kerselarenlaan 198, 1200 Woluwe-Saint-Lambert.Company details
- What does TORIN do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of TORIN?
- TORIN is a private limited company (pre-2019) (BVBA).
- When was TORIN founded?
- TORIN was founded on 30-05-2007.
- Is TORIN still active?
- Yes, TORIN is an active enterprise in the KBO register.
- How many employees does TORIN have?
- TORIN had an average of 9.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TORIN?
- The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €265,266 and 37 comparable companies (NACE 56112). It probably lies between €620,000 and €840,000. In financial year 2020 turnover was €435,831.
- Is TORIN profitable?
- In financial year 2025, TORIN made a loss of €22,841.
- Where can I find the annual accounts of TORIN?
- TORIN filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TORIN due?
- TORIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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