TORELIO
ActiveTORELIO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €15k. Equity is shrinking by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+8
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.01 in 2024), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
25.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
53 d early
2024
44 d early
2023
on the day
2022
on the day
2021
2 d early
2020
26 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 14.3%
2024 · €24k
2019: €110k
2020: €89k
2021: €89k
2022: €24k
2023: €21k
2024: €24k
2019 → 2025
Total assets
€57k▼ 15.9%
2024 · €68k
2019: €254k
2020: €212k
2021: €192k
2022: €182k
2023: €94k
2024: €68k
2019 → 2025
Net result
€15k▲ 24.4%
2024 · €12k
2019: €103k
2020: €-20k
2021: €77
2022: €-2k
2023: €12k
2024: €12k
2019 → 2025
Working capital
€12k▲ 4,069%
2024 · €276
2019: €97k
2020: €79k
2021: €82k
2022: €-9k
2023: €-7k
2024: €276
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€24k▼ 73.7%€21k▼ 12.4%€24k▲ 17.8%€21k▼ 14.3%
Operating result€5k-€-74€16k€18k▲ 8.1%€22k▲ 27.6%
Net result€77-€-2k€12k€12k▼ 3.4%€15k▲ 24.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€9k▼ 68.7%
Current assets
€48k▲ 25.5%
Equity and liabilities €57k
Equity
€21k▼ 14.3%
Debt
€36k▼ 16.8%
The debt ratio falls from 64.2% to 63.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€42k▼
2024 · €45k
Cash flow
€35k▼
2024 · €39k
Solvency
36.5%▲
2024 · 35.8%
Current ratio
1.32▲
2024 · 1.01
Quick ratio
1.32▲
2024 · 1.01
Debt / equity
1.74▼
2024 · 1.79
ROE
69.7%▲
2024 · 48.0%
ROA
25.4%▲
2024 · 17.2%
Interest coverage
66.65▲
2024 · 39.27
Debt
€36k▼
2024 · €44k
Debt ≤ 1 year
€36k▼
2024 · €38k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€57k▼
Fixed assets21/28€30k€9k▼
Intangible fixed assets21€14k-
Tangible fixed assets22/27€15k€9k▼
Furniture and vehicles24€15k€9k▼
Financial fixed assets28€43-
Current assets29/58€38k€48k▲
Amounts receivable within one year40/41€9k€25k▲
Trade receivables40€7k€21k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€29k€21k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€68k€57k▼
Equity10/15€24k€21k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4k€358▼
Amounts payable17/49€44k€36k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€38k€36k▼
Current portion of amounts payable after more than one year42€25k€8k▼
Financial debts43-€638
Credit institutions430/8-€638
Trade debts44€386€1k▲
Suppliers440/4€386€1k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€8k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€20k▼
Other operating charges640/8€682€501▼
Non-recurring operating charges66A-€392
Gross operating margin9900€46k€43k▼
Operating profit (loss)9901€18k€22k▲
Financial income75/76B€209€269▲
Recurring financial income75€209€269▲
Financial charges65/66B€1k€636▼
Recurring financial charges65€1k€636▼
Profit (loss) for the period before taxes9903€17k€22k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€12k€15k▲
Profit (loss) for the period to be appropriated9905€12k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€18k▲
Profit (loss) brought forward from the previous period14P€176€4k▲
Profit to be distributed694/7€8k€18k▲
Return on contributions (dividend)694€8k€18k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €77
Net result €77 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-20k ▼120%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8971180 UkkelGround area
347 m²
Building footprint
329 m²
Volume, LiDAR
3,129 m³
Parcel 21616A0121/00Y002, Brussels · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TORELIO
since 20182.281.058.037
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.