MY SELECTION FOR YOU
ActiveMY SELECTION FOR YOU has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €16k. Its solvency ranks better than 55% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.63), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
49%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€32k
Net result
€16k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€2k
Current assets
€30k
Equity and liabilities €32k
Equity
€21k
Debt
€11k
Debt finances 35.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k
Cash flow
€16k
Solvency
64.6%
Current ratio
2.63
Quick ratio
2.59
Debt / equity
0.55
ROE
76.0%
ROA
49.0%
Interest coverage
717.81
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€32k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€30k
Stocks and contracts in progress3€348
Stocks30/36€348
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Cash at bank and in hand54/58€25k
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€21k
Contributions10/11€5k
Reserves13€15k
Distributable reserves133€15k
Profit (loss) carried forward14€806
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€320
Other operating charges640/8€50
Gross operating margin9900€20k
Operating profit (loss)9901€20k
Financial charges65/66B€28
Recurring financial charges65€28
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€4k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
Transfer to equity691/2€15k
To other reserves6921€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duivenstraat 763052 Oud-HeverleeGround area
1,478 m²
Building footprint
190 m²
Volume, LiDAR
941 m³
Parcel 24013A0171/00P000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MY SELECTION FOR YOU
since 20252.368.352.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24013A0171/00P000 | Flanders | 1,478 m² | 1 · 190 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 13,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Abbreviation NL
MS4U
Activities, NACEBEL
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.