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Complete company report
Generated 27-06-2026
Active BE 0742.968.233Private limited companyOpen bankruptcy

TOR CONCEPT

· 6 yrs active
Conclusion Checked

A bankruptcy procedure is open for TOR CONCEPT according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2021 annual accounts show equity of €22k and a net result of €20k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €22k
Net result €20k
Active 6 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health26Profitability100Solvency60Growth50Stability0
47 / 100

Mixed profile: strong on profitability, weaker on stability.

Health 26
Profitability 100
Solvency 60
Growth 50
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High risk
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 1 events
Address struck
Health barometer FY 2021 · computed
26 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 17-05-2022 with the NBB · fiscal year 2021 · micro
Fiscal year2021
Revenue€130k
EBITDA€29k
Net profit€20k
Cash flow€22k
Staff costs—
Income taxes€7k
Dividends—
Total assets€69k
Equity€22k
Debt€47k
of which ≤ 1y€47k
of which > 1y—
Working capital€20k
Employees (FTE)—
Ratios (computed)
2021
Current ratio1.42
Quick ratio1.42
Working capital ratio28.2%
Solvency32.2%
Debt / equity2.11
Long-term debt ratio—
Interest coverage264.17
Gross margin22.4%
Net margin15.8%
ROA29.6%
ROE91.9%
EBITDA margin22.2%
Days sales outstanding127d
Days payable outstanding146d
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet — Assets
TOTAL ASSETS 20/58€69k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€66k
Amounts receivable within one year 40/41€64k
Cash & bank 54/58€3k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€69k
Equity 10/15€22k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€20k
Amounts payable 17/49€47k
Amounts payable within one year 42/48€47k
Trade debts payable within one year 44€40k
Income statement
Turnover 70€130k
Gross operating margin 9900€29k
Operating result 9901€27k
Financial charges 65€109
Result before taxes 9903€27k
Income taxes 67/77€7k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator GREGORY BRUNEEL
ZELLIKSESTEENWEG 12, 1082 SINT-AGATHA-BERCHEM
 21-01-2025 → present Belgian State Gazette
Legal Structure
NACE primary —
Legal form Private limited company(610)
Incorporation05-02-2020
StatusActive
Postal code—
First BS signal 27-01-2025
Latest BS signal 27-01-2025
Company structure — linked entities1 linked entities
TOR CONCEPTBE 0742.968.233GREGORY BRUNEELReceiver
Mandates
Establishment units 1 location
TOR CONCEPT
Reparatie en onderhoud van verwarmingsinstallaties
since 20202.299.440.329
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23001C0023/00E000 Flanders 610 m² 1 · 122 m² 7.0 m · 2 fl.
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-06-2025
KBO administration Address strikeout main
27-06-2025
KBO administration Address strikeout main
27-01-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · TOR CONCEPT BV LANGE EIK- STRAAT 46, 1970 WEZEMBEEK-OPPEM · event 21-01-2025
2023
06-12-2023
State Gazette act Registered-office change
2022
17-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Lifecycle & Insolvency Signals 2 events
27-06-2025
KBO administration Address strikeout main
 · Publications in State Gazette ↗
27-01-2025
Bankruptcy Opening
Date: 21-01-2025 · Ondernemingsrechtbank Brussel · TOR CONCEPT BV LANGE EIK- STRAAT 46, 1970 WEZEMBEEK-OPPEM · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-27 · Bankruptcy · Opening2025-06-27 · KBO administration · Address strikeout main
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 1 acts
Address history · 1
06-12-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
06-12-2023 Registered office moved to Wezembeek-Oppem Registered-office change
  • LANGE EIKSTRAAT 46, 1970 Wezembeek-Oppem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "LANGE EIKSTRAAT 46, 1970 Wezembeek-Oppem",
        "city": "Wezembeek-Oppem",
        "region": "vlaams_gewest",
        "street": "LANGE EIKSTRAAT",
        "country": "BE",
        "postcode": "1970",
        "box_number": null,
        "street_number": "46",
        "locality_suffix": "Wezembeek-Oppem"
      },
      "old_address": {
        "raw": null,
        "city": null,
        "region": null,
        "street": null,
        "country": "BE",
        "postcode": null,
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-06",
    "filing_date": "2023-11-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-11-17",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0742.968.233",
    "name_full": "TOR CONCEPT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "ROMAN Avram",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "kopie na neerlegging van de akte ter griffie"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL TOR CONCEPT
Registration history
  1. 27-06-2025 Address strikeout main
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative