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TOPS

Active
Private limited company (pre-2019)founded 2007active for 18 yearsEendendreef 5, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0893.232.913

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TOPS has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,187 and a net result of €6,903. Equity has been growing by about 8% per year since 2018. Its solvency ranks better than 67% of 255 sector peers (NACE 13, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 02-11-2007 Normal situation
Activity
Manufacture of textiles NACE 13960and 1 other
Establishment unit
2.166.460.059 2360 Oud-Turnhout, since 31-10-2007
Financial year end
31 December
Peppol
Reachable since 13-08-2025

Board and ownership

Board
  • Nooteboom LucDirector · since 31-10-2007
  • Van Kollenburg LonnekeDirector · since 01-07-2011

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€15,551
Turnover
≈ €120,000
estimated
Profit
€6,903
Equity
€37,187
▲ 22.8%
Total assets
€62,939
▲ 33.1%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskLiquidity: current ratio 2.30, cash €59,356Sector: Manufacture of textiles (NACE 13)Equity €37,187 (59.1% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in textiles (NACE 13)
Financial strength · tick: 2024
Strong
Solvency 84-5
equity 59.1% of total assets
Liquidity 81-5
short-term debt 40.9% · cash 94.3%
Profitability 82+82
return on assets 11.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (496 companies, NACE 13, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.3 (2.77 in 2024), above the usual 1.5. Short-term debt is 40.9% and cash 94.3% of total assets. 40.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro). It does better than 61% of them on solvency, 82% on liquidity, 72% on profitability and 80% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.30, cash €59,356
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Manufacture of textiles (NACE 13)
KBO
lowers risk · Equity €37,187 (59.1% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
6 days early
2023
86 days late
2022
6 days early
2021
48 days early
2020
60 days early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 13), the median for financial year 2024 was 13 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as TOPS: manufacture of textiles (NACE 13960). They are comparable in size and age: total assets between €94,500 and €349,000, founded between 1993 and 2008.

CompanyTotal assetsGross margin
TOPS Oud-Turnhout€62,939€15,551
IMBROTEX Grez-Doiceau€94,539€5,844
Joëlle S. of JOELLE S. Edegem€168,131€8,493
THE BLINDS DESIGNERS AND MANUFACTURERS Enghien€118,569€38,701
C.J. DESIGN Houyet€132,460€36,764
A'POLO Zwevegem€349,110€24,758
FLUO - TEX Hamme (Vl.)€218,771€8,685
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about TOPS

What is the company number of TOPS?
The company number of TOPS is 0893.232.913. The VAT number is the same number with BE in front: BE 0893.232.913.
Where is TOPS based?
The registered office is at Eendendreef 5, 2360 Oud-Turnhout.Company details
What does TOPS do?
According to the KBO register, the main activity is manufacture of textiles (NACE 13960).
What is the legal form of TOPS?
The legal form of TOPS is Private limited company (pre-2019) (BVBA).
When was TOPS founded?
TOPS was founded on 02-11-2007.
Is TOPS still active?
Yes, TOPS is an active enterprise in the KBO register.
What is the turnover of TOPS?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €15,551 and 6,330 comparable companies of the same size. It probably lies between €54,000 and €290,000. It is a rough estimate.Financials
Is TOPS profitable?
In financial year 2025, TOPS made a profit of €6,903.
Where can I find the annual accounts of TOPS?
TOPS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of TOPS due?
TOPS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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