C.J. DESIGN

Active

Private limited companyfounded 1997active for 29 yearsHerock, Ciergnon 29, 5560 Houyet, BelgiumKBO/BCE: BE 0460.262.822

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

C.J. DESIGN has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,923 and a net result of -€3,486. Equity is growing by about 5.4% per year across the filed financial years. Its solvency ranks better than 40% of 256 sector peers (NACE 13, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

C.J. DESIGNActiveChecked score 92/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 24-03-1997 Normal situation
Legal form: Private limited company
Registered office: Herock, Ciergnon 29, 5560 Houyet
Activity: Manufacture of textiles NACE 13960and 2 others
Establishment unit: 2.240.416.126 5580 Rochefort, since 25-02-2015
Financial year end: 31 December
Peppol: Reachable since 01-07-2025

Company details

Who decides

Board

Colot CatherineDirector

Board & ownership

How it is doing

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €36,764; ▼ 20.8%
Turnover: ≈ €150,000; estimated
Loss: €3,486
Equity: €42,923; ▼ 7.5%
Total assets: €132,460; ▲ 34.2%
Staff: 1 FTE; =

2025 accounts 32 days early

Filed on 29-06-2026at the National Bank

Financials

Why 92raises riskLoss of €3,486 (financial year 2025)lowers riskLiquidity: current ratio 1.54, cash €27,779Size: total assets €132,460Sector: Manufacture of textiles (NACE 13)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 33% of its sector peers (NACE 13, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 57-15

equity 32.4% of total assets

Liquidity 53+11

short-term debt 47.5% · cash 21.0%

Profitability 17-58

return on assets -2.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (496 companies, NACE 13, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.5 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.54, compared with 1.83 in 2024, above the usual 1.5; short-term debt: 47.5% and cash: 21% of total assets), but 67.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro): better than 37% on solvency, 48% on liquidity, 22% on profitability and 26% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.54, cash €27,779

NBB · annual accounts

Size: total assets €132,460

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €3,486 (financial year 2025)

NBB · annual accounts

Sector: Manufacture of textiles (NACE 13)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

32 days early

2024

34 days early

2023

6 days early

2022

29 days late

2021

12 days late

2018

44 days late

2017

30 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 13) for financial year 2024 is 13 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Documents

Key facts about C.J. DESIGN

What is the company number of C.J. DESIGN?: 0460.262.822. In Belgium the VAT number is the company number with BE in front: BE 0460.262.822.
Where is C.J. DESIGN based?: The registered office is at Herock, Ciergnon 29, 5560 Houyet.Company details
What does C.J. DESIGN do?: According to the KBO register, the main activity is manufacture of textiles (NACE 13960).
What is the legal form of C.J. DESIGN?: Private limited company (BV).
When was C.J. DESIGN founded?: On 24-03-1997.
Is C.J. DESIGN still active?: Yes, C.J. DESIGN is an active enterprise in the KBO register.
How many employees does C.J. DESIGN have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of C.J. DESIGN?: ≈ €150,000 in financial year 2025. Estimated from the gross margin of €36,764: probably between €89,000 and €270,000, based on 2,949 comparable companies of the same size. A rough estimate.
Is C.J. DESIGN profitable?: In financial year 2025, C.J. DESIGN made a loss of €3,486.
Where can I find the annual accounts of C.J. DESIGN?: C.J. DESIGN filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of C.J. DESIGN due?: By 31-07-2027, for financial year 2026.Timeline