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TOPPERSPECTIVE

Active
Private limited companyfounded 2011active for 15 yearsZoniënwoudlaan 157, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0838.489.477

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TOPPERSPECTIVE has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,677 and a net result of -€59,669. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 95% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 11-08-2011 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.201.687.885 1640 Sint-Genesius-Rode, since 11-08-2011
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • Topper Egbert GerritDirector · since 09-08-2011

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
-€48,649
Loss
€59,669
Equity
€152,677
▼ 28.1%
Total assets
€155,077
▼ 36.6%
Turnover not published (micro format)
Filed on 03-06-2026, 58 days before the deadline
Score breakdownraises riskLiquidity: current ratio 39.78, cash €297Loss of €59,669 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €152,677 (98.5% of total assets)Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 100=
equity 98.5% of total assets
Liquidity 50+2
short-term debt 1.5% · cash 0.2%
Profitability 0-74
return on assets -38.5%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 39.78 (5.45 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 0.2% of total assets. 1.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 36% on liquidity, 4% on profitability and 19% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 39.78, cash €297
NBB · annual accounts
raises risk · Loss of €59,669 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €152,677 (98.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
on the day
2023
26 days late
2022
4 days early
2021
68 days early
2020
12 days late
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 54 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €11,076 in 2024 -€59,669 View
  • Caution: Lower net result than 95% of companies in head offices and management consultancysector median €27,197 · 39,258 companies -€59,669 View

Comparable companies

These companies have the same main activity as TOPPERSPECTIVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €131,000 and €165,000, founded between 2009 and 2013.

CompanyTotal assetsGross margin
TOPPERSPECTIVE Sint-Genesius-Rode€155,077-€48,649
ANETO CONSULT Sint-Genesius-Rode€162,704-€59,749
ecchoverse Keerbergen€157,699-€2,302
Thallos Equestrian Geetbets€161,713-€32,255
Werner Fastenaekels Halle€165,022-€2,371
Nicolas Leroy Leuven€164,962-€24,867
Lightsourcing Leuven€130,540-€105,521
Full comparison

Documents

Key facts about TOPPERSPECTIVE

What is the company number of TOPPERSPECTIVE?
The company number of TOPPERSPECTIVE is 0838.489.477. The VAT number is the same number with BE in front: BE 0838.489.477.
Where is TOPPERSPECTIVE based?
The registered office is at Zoniënwoudlaan 157, 1640 Sint-Genesius-Rode.Company details
What does TOPPERSPECTIVE do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of TOPPERSPECTIVE?
The legal form of TOPPERSPECTIVE is Private limited company (BV).
When was TOPPERSPECTIVE founded?
TOPPERSPECTIVE was founded on 11-08-2011.
Is TOPPERSPECTIVE still active?
Yes, TOPPERSPECTIVE is an active enterprise in the KBO register.
What is the turnover of TOPPERSPECTIVE?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is TOPPERSPECTIVE profitable?
In financial year 2025, TOPPERSPECTIVE made a loss of €59,669.
Where can I find the annual accounts of TOPPERSPECTIVE?
TOPPERSPECTIVE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of TOPPERSPECTIVE due?
TOPPERSPECTIVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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