Nicolas Leroy
ActiveNicolas Leroy has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €34k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+2
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 20.37 in 2024; short-term debt: 13.9% and cash: 17% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
14.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-10-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
29 d early
2023
4 d early
2022
17 d early
2021
13 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 12.3%
2024 · €155k
2019: €26k
2020: €40k
2021: €75k
2022: €112k
2023: €136k
2024: €155k
2019 → 2025
Total assets
€237k▲ 44.9%
2024 · €163k
2019: €53k
2020: €59k
2021: €95k
2022: €122k
2023: €148k
2024: €163k
2019 → 2025
Net result
€34k▲ 62.3%
2024 · €21k
2019: €-6k
2020: €13k
2021: €35k
2022: €38k
2023: €26k
2024: €21k
2019 → 2025
Working capital
€119k▼ 16.9%
2024 · €143k
2019: €34k
2020: €43k
2021: €69k
2022: €103k
2023: €127k
2024: €143k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€112k▲ 48.9%€136k▲ 21.5%€155k▲ 14.3%€175k▲ 12.3%
Operating result€49k-€54k▲ 8.9%€37k▼ 31.7%€31k▼ 16.6%€48k▲ 55.3%
Net result€35k-€38k▲ 8.7%€26k▼ 33.1%€21k▼ 17.7%€34k▲ 62.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€85k▲ 541%
Current assets
€151k▲ 0.9%
Equity and liabilities €237k
Equity
€175k▲ 12.3%
Debt
€62k▲ 677%
The debt ratio rises from 4.9% to 26.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €35k
Cash flow
€49k▲
2024 · €26k
Solvency
73.7%▼
2024 · 95.1%
Current ratio
4.61▼
2024 · 20.37
Quick ratio
4.61▼
2024 · 20.37
Debt / equity
0.36▲
2024 · 0.05
ROE
19.6%▲
2024 · 13.6%
ROA
14.5%▲
2024 · 12.9%
Interest coverage
37.46▼
2024 · 64.15
Debt
€62k▲
2024 · €8k
Debt ≤ 1 year
€33k▲
2024 · €7k
Debt > 1 year
€28k
Income taxes
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€237k▲
Fixed assets21/28€13k€85k▲
Tangible fixed assets22/27€13k€85k▲
Furniture and vehicles24€7k€79k▲
Other tangible fixed assets26€6k€7k▲
Current assets29/58€150k€151k▲
Amounts receivable within one year40/41€18k€27k▲
Trade receivables40€17k€25k▲
Other amounts receivable41€891€2k▲
Current investments50/53€70k€83k▲
Cash at bank and in hand54/58€61k€40k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€163k€237k▲
Equity10/15€155k€175k▲
Contributions10/11€6k€6k=
Reserves13€136k€157k▲
Distributable reserves133€136k€157k▲
Profit (loss) carried forward14€14k€12k▼
Amounts payable17/49€8k€62k▲
Amounts payable after more than one year17-€28k
Financial debts170/4-€28k
Amounts payable within one year42/48€7k€33k▲
Current portion of amounts payable after more than one year42€2k€8k▲
Trade debts44€392€2k▲
Suppliers440/4€392€2k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€15k▲
Accrued charges and deferred income492/3€640€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€15k▲
Other operating charges640/8€1k€734▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€36k€64k▲
Operating profit (loss)9901€31k€48k▲
Financial income75/76B€527€2k▲
Recurring financial income75€527€2k▲
Financial charges65/66B€549€2k▲
Recurring financial charges65€549€2k▲
Profit (loss) for the period before taxes9903€31k€48k▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€21k€34k▲
Profit (loss) for the period to be appropriated9905€21k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€48k▲
Profit (loss) brought forward from the previous period14P€15k€14k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€21k€34k▲
To other reserves6921€21k€34k▲
Profit to be distributed694/7€2k€15k▲
Return on contributions (dividend)694€2k€15k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €155k ▲14.3%
5 profitable years in a row build equity to €155k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €38k ▲8.7%
Operating result €54k, net result €38k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 11.09
Current ratio from 4.53 to 11.09; short-term debt falls from €20k to €10k.
31-03
Financial
Equity above €100kEq €112k ▲48.9%
3 profitable years in a row build equity to €112k.
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
03-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pellenbergstraat 1863010 LeuvenGround area
555 m²
Building footprint
83 m²
Volume, LiDAR
414 m³
Parcel 24514A0019/00G002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nicolas Leroy
since 20132.216.897.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514A0019/00G002 | Flanders | 555 m² | 1 · 83 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 719 EUR awarded · 719 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 719 EUR | 719 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2013
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.