Topovision
ActiveSummary
Topovision has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32k and a net result of €6k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+33
Solvency86▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.72 in 2023; short-term debt: 39.1% and cash: 27.2% of total assets), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.9%
Return on assets
11.1%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
30 d late
2022
73 d late
2021
78 d late
2020
16 d late
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€32k▲ 22.4%
2023 · €27k
2018: €14k
2019: €40k
2020: €49k
2021: €38k
2022: €35k
2023: €27k
2018 → 2024
Total assets
€53k▲ 10.9%
2023 · €48k
2018: €65k
2019: €101k
2020: €101k
2021: €78k
2022: €46k
2023: €48k
2018 → 2024
Net result
€6k
2023 · €-8k
2018: €-4k
2019: €25k
2020: €9k
2021: €9k
2022: €-3k
2023: €-8k
2018 → 2024
Working capital
€22k▲ 42.0%
2023 · €16k
2018: €30k
2019: €50k
2020: €54k
2021: €38k
2022: €15k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€38k▼ 23.3%€35k▼ 8.4%€27k▼ 23.1%€32k▲ 22.4%
Operating result€12k-€12k▼ 6.7%€-3k€-8k▼ 127%€7k
Net result€9k-€9k▼ 8.2%€-3k€-8k▼ 153%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €8k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€10k ▼ 5.3%
Current assets
€43k ▲ 15.7%
Equity and liabilities €53k
Equity
€32k ▲ 22.4%
Debt
€21k ▼ 3.2%
The debt ratio falls from 44.8% to 39.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2023 · €3k
Cash flow
€11k▲
2023 · €3k
Current ratio
2.06▲
2023 · 1.72
Debt / equity
0.64▼
2023 · 0.81
ROE
18.3%▲
2023 · -30.1%
ROA
11.1%▲
2023 · -16.6%
Interest coverage
32.59▲
2023 · 10.65
Debt ≤ 1 year
€21k▼
2023 · €22k
Income taxes
€962
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€48k€53k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€6k▲
Other tangible fixed assets26€3k€3k▼
Current assets29/58€37k€43k▲
Amounts receivable within one year40/41€25k€20k▼
Trade receivables40€16k€13k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€3k€14k▲
Deferred charges and accrued income490/1€8k€8k▼
Equity and liabilities
Total equity and liabilities10/49€48k€53k▲
Equity10/15€27k€32k▲
Contributions10/11€19k€19k=
Reserves13€8k€13k▲
Distributable reserves133€8k€13k▲
Profit (loss) carried forward14-€922
Amounts payable17/49€22k€21k▼
Amounts payable within one year42/48€22k€21k▼
Financial debts43€10k-
Other loans439€10k-
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€200€7k▲
Remuneration and social security454/9€1k€1k=
Income statement
Code20232024
Non-recurring operating income76A-€191
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€5k▼
Other operating charges640/8€750€716▼
Non-recurring operating charges66A€700€547▼
Gross operating margin9900€5k€13k▲
Operating profit (loss)9901€-8k€7k▲
Financial income75/76B€5€140▲
Recurring financial income75€5€140▲
Financial charges65/66B€327€370▲
Recurring financial charges65€327€370▲
Profit (loss) for the period before taxes9903€-8k€7k▲
Income taxes67/77-€962
Profit (loss) for the period9904€-8k€6k▲
Profit (loss) for the period to be appropriated9905€-8k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€6k▲
Transfer from equity791/2€8k-
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 781880 Kapelle-op-den-BosGround area
3,404 m²
Building footprint
212 m²
Volume, LiDAR
1,299 m³
Parcel 23056A0159/00F002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Topovision
since 20182.280.373.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23056A0159/00F002 | Flanders | 3,404 m² | 1 · 212 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 278 EUR awarded · 269 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 48 EUR | 156 EUR |
| 2024 | 1 | 117 EUR | 0 EUR |
| 2023 | 1 | 59 EUR | 59 EUR |
| 2022 | 1 | 54 EUR | 54 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,758 companies in sector 71122 we hold annual accounts for 770. 595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2018
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.