GEOLAM
ActiveSummary
The annual accounts of GEOLAM for fiscal year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €9k and a net result of €-12k. Equity is shrinking by ~26.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 9494 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▼-50
Solvency34▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.87 against 1.01 in 2024; short-term debt: 56.6% and cash: 2.1% of total assets), and 90.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.2%
Return on assets
-11.7%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
61 d early
2024
60 d early
2023
51 d early
2022
34 d early
2021
52 d early
2020
90 d early
2019
60 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 55.9%
2024 · €21k
2019: €49k
2020: €76k▲ +56.6% vs 2019
2021: €77k▲ +0.2% vs 2020highest in 7 years
2022: €49k▼ -35.8% vs 2021
2023: €49k▲ +0.4% vs 2022
2024: €21k▼ -56.5% vs 2023
2025: €9k▼ -55.9% vs 2024lowest in 7 years
2019 → 2025
Total assets
€103k▲ 17.5%
2024 · €87k
2019: €130k
2020: €148k▲ +13.4% vs 2019highest in 7 years
2021: €138k▼ -6.5% vs 2020
2022: €138k▼ -0.6% vs 2021
2023: €123k▼ -10.9% vs 2022
2024: €87k▼ -28.7% vs 2023lowest in 7 years
2025: €103k▲ +17.5% vs 2024
2019 → 2025
Net result
€-12k
2024 · €86
2019: €30khighest in 7 years
2020: €28k▼ -6.0% vs 2019
2021: €965▼ -96.6% vs 2020
2022: €13k▲ +1209% vs 2021
2023: €10k▼ -19.3% vs 2022
2024: €86▼ -99.2% vs 2023
2025: €-12k▼ -14057% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-7k
2024 · €558
2019: €18k
2020: €42k▲ +140% vs 2019highest in 7 years
2021: €29k▼ -30.3% vs 2020
2022: €14k▼ -54.0% vs 2021
2023: €23k▲ +69.3% vs 2022
2024: €558▼ -97.6% vs 2023
2025: €-7k▼ -1434% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€49k▼ 35.8%€49k▲ 0.4%€21k▼ 56.5%€9k▼ 55.9%
2021: €77khighest in 5 years
2022: €49k▼ -35.8% vs 2021
2023: €49k▲ +0.4% vs 2022
2024: €21k▼ -56.5% vs 2023
2025: €9k▼ -55.9% vs 2024lowest in 5 years
Operating result€2k-€15k▲ 653%€16k▲ 5.9%€4k▼ 73.1%€-11k
2021: €2k
2022: €15k▲ +653% vs 2021
2023: €16k▲ +5.9% vs 2022highest in 5 years
2024: €4k▼ -73.1% vs 2023
2025: €-11k▼ -344% vs 2024lowest in 5 years
Net result€965-€13k▲ 1,209%€10k▼ 19.3%€86▼ 99.2%€-12k
2021: €965
2022: €13k▲ +1209% vs 2021highest in 5 years
2023: €10k▼ -19.3% vs 2022
2024: €86▼ -99.2% vs 2023
2025: €-12k▼ -14057% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€52k ▲ 149%
Current assets
€51k ▼ 23.7%
Equity and liabilities €103k
Equity
€9k ▼ 55.9%
Debt
€93k ▲ 41.5%
Debt's share of the balance-sheet total rises from 75.4% to 90.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-33▼
2024 · €15k
Cash flow
€-1k▼
2024 · €11k
Current ratio
0.87▼
2024 · 1.01
Debt to equity
9.86▲
2024 · 3.07
ROE
-127.0%▼
2024 · 0.4%
ROA
-11.7%▼
2024 · 0.1%
Interest coverage
-0.02▼
2024 · 4.19
Debt ≤ 1 year
€58k▼
2024 · €66k
Debt > 1 year
€35k
Staff costs
€24k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€87k€103k▲
Fixed assets21/28€21k€52k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€20k€52k▲
Plant, machinery and equipment23€9k€22k▲
Furniture and vehicles24€11k€30k▲
Financial fixed assets28€1k€0▼
Current assets29/58€66k€51k▼
Stocks and contracts in progress3€450-
Contracts in progress37€450-
Amounts receivable within one year40/41€35k€41k▲
Trade receivables40€33k€41k▲
Other amounts receivable41€2k€31▼
Current investments50/53€25k€6k▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€87k€103k▲
Equity10/15€21k€9k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€996€-11k▼
Amounts payable17/49€66k€93k▲
Amounts payable after more than one year17-€35k
Financial debts170/4-€35k
Amounts payable within one year42/48€66k€58k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€762€1k▲
Suppliers440/4€762€1k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€51k€43k▼
Income statement
Code20242025
Remuneration, social security and pensions62€16k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€127€234▲
Gross operating margin9900€31k€24k▼
Operating profit (loss)9901€4k€-11k▼
Financial income75/76B€214€103▼
Recurring financial income75€214€103▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€924€-12k▼
Income taxes67/77€838-
Profit (loss) for the period9904€86€-12k▼
Profit (loss) for the period to be appropriated9905€86€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€996€-11k▼
Profit (loss) brought forward from the previous period14P€910€996▲
Transfer from equity791/2€30k-
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €16k | €19k | €16k | €24k | ▲ 49.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €29k | €20k | €11k | €11k | ▼ 2.8% |
| Other operating charges640/8 | - | €234 | €234 | €127 | €234 | ▲ 84.3% |
| Gross operating margin9900 | €48k | €60k | €55k | €31k | €24k | ▼ 22.5% |
| Operating profit (loss)9901 | €2k | €15k | €16k | €4k | €-11k | ▼ 344% |
| Financial income75/76B | - | - | - | €214 | €103 | ▼ 51.9% |
| Recurring financial income75 | - | - | - | €214 | €103 | ▼ 51.9% |
| Financial charges65/66B | - | €751 | €2k | €4k | €2k | ▼ 56.8% |
| Recurring financial charges65 | €1k | €751 | €2k | €4k | €2k | ▼ 56.8% |
| Profit (loss) for the period before taxes9903 | €965 | €14k | €14k | €924 | €-12k | ▼ 1,399% |
| Income taxes67/77 | - | €2k | €4k | €838 | - | - |
| Profit (loss) for the period9904 | €965 | €13k | €10k | €86 | €-12k | ▼ 14,057% |
| Profit (loss) for the period to be appropriated9905 | €965 | €13k | €10k | €86 | €-12k | ▼ 14,057% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €138k | €138k | €123k | €87k | €103k | ▲ 17.5% |
| Fixed assets21/28 | €71k | €46k | €26k | €21k | €52k | ▲ 149% |
| Intangible fixed assets21 | €317 | €117 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €70k | €45k | €25k | €20k | €52k | ▲ 163% |
| Plant, machinery and equipment23 | - | €10k | €8k | €9k | €22k | ▲ 148% |
| Furniture and vehicles24 | - | €31k | €17k | €11k | €30k | ▲ 176% |
| Leasing and similar rights25 | - | €5k | - | - | - | - |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €0 | ▼ 100% |
| Current assets29/58 | €67k | €91k | €96k | €66k | €51k | ▼ 23.7% |
| Stocks and contracts in progress3 | - | - | - | €450 | - | - |
| Contracts in progress37 | - | - | - | €450 | - | - |
| Amounts receivable within one year40/41 | €14k | €28k | €31k | €35k | €41k | ▲ 16.0% |
| Trade receivables40 | - | €28k | €30k | €33k | €41k | ▲ 23.7% |
| Other amounts receivable41 | - | - | €352 | €2k | €31 | ▼ 98.6% |
| Current investments50/53 | €16k | €38k | €54k | €25k | €6k | ▼ 76.6% |
| Cash at bank and in hand54/58 | €28k | €8k | - | €1k | €2k | ▲ 77.9% |
| Deferred charges and accrued income490/1 | - | €17k | €11k | €4k | €2k | ▼ 61.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €138k | €138k | €123k | €87k | €103k | ▲ 17.5% |
| Equity10/15 | €77k | €49k | €49k | €21k | €9k | ▼ 55.9% |
| Contributions10/11 | €19k | €19k | €19k | €20k | €20k | = |
| Reserves13 | €30k | €30k | €30k | - | - | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €28k | €28k | - | - | - |
| Profit (loss) carried forward14 | €28k | €711 | €910 | €996 | €-11k | ▼ 1,205% |
| Amounts payable17/49 | €62k | €88k | €73k | €66k | €93k | ▲ 41.5% |
| Amounts payable after more than one year17 | €24k | €11k | - | - | €35k | - |
| Financial debts170/4 | - | €11k | - | - | €35k | - |
| Amounts payable within one year42/48 | €38k | €77k | €73k | €66k | €58k | ▼ 11.8% |
| Current portion of amounts payable after more than one year42 | - | €13k | €11k | - | €5k | - |
| Financial debts43 | - | - | €1k | - | - | - |
| Credit institutions430/8 | - | - | €1k | - | - | - |
| Trade debts44 | €3k | €667 | €1k | €762 | €1k | ▲ 63.0% |
| Suppliers440/4 | - | €667 | €1k | €762 | €1k | ▲ 63.0% |
| Taxes, remuneration and social security45 | - | €24k | €16k | €14k | €9k | ▼ 36.1% |
| Taxes450/3 | - | €18k | €16k | €12k | €7k | ▼ 42.7% |
| Remuneration and social security454/9 | - | €6k | - | €2k | €2k | ▲ 5.7% |
| Other amounts payable47/48 | - | €40k | €44k | €51k | €43k | ▼ 16.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €965 | €13k | €10k | €86 | €-12k | ▼ 14,057% |
| + Depreciation and write-downs630 | €25k | €29k | €20k | €11k | €11k | ▼ 2.8% |
| Operating cash flow (approximation) | €26k | €41k | €30k | €11k | €-1k | ▼ 114% |
| Investment in fixed assets (approximation) | - | €-4k | €-1 | €-5k | €-42k | ▼ 688% |
| Change in cash | - | €-20k | - | - | €949 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2018
Ground area
8,401 m²
Building footprint
423 m²
Volume, LiDAR
5,526 m³
2 parcels, Wallonia · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GEOLAM SPRL
since 20182.272.294.185
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128D0052/00L013 | Wallonia | 4,371 m² | 1 · 340 m² | 18.5 m · 5 fl. |
| 92016B0396/00C000 | Wallonia | 4,030 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,758 companies in sector 71122 we hold annual accounts for 771. 374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2018
Fiscal year end30-06
Activities, NACEBEL 2025
71122Land surveying
Contact
E-mail
contact@geo-lam.be
Phone
+32 81 613 044
E-mail
LAMQUET.SYLVAIN@GMAIL.COMNamur
Phone
0473/88.00.41Namur
Scores and ratios are computed by Checked and are not a credit decision.