Skip to content
Private limited companyfounded 20232 yrs activeAmandusstraat 7, 3910 Pelt, BelgiumKBO/BCE: BE 1003.158.954
Summary

ToPie is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2,596 and a net result of -€1,904. Its solvency ranks better than 9% of 9866 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 9866 sector peers (2024).
NBB · sector comparison
Position among 9866 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 28 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 December 2023, ToPie was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€2,596
Net result
-€1,904
Total assets
€154,696
Solvency
1.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €154,696
Fixed assets €153,899
Current assets €797
Equity and liabilities €154,696
Equity €2,596
Debt €152,099
Debt finances 98.3% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
-73.3%
ROA
-1.2%
Debt ≤ 1 year
€15,679
Debt > 1 year
€135,868
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€154,696
Fixed assets21/28€153,899
Tangible fixed assets22/27€152,399
Land and buildings22€146,498
Assets under construction and advance payments27€5,901
Financial fixed assets28€1,500
Current assets29/58€797
Amounts receivable within one year40/41€341
Other amounts receivable41€341
Cash at bank and in hand54/58€456
Equity and liabilities
Total equity and liabilities10/49€154,696
Equity10/15€2,596
Contributions10/11€4,500
Profit (loss) carried forward14-€1,904
Amounts payable17/49€152,099
Amounts payable after more than one year17€135,868
Financial debts170/4€107,690
Other amounts payable178/9€28,179
Amounts payable within one year42/48€15,679
Current portion of amounts payable after more than one year42€11,830
Trade debts44€3,849
Suppliers440/4€3,849
Accrued charges and deferred income492/3€552
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,516
Other operating charges640/8€1,484
Gross operating margin9900€7,446
Operating profit (loss)9901€1,446
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3,349
Recurring financial charges65€3,349
Profit (loss) for the period before taxes9903-€1,904
Profit (loss) for the period9904-€1,904
Profit (loss) for the period to be appropriated9905-€1,904
Appropriation of the result
Profit (loss) to be appropriated9906-€1,904

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,516
Other operating charges640/8€1,484
Gross operating margin9900€7,446
Operating profit (loss)9901€1,446
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3,349
Recurring financial charges65€3,349
Profit (loss) for the period before taxes9903-€1,904
Profit (loss) for the period9904-€1,904
Profit (loss) for the period to be appropriated9905-€1,904
Line2024
Assets
Total assets20/58€154,696
Fixed assets21/28€153,899
Tangible fixed assets22/27€152,399
Land and buildings22€146,498
Assets under construction and advance payments27€5,901
Financial fixed assets28€1,500
Current assets29/58€797
Amounts receivable within one year40/41€341
Other amounts receivable41€341
Cash at bank and in hand54/58€456
Equity and liabilities
Total equity and liabilities10/49€154,696
Equity10/15€2,596
Contributions10/11€4,500
Profit (loss) carried forward14-€1,904
Amounts payable17/49€152,099
Amounts payable after more than one year17€135,868
Financial debts170/4€107,690
Other amounts payable178/9€28,179
Amounts payable within one year42/48€15,679
Current portion of amounts payable after more than one year42€11,830
Trade debts44€3,849
Suppliers440/4€3,849
Accrued charges and deferred income492/3€552
Line2024
Profit (loss) for the period9904-€1,904
+ Depreciation and write-downs630€4,516
Operating cash flow (approximation)€2,613

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,042 m²
Building footprint
171 m²
Volume, LiDAR
824 m³
Parcel 72025A0277/00M007, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ToPie
Amandusstraat 7, 3910 PeltHoldings
since 20232.356.016.667
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72025A0277/00M007 Flanders 1,042 m² 1 · 171 m² 13.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of ToPie and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 2,083 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003158954
Registered 26-07-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.