Skip to content
Private limited companyfounded 20232 yrs activeMarkgravelei 28, 2018 Antwerpen, BelgiumKBO/BCE: BE 1001.053.955
Summary

FINPA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €30,104 and a net result of €27,104. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FINPA was incorporated on 11 October 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€30,104
Net result
€27,104
Total assets
€263,539
Solvency
11.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €263,539
Fixed assets €5,823
Current assets €257,715
Equity and liabilities €263,539
Equity €30,104
Debt €233,434
Debt finances 88.6% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
90.0%
ROA
10.3%
Debt ≤ 1 year
€233,434
Income taxes
€7,130
Staff costs
€50,280
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€263,539
Fixed assets21/28€5,823
Tangible fixed assets22/27€5,823
Plant, machinery and equipment23€5,053
Furniture and vehicles24€771
Current assets29/58€257,715
Amounts receivable within one year40/41€154,316
Trade receivables40€145,430
Other amounts receivable41€8,886
Cash at bank and in hand54/58€103,399
Equity and liabilities
Total equity and liabilities10/49€263,539
Equity10/15€30,104
Contributions10/11€3,000
Profit (loss) carried forward14€27,104
Amounts payable17/49€233,434
Amounts payable within one year42/48€233,434
Trade debts44€226,255
Suppliers440/4€226,255
Taxes, remuneration and social security45€7,130
Taxes450/3€7,130
Other amounts payable47/48€49
Income statement Code2024
Remuneration, social security and pensions62€50,280
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,070
Other operating charges640/8€1,046
Gross operating margin9900€87,650
Operating profit (loss)9901€34,255
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€20
Recurring financial charges65€20
Profit (loss) for the period before taxes9903€34,234
Income taxes67/77€7,130
Profit (loss) for the period9904€27,104
Profit (loss) for the period to be appropriated9905€27,104
Appropriation of the result
Profit (loss) to be appropriated9906€27,104

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€50,280
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,070
Other operating charges640/8€1,046
Gross operating margin9900€87,650
Operating profit (loss)9901€34,255
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€20
Recurring financial charges65€20
Profit (loss) for the period before taxes9903€34,234
Income taxes67/77€7,130
Profit (loss) for the period9904€27,104
Profit (loss) for the period to be appropriated9905€27,104
Line2024
Assets
Total assets20/58€263,539
Fixed assets21/28€5,823
Tangible fixed assets22/27€5,823
Plant, machinery and equipment23€5,053
Furniture and vehicles24€771
Current assets29/58€257,715
Amounts receivable within one year40/41€154,316
Trade receivables40€145,430
Other amounts receivable41€8,886
Cash at bank and in hand54/58€103,399
Equity and liabilities
Total equity and liabilities10/49€263,539
Equity10/15€30,104
Contributions10/11€3,000
Profit (loss) carried forward14€27,104
Amounts payable17/49€233,434
Amounts payable within one year42/48€233,434
Trade debts44€226,255
Suppliers440/4€226,255
Taxes, remuneration and social security45€7,130
Taxes450/3€7,130
Other amounts payable47/48€49
Line2024
Profit (loss) for the period9904€27,104
+ Depreciation and write-downs630€2,070
Operating cash flow (approximation)€29,174

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
425 m²
Building footprint
146 m²
Volume, LiDAR
1,708 m³
Parcel 11810K1787/00F002, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FINPA
Markgravelei 28, 2018 AntwerpenOther activities auxiliary to financial services, excluding insurance and pension funding
since 20232.350.825.781
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1787/00F002 Flanders 425 m² 1 · 146 m² 14.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 105 EUR awarded · 105 EUR paid
Year Entries awardedpaid
2024 1 105 EUR105 EUR
Schemes
1 entry · 105 EUR · 105 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 8,786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001053955
Also 9925:BE1001053955
Registered 14-03-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.