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TOPE.NU

Active
Private limited companyfounded 20188 yrs activeKattenstraat 78, 8800 Roeselare, BelgiumKBO/BCE: BE 0691.694.132
Summary

TOPE.NU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60,800 and a net result of €13,761. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 5899 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
General cleaning of buildings
NACE 81210
1 site
Size
€72,975total assets 2024
Equity
€60,800
Profit
€13,761
Turnover not published (abridged schema)
Financial health
70 Healthy Checked score 2024
Bankruptcy chance 12 m
0.8%
Structure
Accounts 67 d overdue0 of 2 deeds read
Why 70- Figures for FY 2024 (filed 05-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late+ Liquidity: current ratio 5.57, cash €45,712+ Equity €60,800 (83.3% of total assets)Show the evidence

Checked score

Score 2024
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 84% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100=
equity 83.3% of total assets
Liquidity 96-2
short-term debt 16.7% · cash 62.6%
Profitability 92-2
return on assets 18.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,663 companies)
Last 24 months 11-2024: 1.5% 12-2024: 2.0%▲ +32.9% vs 11-2024 01-2025: 3.0%▲ +53.2% vs 12-2024highest value 02-2025: 3.0%● 0.0% vs 01-2025highest value 03-2025: 1.9%▼ -37.5% vs 02-2025 04-2025: 1.9%▲ +0.6% vs 03-2025 05-2025: 1.9%▲ +0.6% vs 04-2025 06-2025: 1.8%▼ -6.1% vs 05-2025 07-2025: 1.8%▲ +1.2% vs 06-2025 08-2025: 2.7%▲ +46.9% vs 07-2025 09-2025: 0.2%▼ -91.6% vs 08-2025 10-2025: 0.2%▼ -4.9% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%▼ -3.3% vs 11-2025 01-2026: 0.2%▼ -14.6% vs 12-2025 02-2026: 0.2%▲ +3.4% vs 01-2026 03-2026: 0.2%▼ -0.5% vs 02-2026 04-2026: 0.1%▼ -25.4% vs 03-2026lowest value 05-2026: 0.1%▲ +7.4% vs 04-2026 06-2026: 0.1%▼ -1.4% vs 05-2026 07-2026: 0.1%▲ +1.4% vs 06-2026 08-2026: 0.3%▲ +100% vs 07-2026 09-2026: 0.4%▲ +31.0% vs 08-2026 10-2026: 0.8%▲ +116% vs 09-2026
  • Figures for FY 2024 (filed 05-08-2025) raises the probability
  • Liquidity: current ratio 5.57, cash €45,712 lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late raises the probability
  • Equity €60,800 (83.3% of total assets) lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 5.57 against 6.94 in 2023; short-term debt: 16.7% and cash: 62.6% of total assets), and 16.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 92%, liquidity 94%, profitability 78%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 05-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.57, cash €45,712
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 5 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €60,800 (83.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
5 d late
2023
190 d late
2022
28 d late
2021
129 d late
2020
90 d late
2019
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Highest result since 2019net €13,761 ▲26.3%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Positive: Among the best 10% on solvencysector median 41.4% · 5,899 companies 83.3% View
  • Positive: 6 profitable years in a rowprofit 2024: €13,761 6 years View

By topic

Financials

Fiscal year
2024
Total assets
€72,975
Profit
€13,761
Solvency
83.3%
Total assets▲ 33.9%
Net result
20192024
Go to Financials

Timeline

Events
9
Since
2020
  1. 05-08-2025Annual accounts filed
  2. 06-02-2025Annual accounts filed
  3. 31-12-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General cleaning of buildingsNACE 81210
Founded
02-03-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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