MAB COM
ActiveSummary
The computed 12-month bankruptcy probability of MAB COM is 1.9% (moderate). The 2025 annual accounts show equity of €48,999 and a net result of €480. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 4579 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-31
Solvency74▼-25
Growth61▼-17
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 3.75 in 2024; short-term debt: 51% of total assets), but 51% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
52 d late
2023
40 d early
2022
21 d late
2021
3 d early
2020
6 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 February (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€265,851▲ 161%
2021 · €101,810
EBIT margin
0.4%▲ 8.6pp
2021 · -8.2%
Net result
€480▼ 97.2%
2024 · €17,317
Working capital
€36,386▼ 23.1%
2024 · €47,308
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€101,810▼ 50.4%€265,851▲ 161%
Operating result-€8,321€1,173€16,890▲ 1,340%€26,915▲ 59.4%€5,580▼ 79.3%
Net result-€9,185below the sector's middle half-€1,662below the sector's middle half▲ 81.9%€9,992within the sector's middle half€17,317within the sector's middle half▲ 73.3%€480within the sector's middle half▼ 97.2%
EBIT margin-8.2%▼ 13.2pp0.4%▲ 8.6pp
Equity€10,471below the sector's middle half▼ 46.7%€11,994below the sector's middle half▲ 14.5%€26,730within the sector's middle half▲ 123%€48,519within the sector's middle half▲ 81.5%€48,999within the sector's middle half▲ 1.0%
Total assets€18,306below the sector's middle half▼ 32.3%€26,151below the sector's middle half▲ 42.9%€46,730below the sector's middle half▲ 78.7%€65,713within the sector's middle half▲ 40.6%€99,909within the sector's middle half▲ 52.0%
Debt€7,835▲ 6.0%€14,157▲ 80.7%€20,000▲ 41.3%€17,194▼ 14.0%€50,910▲ 196%
Working capital€7,460within the sector's middle half▼ 38.8%€9,947within the sector's middle half▲ 33.3%€24,605within the sector's middle half▲ 147%€47,308within the sector's middle half▲ 92.3%€36,386within the sector's middle half▼ 23.1%
Solvency57.2%within the sector's middle half▼ 15.5pp45.9%within the sector's middle half▼ 11.3pp57.2%within the sector's middle half▲ 11.3pp73.8%above the sector's middle half▲ 16.6pp49.0%within the sector's middle half▼ 24.8pp
Current ratio1.95within the sector's middle half▼ 0.701.70within the sector's middle half▼ 0.252.23within the sector's middle half▲ 0.533.75above the sector's middle half▲ 1.521.71within the sector's middle half▼ 2.04
Return on assets (ROA)-50.2%below the sector's middle half▼ 76.1pp-6.4%below the sector's middle half▲ 43.8pp21.4%above the sector's middle half▲ 27.7pp26.4%above the sector's middle half▲ 5.0pp0.5%within the sector's middle half▼ 25.9pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,909
Fixed assets
€12,613 ▲ 942%
Current assets
€87,296 ▲ 35.3%
Equity and liabilities €99,909
Equity
€48,999 ▲ 1.0%
Debt
€50,910 ▲ 196%
Debt's share of the balance-sheet total rises from 26.2% to 51.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,178▼
2024 · €27,829
Cash flow
€7,078▼
2024 · €18,231
Debt to equity
1.04▲
2024 · 0.35
ROE
1.0%▼
2024 · 35.7%
Interest coverage
87.61▼
2024 · 128.24
Debt ≤ 1 year
€50,910▲
2024 · €17,194
Income taxes
€4,961▼
2024 · €10,488
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €101,810 | €265,851 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €259,123 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,465 | €964 | €996 | €914 | €6,598 | ▲ 622% |
| Other operating charges640/8 | - | €4,730 | €604 | €8,042 | €10,868 | ▲ 35.1% |
| Gross operating margin9900 | €6,852 | €6,867 | €18,490 | €35,871 | €23,046 | ▼ 35.8% |
| Operating profit (loss)9901 | -€8,321 | €1,173 | €16,890 | €26,915 | €5,580 | ▼ 79.3% |
| Financial income75/76B | - | €514 | €114 | €1,107 | - | - |
| Recurring financial income75 | €1,175 | €514 | €114 | €1,107 | - | - |
| Financial charges65/66B | - | €165 | €136 | €217 | €139 | ▼ 35.9% |
| Recurring financial charges65 | €137 | €165 | €136 | €217 | €139 | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | -€7,283 | €1,522 | €16,868 | €27,805 | €5,441 | ▼ 80.4% |
| Income taxes67/77 | €1,902 | €3,184 | €6,876 | €10,488 | €4,961 | ▼ 52.7% |
| Profit (loss) for the period9904 | -€9,185 | -€1,662 | €9,992 | €17,317 | €480 | ▼ 97.2% |
| Profit (loss) for the period to be appropriated9905 | -€9,185 | -€1,662 | €9,992 | €17,317 | €480 | ▼ 97.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18,306 | €26,151 | €46,730 | €65,713 | €99,909 | ▲ 52.0% |
| Fixed assets21/28 | €3,011 | €2,047 | €2,125 | €1,211 | €12,613 | ▲ 942% |
| Tangible fixed assets22/27 | €3,011 | €2,047 | €2,125 | €1,211 | €12,613 | ▲ 942% |
| Furniture and vehicles24 | - | €2,047 | €2,125 | €1,211 | €12,613 | ▲ 942% |
| Current assets29/58 | €15,295 | €24,104 | €44,605 | €64,502 | €87,296 | ▲ 35.3% |
| Amounts receivable after more than one year29 | - | - | - | €19,048 | €19,049 | = |
| Other amounts receivable291 | - | - | - | €19,048 | €19,049 | = |
| Amounts receivable within one year40/41 | €13,068 | €20,502 | €38,723 | €45,105 | €68,247 | ▲ 51.3% |
| Other amounts receivable41 | - | €20,502 | €38,723 | €45,105 | €68,247 | ▲ 51.3% |
| Cash at bank and in hand54/58 | €2,031 | €3,429 | €5,694 | €151 | - | - |
| Deferred charges and accrued income490/1 | - | €173 | €188 | €198 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18,306 | €26,151 | €46,730 | €65,713 | €99,909 | ▲ 52.0% |
| Equity10/15 | €10,471 | €11,994 | €26,730 | €48,519 | €48,999 | ▲ 1.0% |
| Contributions10/11 | €6,200 | €9,385 | €14,130 | €18,600 | €18,600 | = |
| Outside capital11 | - | €9,385 | - | - | - | - |
| Other1109/19 | - | €9,385 | - | - | - | - |
| Reserves13 | €322 | €322 | €321 | €322 | €322 | = |
| Non-distributable reserves130/1 | - | €322 | €321 | €322 | €322 | = |
| Legal reserve130 | - | €322 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €321 | €322 | €322 | = |
| Profit (loss) carried forward14 | €3,949 | €2,287 | €12,279 | €29,597 | €30,077 | ▲ 1.6% |
| Amounts payable17/49 | €7,835 | €14,157 | €20,000 | €17,194 | €50,910 | ▲ 196% |
| Amounts payable within one year42/48 | €7,835 | €14,157 | €20,000 | €17,194 | €50,910 | ▲ 196% |
| Financial debts43 | - | - | €28 | - | €19 | - |
| Credit institutions430/8 | - | - | €28 | - | €19 | - |
| Trade debts44 | €3,171 | €9,863 | €10,134 | €650 | €30,886 | ▲ 4,652% |
| Suppliers440/4 | - | €9,863 | €10,134 | €650 | €30,886 | ▲ 4,652% |
| Taxes, remuneration and social security45 | - | €4,294 | €9,838 | €16,544 | €20,005 | ▲ 20.9% |
| Taxes450/3 | - | €4,294 | €9,838 | €16,544 | €20,005 | ▲ 20.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,185 | -€1,662 | €9,992 | €17,317 | €480 | ▼ 97.2% |
| + Depreciation and write-downs630 | €4,465 | €964 | €996 | €914 | €6,598 | ▲ 622% |
| Operating cash flow (approximation) | -€4,720 | -€698 | €10,988 | €18,231 | €7,078 | ▼ 61.2% |
| Investment in fixed assets (approximation) | - | €0 | -€1,074 | €0 | -€18,000 | - |
| Change in cash | - | €1,398 | €2,265 | -€5,543 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
30-06
Financial
Highest result since 2019net €17,317 ▲73.3%
Operating result €26,915, net result €17,317, both a record.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €9,992
Net result €9,992 after 2 loss-making years.
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€9,185
Net result drops to -€9,185, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 2.65
Current ratio from 1.29 to 2.65; short-term debt falls from €15,660 to €7,394.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2018
Ground area
5,994 m²
Building footprint
2,201 m²
Volume, LiDAR
7,409 m³
2 parcels, Brussels, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAB COM
since 20182.271.228.571
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0188/00M000 | Flanders | 4,604 m² | 1 · 1,239 m² | - |
| 21015A0483/00A004 | Brussels | 1,390 m² | 1 · 962 m² | 18.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,750 EUR awarded · 3,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,750 EUR | 3,750 EUR |
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,741. 2,253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2017
Fiscal year end30-06
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0685991819
Also
9925:BE0685991819
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.