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Topaz Café Fleurs

Active
Private limited companyfounded 20242 years activePlace Chanteraine 25, 6980 La Roche-en-Ardenne, BelgiumKBO/BCE: BE 1010.889.260
Summary

The computed 12-month bankruptcy probability of Topaz Café Fleurs is 8.0% (elevated). The 2024 annual accounts show negative equity (-€6,826) and a net result of -€14,826. Its solvency ranks better than 23% of 18,970 sector peers (NACE 56, fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€67,149total assets 2024
Equity
-€6,826
Loss
-€14,826
Turnover not published (abridged schema)
Financial health
32 Weak Checked score 2024
Bankruptcy probability, 12 months
8.0%
Structure
Accounts filed 84 days late0 of 1 deed read
Why 32- 1 financial year not filed after the legal deadline; latest accounts 84 days late; 1 of the last 3 late- Founded in 2024- Sector Food and beverage service activities (NACE 56)- Figures for FY 2024 (filed 23-10-2025)Show the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 14% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency 15
equity -10.2% of total assets
Liquidity 14
short-term debt 110.2% · cash 11.4%
Profitability 0
return on assets -22.1%
Bankruptcy probability, 12 months
8.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,693 companies)
Last 24 months 07-2025: 3.9%lowest value 08-2025: 3.9%● unchanged vs 07-2025lowest value 09-2025: 4.0%▲ +0.1 percentage points vs 08-2025 10-2025: 4.4%▲ +0.4 percentage points vs 09-2025 11-2025: 6.5%▲ +2.1 percentage points vs 10-2025 12-2025: 6.6%▲ +0.1 percentage points vs 11-2025 01-2026: 6.5%▼ -0.1 percentage points vs 12-2025 02-2026: 6.9%▲ +0.4 percentage points vs 01-2026 03-2026: 6.8%▼ -0.1 percentage points vs 02-2026 04-2026: 6.8%● unchanged vs 03-2026 05-2026: 6.8%● unchanged vs 04-2026 06-2026: 6.8%● unchanged vs 05-2026 07-2026: 6.9%▲ +0.1 percentage points vs 06-2026 08-2026: 7.5%▲ +0.6 percentage points vs 07-2026 09-2026: 7.6%▲ +0.1 percentage points vs 08-2026 10-2026: 8.0%▲ +0.4 percentage points vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.24; short-term debt: 110.2% and cash: 11.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 22% on solvency, 12% on liquidity and 8% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 84 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Figures for FY 2024 (filed 23-10-2025)
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 84 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€6,826 View
  • Caution: Among the weakest 15% on net resultsector median €5,296 · 18,950 companies -€14,826 View
  • Caution: Latest accounts filed lateafter the legal deadline 84 days View

By topic

Financials

Fiscal year
2024
Total assets
€67,149
Loss
-€14,826
Solvency
-10.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
28-06-2024
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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