CLUSTER
ActiveSummary
The computed 12-month bankruptcy probability of CLUSTER is 3.9% (moderate). The 2025 annual accounts show negative equity (-€10,231) and a net result of -€13,231. Its solvency ranks better than 17% of 3728 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency7
Growth-
Track record67
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2; short-term debt: 84.1% and cash: 1.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.1%
Return on assets
-23.4%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€10,231
Total assets
€56,571
Net result
-€13,231
Working capital
-€38,262
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €56,571
Fixed assets
€47,263
Current assets
€9,308
Key figures and ratios
EBITDA
-€6,767
Cash flow
-€8,460
Solvency
-18.1%
Current ratio
0.20
Debt to equity
-6.53
ROA
-23.4%
Interest coverage
-3.84
Debt
€66,802
Debt ≤ 1 year
€47,570
Debt > 1 year
€19,232
Staff costs
€6
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €6 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,771 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€6,362 |
| Operating profit (loss)9901 | -€11,538 |
| Financial income75/76B | €67 |
| Recurring financial income75 | €67 |
| Financial charges65/66B | €1,760 |
| Recurring financial charges65 | €1,760 |
| Profit (loss) for the period before taxes9903 | -€13,231 |
| Profit (loss) for the period9904 | -€13,231 |
| Profit (loss) for the period to be appropriated9905 | -€13,231 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €56,571 | |
| Fixed assets21/28 | €47,263 | |
| Tangible fixed assets22/27 | €47,263 | |
| Land and buildings22 | €13,840 | |
| Plant, machinery and equipment23 | €26,011 | |
| Furniture and vehicles24 | €7,411 | |
| Current assets29/58 | €9,308 | |
| Amounts receivable within one year40/41 | €3,316 | |
| Trade receivables40 | €1,860 | |
| Other amounts receivable41 | €1,456 | |
| Current investments50/53 | €5,070 | |
| Cash at bank and in hand54/58 | €739 | |
| Deferred charges and accrued income490/1 | €182 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €56,571 | |
| Equity10/15 | -€10,231 | |
| Contributions10/11 | €3,000 | |
| Outside capital11 | €3,000 | |
| Other1109/19 | €3,000 | |
| Profit (loss) carried forward14 | -€13,231 | |
| Amounts payable17/49 | €66,802 | |
| Amounts payable after more than one year17 | €19,232 | |
| Financial debts170/4 | €19,232 | |
| Amounts payable within one year42/48 | €47,570 | |
| Current portion of amounts payable after more than one year42 | €8,761 | |
| Financial debts43 | €1,023 | |
| Credit institutions430/8 | €1,023 | |
| Trade debts44 | €15,034 | |
| Suppliers440/4 | €15,034 | |
| Taxes, remuneration and social security45 | €2,091 | |
| Taxes450/3 | €2,091 | |
| Other amounts payable47/48 | €20,661 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€13,231 |
| + Depreciation and write-downs630 | €4,771 |
| Operating cash flow (approximation) | -€8,460 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Ground area
111 m²
Building footprint
111 m²
Volume, LiDAR
1,163 m³
Parcel 12025A0763/00D000, Flanders · tallest building 16.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Cluster
since 20242.365.779.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025A0763/00D000 | Flanders | 111 m² | 1 · 111 m² | 16.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.365.779.520
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,006 companies in sector 56301 we hold annual accounts for 4,889. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
47251Retail sale of wines and spirits
56309Food and beverage service activities
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.