TOP WINDOWS

Active

Private limited companyfounded 1993active for 33 yearsBornovillestraat 95, 7700 Mouscron, BelgiumKBO/BCE: BE 0449.286.578

Summary

TOP WINDOWS has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284,463 and a net result of -€6,492. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 18% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

TOP WINDOWSActiveChecked score 68/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€1.6mtotal assets 2025

Staff: 4.8 FTE
Equity: €284,463
Loss: -€6,492

Financial health

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Largest shareholder: ARIZONA · 29.6%

2025 accounts 9 days early2 deeds in the Belgian Official Gazette

Why 68raises riskEquity €284,463 (17.6% of total assets)Sector: Specialised construction activities (NACE 43)lowers riskFounded in 1993Figures for financial year 2025 (filed 22-07-2026)Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 19% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 43+1

equity 17.6% of total assets

Liquidity 19-10

short-term debt 82.4% · cash 11.6%

Profitability 24-3

return on assets -0.4%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.6 percentage points vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.21, compared with 1.19 in 2024, below the usual 1.5; short-term debt: 82.4% and cash: 11.6% of total assets), and 82.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 20% on solvency, 11% on liquidity, 15% on profitability and 31% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Equity €284,463 (17.6% of total assets)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Founded in 1993

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 22-07-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9802 sector peers (2025).

NBB · sector comparison

Position among 9802 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

9 days early

2024

28 days late

2023

21 days early

2022

9 days late

2021

48 days early

2020

31 days early

2019

14 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
28-08-2025 Annual accounts filedfinancial year 2024 · full…
31-12-2024 Back to profitnet €239

Key points

Caution: Among the weakest 16% on net resultsector median €27,016 · 9,794 companies -€6,492 View
Active since 1993founded 05-02-1993 33 years View
Total assets 20256 financial years filed €1.6m View

By topic

Financials

Financial year: 2025
Total assets: €1.6m
Loss: -€6,492
Solvency: 17.6%

Total assets▼ 8.1%

Net result

20182025

Go to Financials

Board & ownership

Largest shareholder: ARIZONA · 29.6%

Go to Board & ownership

Timeline

Events: 35
Since: 1994
Next accounts: by 31-07-2027

10-07-2024Annual accounts filed
09-08-2023Annual accounts filed
13-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 05-02-1993
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about TOP WINDOWS

What is the company number of TOP WINDOWS?: 0449.286.578. In Belgium the VAT number is the company number with BE in front: BE 0449.286.578.
Where is TOP WINDOWS based?: The registered office is at Bornovillestraat 95, 7700 Mouscron.Company details
What does TOP WINDOWS do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of TOP WINDOWS?: Private limited company (BV).
When was TOP WINDOWS founded?: On 05-02-1993.
Is TOP WINDOWS still active?: Yes, TOP WINDOWS is an active enterprise in the KBO register.
How many employees does TOP WINDOWS have?: On average 4.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOP WINDOWS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOP WINDOWS profitable?: In financial year 2025, TOP WINDOWS made a loss of €6,492.
Where can I find the annual accounts of TOP WINDOWS?: TOP WINDOWS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP WINDOWS due?: By 31-07-2027, for financial year 2026.Timeline