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TOP INVEST

Active
Public limited companyfounded 1989active for 37 yearsWezelbaan 49, 2490 Balen, BelgiumKBO/BCE: BE 0437.647.370
Summary

TOP INVEST has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €503,157 and a net result of -€2,439. Equity has been stable since 2019 (±0.2% per year). Its solvency ranks better than 82% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-06-1989 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 1 other
Establishment unit
2.043.785.743 2490 Balen, since 20-06-1989
Financial year end
30 September
Peppol
Reachable since 20-11-2025

Board and ownership

Shareholders
  • MLP-INVEST30-09-2025 annual accounts of MLP-INVEST

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€72,088
▼ 7.1%
Turnover
≈ €93,000
estimated
Loss
€2,439
▲ 48.8%
Equity
€503,157
▼ 0.5%
Total assets
€681,965
▼ 1.0%
Score breakdownlowers riskSize: total assets €681,965Founded in 1989Figures for financial year 2025 (filed on 24-03-2026)Equity €503,157 (73.8% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 99+1
equity 73.8% of total assets
Liquidity 54-7
short-term debt 14.3% · cash 5.5%
Profitability 61+1
return on assets -0.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.81 (3.44 in 2024), above the usual 1.5. Short-term debt is 14.3% and cash 5.5% of total assets. 26.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 80% of them on solvency, 64% on liquidity, 49% on profitability and 43% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €681,965
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 24-03-2026)
NBB · annual accounts
lowers risk · Equity €503,157 (73.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
2 days early
2023
5 days early
2022
6 days early
2021
50 days early
2020
2 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 24 April (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 9th oldest company in Balen, Real estate sectorin the Checked rankings No. 9 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€2,439 View

Recent changes

  1. · Gazette deed Change of role: BERGHMANS Marleen Louis Philomeen, from director to niet statutaire enige bestuurderResignation: MLP-INVEST (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TOP INVEST: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €619,000 and €783,000, founded between 1988 and 1995.

CompanyTotal assetsGross margin
TOP INVEST Balen€681,965€72,088
IMMO JORMAN Oud-Turnhout€675,896€69,560
L. M. & D. PROJECT Brasschaat€761,079€66,671
DD Invest Antwerpen€715,708€61,743
VANHAVERBEKE HOUTINDUSTRIE Essen€782,869€74,625
IMMO LAHEY Vosselaar€687,058€56,105
Agap Invest Schoten€619,498€65,052
Full comparison

Key facts about TOP INVEST

What is the company number of TOP INVEST?
The company number of TOP INVEST is 0437.647.370. The VAT number is the same number with BE in front: BE 0437.647.370.
Where is TOP INVEST based?
The registered office is at Wezelbaan 49, 2490 Balen.Company details
What does TOP INVEST do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of TOP INVEST?
The legal form of TOP INVEST is Public limited company (NV).
When was TOP INVEST founded?
TOP INVEST was founded on 15-06-1989.
Is TOP INVEST still active?
Yes, TOP INVEST is an active enterprise in the KBO register.
What is the turnover of TOP INVEST?
The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €72,088 and 45 comparable companies (NACE 682). It probably lies between €81,000 and €120,000.Financials
Is TOP INVEST profitable?
In financial year 2025, TOP INVEST made a loss of €2,439.
Where can I find the annual accounts of TOP INVEST?
TOP INVEST filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP INVEST due?
TOP INVEST must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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