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TOP HOME BUILDING

Active
Public limited companyfounded 1983active for 42 yearsTieltstraat 36, 8720 Dentergem, BelgiumKBO/BCE: BE 0425.230.281
Summary

TOP HOME BUILDING has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€321,908. Equity grew by about 5.1% per year on average since 2018. In 2025 it fell by 23.3%. Its solvency ranks better than 18% of 1,030 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 30-12-1983 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Joint committees
124 Construction
200 Auxiliary committee for white-collar workers · annual accounts 29-12-2025
Establishment unit
2.023.808.592 8720 Dentergem, since 30-12-1983
Financial year end
29 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
Shareholders
  • PETROVSKY· score 8730-09-2025 annual accounts of PETROVSKY
  • Petrovsky bvannual accounts 29-12-2025

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 29-12-2025
Gross margin
€684,643
▼ 16.8%
Turnover
≈ €1.5m
estimated
Loss
€321,908
Equity
€1.1m
▼ 23.3%
Total assets
€10.1m
▲ 64.5%
Employees on 29-12-2025
12
▼ 14.3%
Score breakdownraises riskEquity €1.1m (10.5% of total assets)Sector: Construction of residential and non-residential buildings (NACE 41)Loss of €321,908 (financial year 2025)lowers riskFounded in 1983Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 30% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 36-12
equity 10.5% of total assets
Liquidity 60+6
short-term debt 5.5% · cash 7.6%
Profitability 15-10
return on assets -3.2%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 0.3%lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.2 percentage points vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.5%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.8 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.41 (17.81 in 2024), above the usual 1.5. Short-term debt is 5.5% and cash 7.6% of total assets. However, 89.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 19% of them on solvency, 81% on liquidity, 8% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 29-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €1.1m (10.5% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €321,908 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1030 sector peers (2025).
NBB · sector comparison
Position among 1030 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 29-12-2025 was due by 29-07-2026 and was filed on 29-06-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
15 days late
2023
21 days late
2022
17 days early
2021
4 days late
2020
17 days early
2019
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 29-12-2026 and is due by 29-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today29-12-2026 year end29-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €6,233 in 2024 -€321,908 View
  • Caution: Lower net result than 93% of companies in construction of buildingssector median €32,165 · 1,032 companies -€321,908 View
  • A director leftlatest change 02-10-2026 · 3 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: Yvan VANMEERHAEGHE (director)Director discharge: Yvan VANMEERHAEGHE
  2. · Gazette deed 2 directors appointed, 4 directors reappointedReappointments: BRIDELANCE Veerle, PETROVSKY and 2 others · Permanent representative: Peter Vanmeerhaeghe · Appointments: BRIDELANCE Veerle (managing director) and PETROVSKY (managing director)
All 17 events

Comparable companies

These companies have the same main activity as TOP HOME BUILDING: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €5.5m and €19m, founded between 1974 and 1993.

CompanyTotal assetsGross margin
TOP HOME BUILDING Dentergem€10.1m€0.7m
TYBO Waregem€7.3m€0.9m
GHELAMCO Ypres€10.3m€0.4m
COMPASS PROJECTONTWIKKELING Peer€10.7m€1.1m
WONINGBOUW DOCKX Dessel€18.6m€0.7m
Bouw- en Coordinatie Kantoor Andries Aalter€5.5m€0.8m
ENTREPRISE CHRISTIAN et Cie Waimes€6.0m€1.2m
Full comparison

Key facts about TOP HOME BUILDING

What is the company number of TOP HOME BUILDING?
The company number of TOP HOME BUILDING is 0425.230.281. The VAT number is the same number with BE in front: BE 0425.230.281.
Where is TOP HOME BUILDING based?
The registered office is at Tieltstraat 36, 8720 Dentergem.Company details
What does TOP HOME BUILDING do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TOP HOME BUILDING?
TOP HOME BUILDING is a public limited company (NV).
When was TOP HOME BUILDING founded?
TOP HOME BUILDING was founded on 30-12-1983.
Is TOP HOME BUILDING still active?
Yes, TOP HOME BUILDING is an active enterprise in the KBO register.
How many employees does TOP HOME BUILDING have?
TOP HOME BUILDING had an average of 14.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TOP HOME BUILDING fall under?
In its 29-12-2025 annual accounts, TOP HOME BUILDING states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of TOP HOME BUILDING?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €684,643 and 30 comparable companies (NACE 41001). It probably lies between €1.2m and €2.2m.
Is TOP HOME BUILDING profitable?
In financial year 2025, TOP HOME BUILDING made a loss of €321,908.
Where can I find the annual accounts of TOP HOME BUILDING?
TOP HOME BUILDING filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP HOME BUILDING due?
TOP HOME BUILDING must file the annual accounts for financial year 2026 by 29-07-2027.Timeline

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