Losses
-€11,752 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
TOP FACILITY
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€600 (2025)
-€600▲ €6,926
lowest -€11,152 (2024)
-€600▲ €10,552
peak €18,120 (2024)
€17,520▼ 3.3%
€10,600▼ 17.7%
Board1 name since 2021
1 directorDEHANDSCHUTTER Eric
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€7,526 to -€600Loss of €600Debts from €12,875 to €10,600
Key points
from the 2025 annual accountsLiquidity
2.65 was 1.81 in 2024
Short-term debts fell from €12,875 to €10,600.
At the same address
51 companies
2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
39
Weak
Financially stronger than 48% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 8.6%
01-2025: 8.6%● unchanged vs 12-2024
02-2025: 8.7%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 8.7%● unchanged vs 02-2025highest value
04-2025: 8.7%● unchanged vs 03-2025highest value
05-2025: 8.7%● unchanged vs 04-2025highest value
06-2025: 8.7%● unchanged vs 05-2025highest value
07-2025: 2.7%▼ -6.0 percentage points vs 06-2025
08-2025: 2.7%● unchanged vs 07-2025
09-2025: 2.7%● unchanged vs 08-2025
10-2025: 2.6%▼ -0.1 percentage points vs 09-2025
11-2025: 2.6%● unchanged vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025lowest value
02-2026: 2.6%● unchanged vs 01-2026lowest value
03-2026: 2.7%▲ +0.1 percentage points vs 02-2026
04-2026: 2.9%▲ +0.2 percentage points vs 03-2026
05-2026: 3.1%▲ +0.2 percentage points vs 04-2026
06-2026: 3.2%▲ +0.1 percentage points vs 05-2026
07-2026: 3.4%▲ +0.2 percentage points vs 06-2026
08-2026: 3.9%▲ +0.5 percentage points vs 07-2026
09-2026: 4.7%▲ +0.8 percentage points vs 08-2026
10-2026: 4.6%▼ -0.1 percentage points vs 09-2026
11-2026: 4.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2021
Liquidity: current ratio 2.65
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 71% of them on solvency, 70% on liquidity, 20% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as TOP FACILITY has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TOP FACILITY itself is higher: 4.6% within 12 months. It rests on far more data about TOP FACILITY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for TOP FACILITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.65 (1.81 in 2024), above the usual 1.5. Short-term debt is 37.7% of total assets. 37.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€600
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 4 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776517860
Incorporation
Founding capital of €1,500, 100 shares · Founder: DEHANDSCHUTTER Eric (comparant) · Appointment: DEHANDSCHUTTER Eric (director) · published on 28-10-2021 · Gazette deed
First establishment
Olmkruidlaan 7, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOP FACILITY Brussels | €28,120 | -€600 | 62.3% | - |
| MM² Forest | €24,880 | -€71,710 | 19.1% | - |
| GHEGA INTERIORS Berchem-Sainte-Agathe | €25,788 | -€5,153 | 26.5% | - |
| HKM Construct Grimbergen | €28,031 | -€5,822 | 29.1% | - |
| PFS Construct Sint-Pieters-Leeuw | €26,226 | -€26,931 | -43.1% | - |
| M. TAS Zaventem | €29,533 | -€949 | 75.6% | - |
| OB Antwerp | €30,205 | -€27,859 | -202.3% | - |
These companies have the same main activity as TOP FACILITY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €24,900 and €30,200, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 26-10-2021Normal situation
- Registered office
- 52 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.324.866.1081020 Brussels, since 26-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Annual accounts 2025
- -€600▲ 92.0%
- €600▼ 94.6%
- €17,520▼ 3.3%
- €28,120▼ 9.3%
- Filing
- Filed on 31-08-2026
Insights on TOP FACILITY
The computed 12-month bankruptcy probability of TOP FACILITY is 4.6% (elevated). The 2025 annual accounts show equity of €17,520 and a net result of -€600.
Its solvency ranks better than 71% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late-€600
▲ €6,926
-€600
▲ €10,479
-€600
▲ €10,552
€17,520
▲ 67.5%
62.3%
▲ 3.8 percentage points
2.65
▲ 0.84
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €28,120 on 31-12-2025What the company ownsHow it is paid for
in euro
Position in the sector
62.3%
Higher than 71% of 9,456 companies in 2025.
2.65
Higher than 70% of 9,204 companies in 2025.
-2.1%
Higher than 21% of 9,276 companies in 2025.
TOP FACILITY
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
28,120 | 30,996 | |
21/28 |
- | 7,661 | |
22/27 |
- | 7,661 | |
23 |
- | 2,372 | |
24 |
- | 5,289 | |
29/58 |
28,120 | 23,335 | |
40/41 |
28,120 | 22,880 | |
40 |
- | 8,804 | |
41 |
28,120 | 14,076 | |
54/58 |
- | 455 | |
| Balance sheet: equity and liabilities | |||
10/49 |
28,120 | 30,996 | |
10/15 |
17,520 | 18,120 | |
10/11 |
1,500 | 1,500 | |
14 |
16,020 | 16,620 | |
17/49 |
10,600 | 12,875 | |
42/48 |
10,600 | 12,875 | |
44 |
600 | 778 | |
440/4 |
600 | 778 | |
45 |
10,000 | 12,097 | |
450/3 |
10,000 | 12,097 | |
| Income statement | |||
9900 |
-600 | -7,526 | |
630 |
- | 3,419 | |
640/8 |
- | 135 | |
9901 |
-600 | -11,079 | |
65/66B |
- | 72 | |
65 |
- | 72 | |
9903 |
-600 | -11,152 | |
9904 |
-600 | -11,152 | |
9905 |
-600 | -11,152 | |
| Appropriation of the result | |||
9906 |
16,020 | 16,620 | |
14P |
16,620 | 27,772 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00470740.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | -7,661 | ||
| - | -7,733 | ||
| - | 2,059 | ||
| 17,520 | 10,459 | ||
| 62.3% | 58.5% | ||
| 2.65 | 1.81 | ||
| 0.61 | 0.71 | ||
| -3.4% | -61.5% | ||
| -2.1% | -36.0% | ||
| - | -105.96 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,059 |
| - | €3,419 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on TOP FACILITY
The operating result for 2025 is a loss of €600, smaller than the loss of €11,079 in 2024.
Debt's share of the balance-sheet total falls from 41.5% to 37.7%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 28-10-2021
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 28-10-2021
Mandates through the years
1 name, the dashed line is todayDEHANDSCHUTTER Eric
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DEHANDSCHUTTER Eric
- Director (not named in the articles), appointed by deed of 28-10-2021, still in office
Control
Capital
- Contribution
- €1,500
- Shares
- 100
- Contribution per share
- €15
- Equity per share
- €175 in 2025
- Source
- deed of 28-10-2021
Articles of association
deed of 28-10-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Shareholders
At incorporation
deed of 28-10-2021 ↗
- DEHANDSCHUTTER Eric 100 shares (100%) · €1,500 in cash
Network & group
No group
TOP FACILITY has no parent and no holdings in its annual accounts. DEHANDSCHUTTER Eric is the only director. TOP FACILITY shares no director with another company.
At the same address
Olmkruidlaan 7, 1020 Brussels · 51 other companies| NETTO GROUP SERVICES
registered office since 19-02-1985 · founded in 1985 |
98 FTE (2025) 0427.040.421 |
| Immobilier et finance
registered office since 06-11-1990 · founded in 1990 |
total assets €4.4m (2025) 0442.213.201 |
| FUSE HOUSE
registered office since 21-02-2014 · founded in 2014 |
total assets €3.5m (2025) 0546.782.763 |
| Sam & Fam Holding
registered office since 31-03-2021 · founded in 2021 |
total assets €3.0m (2025) 0765.945.553 |
| GIL
registered office since 02-05-1991 · founded in 1991 |
total assets €2.7m (2025) 0444.026.210 |
| FRITLAND
registered office since 18-07-1986 · founded in 1986 |
17 FTE (2025) 0429.362.382 |
| itnova
registered office since 05-11-2003 · founded in 2003 |
3.5 FTE (2025) 0861.505.993 |
| AC CORPORATE
registered office since 30-08-2019 · founded in 2019 |
total assets €1.2m (2025) 0733.552.897 |
| MADE OF WOOD
registered office since 30-04-2015 · founded in 2015 |
total assets €1.1m (2025) 0629.721.327 |
| Business Analysis Services and Finance
establishment since 01-12-2018 · founded in 2017 |
total assets €990,460 (2025) 0686.570.255 |
Timeline
Timeline
5 events since 2021Filings
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0776517860
2025
Annual accounts 2024 filed PDFmicro format · 38 days before the deadline
2021
IncorporationFounding capital of €1,500, 100 shares · Founder: DEHANDSCHUTTER Eric (comparant) · Appointment: DEHANDSCHUTTER Eric (director) · published on 28-10-20216 points ▸
- Registered office clause, avenue de la Reine des Prés 7, 1020 Bruxelles
- Board rule, 1
- Director appointment, DEHANDSCHUTTER Eric (director (not named in the articles))
- Founder, DEHANDSCHUTTER Eric (comparant)
- Founding capital, €1,500, 100 shares
- 100 shares
- The deed holds 6 more points.
First establishment Olmkruidlaan 7, Brussels
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
TOP FACILITY was incorporated on 26 October 2021 as a private limited company by one natural person, with a starting capital of €1,500.12 DEHANDSCHUTTER Eric is director of the company, appointed by deed of 28-10-2021.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0776.517.860
- VAT number
- BE 0776.517.860
- Peppol ID
- 0208:0776517860
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-10-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 28-10-2021 (in French)
- Peppol
- Reachable since 13-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TOP FACILITY in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 28-10-2021 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Bruxelloise”deed of 28-10-2021 (in French)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
49420
Removal services
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
49420
Land transport and transport via pipelines
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les transports terrestres et plus spécifiquement les déménagements nationaux et internationaux; L'aménagement d'espaces verts,jardins privés…”deed of 28-10-2021 (in French)
16 activities
- Les transports terrestres et plus spécifiquement les déménagements nationaux et internationaux
- L'aménagement d'espaces verts,jardins privés et publics,plans d'eau et fontaines d'extérieur et d’intérieur
- Le commerce de gros et de détail en produits divers
- Le commerce de gros et de détail de tous matériaux de construction
- La construction générale de bâtiments y compris les travaux de construction spécialisés tels que la démolition,la préparation des sites et forages d’essais et sondages
- La promotion immobilière
- La réalisation et la fourniture de toutes études,expertises,conseils en matière de construction,d'aménagement et de décoration et en toutes autres matières généralement quelconques
- Le nettoyage et l’entretien de bâtiments de tous les types,y compris les bureaux,les usines,les locaux d’institutions et autres locaux à usage commercial ou professionnel ainsi que les immeubles à appartements ; le nettoyage de vitres
- L’organisation d’activités créatives,artistiques et de spectacle
- L’organisation d’activités sportives,récréatives et de loisirs
- La fourniture de toutes études,conseils en matière d'investissement et de toutes sortes,mobiliers et immobiliers,corporels et incorporels
- La vente,la location,mise à disposition de tous brevets,procédés et autres droits intellectuels et de tout matériel se rapportant directement ou indirectement aux activités ci-dessus
- La société pourra faire toutes opérations entrant dans son objet soit seule,soit en participation,soit en association,sous quelque forme que ce soit,soit directement par cession,location,régie,soit au courtage et à la commission
- Elle pourra en outre faire toutes exploitations,soit par elle-même,soit par tous autres modes,sans aucune exception,créer toutes sociétés,faire apport à des sociétés existantes,fusionner,ou s'allier avec elles,souscrire,acheter ou revendre tous titres ou droits sociaux,prendre toutes commandites et faire tous prêts,crédits et avances
- Et généralement toutes opérations mobilières ou immobilières qui pourraient se rattacher directement ou indirectement à l'objet de la société ou à tous autres objets similaires ou connexes
- La constitution et la gestion d’un patrimoine immobilier,toutes opérations relative à des biens immeubles et droit réels immobiliers,tels qu’entre autres droits de superficie et d’emphytéose et de location-financement de droits immobiliers à des tiers,l’achat et la vente tant en pleine propriété qu’en usufruit/nue-propriété,l’échange,la construction la rénovation,l’entretien,la location,la mise en location,le lotissement,la prospection,l’exploitation de biens immobiliers,l’achat,la vente,la location ou mise en location de biens mobiliers relatifs à la décoration ou l’équipement de biens immobiliers
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Olmkruidlaan 7 registered office 1020 Brussels | 26-10-2021 | 2.324.866.108 |
Buildings and parcels at the address
- Ground area
- 159 m²
- Buildings
- 82 m²
- Volume, LiDAR
- 925 m³
- Tallest building
- 16.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21818F0017/00L008 | 159 m² | 1 · 82 m² | 16.6 m · 4 |
Contact
E-mail
topfacility.eric@gmail.com
Phone
+32 473 28 83 55
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0776.517.860