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Top Constructie MO

Active
Private limited companyfounded 2021active for 5 yearsLammekensstraat 9, 2060 Antwerpen, BelgiumKBO/BCE: BE 0761.350.030
Summary

The computed 12-month bankruptcy probability of Top Constructie MO is 4.2% (elevated). The 2024 annual accounts show equity of €67,923 and a net result of €57,773. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€432,691total assets 2024
Equity
€67,923
Profit
€57,773
Turnover not published (micro format)
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts 78 days overdue0 of 1 deed read
Why 49raises risk1 financial year not filed after the legal deadline; latest accounts 153 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 05-01-2026)Founded in 2021lowers riskSize: total assets €432,691Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 41-2
equity 15.7% of total assets
Liquidity 17-38
short-term debt 84.3% · cash 10.5%
Profitability 85+8
return on assets 13.4%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.8%▲ +0.7 percentage points vs 09-2025 11-2025: 1.9%▲ +0.1 percentage points vs 10-2025 12-2025: 2.3%▲ +0.4 percentage points vs 11-2025 01-2026: 3.2%▲ +0.9 percentage points vs 12-2025 02-2026: 2.7%▼ -0.5 percentage points vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.8%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%▼ -0.1 percentage points vs 05-2026 07-2026: 2.7%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.3 percentage points vs 07-2026 09-2026: 3.1%▲ +0.1 percentage points vs 08-2026 10-2026: 4.2%▲ +1.1 percentage points vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.13, compared with 1.03 in 2023, below the usual 1.5; short-term debt: 84.3% and cash: 10.5% of total assets), and 84.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 18% on solvency, 9% on liquidity, 69% on profitability and 99% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 153 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 05-01-2026)
NBB · annual accounts
lowers risk · Size: total assets €432,691
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 18%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year €67,923
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
153 days late
2023
17 days early
2022
13 days early
2021
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 25 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Highest result from 2021 to 2024net €57,773 ▲1,377%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Result rose in 2024from €3,912 to €57,773 ▲ 1,377% View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Caution: Among the weakest 19% on solvencysector median 46.6% · 35,969 companies 15.7% View

By topic

Financials

Financial year
2024
Total assets
€432,691
Profit
€57,773
Solvency
15.7%
Go to Financials

Timeline

Events
6
Since
2022
  1. 18-07-2023Annual accounts filed
  2. 31-12-2022Back to profit
  3. 09-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
08-01-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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