Jens Fierens

Active

Private limited companyfounded 20215 yrs activeKarel Hofmanstraat (STG) 53, 9200 Dendermonde, BelgiumKBO/BCE: BE 0763.555.096

The computed 12-month bankruptcy probability of Jens Fierens is 2.3% (moderate). The 2024 annual accounts show equity of €171k and a net result of €39k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79▼-11

Solvency78▼-1

Growth52=

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity ample (current ratio 2.45 against 2.59 in 2023; short-term debt: 39.6% of total assets), and 47% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

52 d late

2022

53 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€171k▲ 29.8%

2023 · €132k

2022: €90k 2023: €132k

2022 → 2024

Total assets

€324k▲ 33.4%

2023 · €243k

2022: €321k 2023: €243k

2022 → 2024

Net result

€39k▼ 5.7%

2023 · €42k

2022: €84k 2023: €42k

2022 → 2024

Working capital

€186k▲ 26.4%

2023 · €147k

2022: €94k 2023: €147k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€90k-€132k▲ 46.3%€171k▲ 29.8%

Operating result€119k-€64k▼ 46.8%€62k▼ 2.9%

Net result€84k-€42k▼ 50.4%€39k▼ 5.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 3% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €324k

97.0%

Fixed assets €10k▲ 222%

Current assets €314k▲ 31.0%

Equity and liabilities €324k

53.0%

47.0%

Equity €171k▲ 29.8%

Debt €152k▲ 37.6%

The debt ratio rises from 45.6% to 47.0%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€63k▼

2023 · €72k

Cash flow

€40k▼

2023 · €50k

Solvency

53.0%▼

2023 · 54.4%

Current ratio

2.45▼

2023 · 2.59

Quick ratio

2.45▼

2023 · 2.59

Debt / equity

0.89▲

2023 · 0.84

ROE

23.0%▼

2023 · 31.6%

ROA

12.2%▼

2023 · 17.2%

Interest coverage

5.42▼

2023 · 6.56

Debt

€152k▲

2023 · €111k

Debt ≤ 1 year

€128k▲

2023 · €93k

Debt > 1 year

€24k▲

2023 · €18k

Income taxes

€11k▲

2023 · €11k

Staff costs

€1k▲

2023 · €0

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€243k€324k▲

Fixed assets21/28€3k€10k▲

Tangible fixed assets22/27€3k€9k▲

Plant, machinery and equipment23-€8k

Furniture and vehicles24€3k€2k▼

Financial fixed assets28€135€135=

Current assets29/58€240k€314k▲

Amounts receivable after more than one year29€206k€271k▲

Other amounts receivable291€206k€271k▲

Amounts receivable within one year40/41€34k€42k▲

Trade receivables40€22k€35k▲

Other amounts receivable41€12k€7k▼

Deferred charges and accrued income490/1€135€988▲

Equity and liabilities

Total equity and liabilities10/49€243k€324k▲

Equity10/15€132k€171k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€126k€165k▲

Amounts payable17/49€111k€152k▲

Amounts payable after more than one year17€18k€24k▲

Financial debts170/4€18k€24k▲

Amounts payable within one year42/48€93k€128k▲

Current portion of amounts payable after more than one year42-€2k

Financial debts43€37k€49k▲

Credit institutions430/8€37k€49k▲

Trade debts44€44k€66k▲

Suppliers440/4€44k€66k▲

Taxes, remuneration and social security45€11k€12k▲

Taxes450/3€11k€11k=

Remuneration and social security454/9-€635

Income statement Code20232024

Non-recurring operating income76A€14k€0▼

Remuneration, social security and pensions62€0€1k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€1k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼

Other operating charges640/8€2k€2k▲

Gross operating margin9900€77k€66k▼

Operating profit (loss)9901€64k€62k▼

Financial income75/76B€12€231▲

Recurring financial income75€12€231▲

Financial charges65/66B€11k€12k▲

Recurring financial charges65€11k€12k▲

Profit (loss) for the period before taxes9903€53k€50k▼

Income taxes67/77€11k€11k▲

Profit (loss) for the period9904€42k€39k▼

Profit (loss) for the period to be appropriated9905€42k€39k▼

Appropriation of the result

Profit (loss) to be appropriated9906€126k€165k▲

Profit (loss) brought forward from the previous period14P€84k€126k▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

31-12

Financial Weakest financial yearnet €39k ▼5.7%

Net result drops to €39k, the lowest in the series.

31-12

Financial Equity above €150kEq €171k ▲29.8%

3 profitable years in a row build equity to €171k.

21-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 52 days late

2023

31-12

Financial Equity above €100kEq €132k ▲46.3%

2 profitable years in a row build equity to €132k.

22-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 53 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dendermonde · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Karel Hofmanstraat (STG) 539200 Dendermonde

Ground area

2,056 m²

Building footprint

87 m²

Volume, LiDAR

566 m³

Parcel 42021C0557/00V000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Jens Fierens

Karel Hofmanstraat (STG) 53, 9200 DendermondeFloor and wall tiling

since 20212.313.238.677

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42021C0557/00V000	Flanders	2,056 m²	1 · 87 m²	9.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 308 EUR awarded · 308 EUR paid

Year	Entries	awarded	paid
2022	1	308 EUR	308 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 308 EUR · 308 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Caro-Tile

BE 0698.635.867

Leopoldsburg · Eq €171k

TEGEL LAND

BE 0787.215.376

Bilzen-Hoeselt · Eq €172k

Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,462 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-02-2021

Fiscal year end31-12

Activities, NACEBEL

43331Floor and wall tiling

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.