TOP CLASS PRODUCTS & SERVICES

Active

Public limited companyfounded 1991active for 35 yearsTer Heidelaan 95, 3200 Aarschot, BelgiumKBO/BCE: BE 0442.889.528

Summary

TOP CLASS PRODUCTS & SERVICES has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.0m and a net result of €910,116. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 68% of 9,758 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

TOP CLASS PRODUCTS & SERVICESActiveChecked score 98/100

Risk analysis Report Compare

Activity

Wholesale of pharmaceutical and medical goods

NACE 46460

8th largest employer in Aarschot, Wholesale and retail trade sector1 site

Size

€6.4mtotal assets 2025

Staff: 24 FTE
Equity: €4.0m
Profit: €910,116

Net result +444%: other schema

Financial health

98 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: Fophacon · 100%

2025 accounts 2 days early1 of 9 deeds summarised

Why 98raises riskFigures for financial year 2025 (filed 29-10-2025)lowers riskFounded in 1991Liquidity: current ratio 2.72, cash €1.2mEquity €4.0m (62.1% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 82% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 87+19

equity 62.1% of total assets

Liquidity 59+7

short-term debt 31.2% · cash 18.0%

Profitability 86+27

return on assets 14.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)

Last 24 months 11-2024: 0.2% 12-2024: 0.4%▲ +0.2 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.3%▼ -0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.4 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €390,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.72, compared with 4.73 in 2024, above the usual 1.5; short-term debt: 31.2% and cash: 18% of total assets), and 37.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 71% on solvency, 78% on liquidity, 90% on profitability and 88% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.72, cash €1.2m

NBB · annual accounts

Equity €4.0m (62.1% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 29-10-2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

26 days late

2023

on the day

2022

3 days early

2021

2 days early

2020

31 days early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 29 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end24-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…
26-11-2024 Annual accounts filedfinancial year 2024 · full…
23-05-2024 Registered officeRegistered-office move

Key points

Positive: Result rose in 2025different schema filed ▲ 444% View
Positive: Among the best 5% on net resultsector median €26,874 · 9,737 companies €910,116 View
Controlled by Fophacon 100% View
Positive: 7 profitable years in a rowprofit 2025: €910,116 7 years View
EU supportawarded from 2022 to 2024 €377,037 View

By topic

Financials

Financial year: 2025
Total assets: €6.4m
Profit: €910,116
Solvency: 62.1%

Turnover▼ 84.5%

Net result

20222024

Go to Financials

Board & ownership

Parent: Fophacon · 100%

Go to Board & ownership

Timeline

Events: 39
Since: 1993
Next accounts: by 31-10-2026

31-10-2023Annual accounts filed
31-03-2023Highest result from 2019 to 2025
31-03-2023Liquidity doubles

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Wholesale of pharmaceutical and medical goodsNACE 46460
Founded: 07-02-1991
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about TOP CLASS PRODUCTS & SERVICES

What is the company number of TOP CLASS PRODUCTS & SERVICES?: 0442.889.528. In Belgium the VAT number is the company number with BE in front: BE 0442.889.528.
Where is TOP CLASS PRODUCTS & SERVICES based?: The registered office is at Ter Heidelaan 95, 3200 Aarschot.Company details
What does TOP CLASS PRODUCTS & SERVICES do?: According to the KBO register, the main activity is wholesale of pharmaceutical and medical goods (NACE 46460).
What is the legal form of TOP CLASS PRODUCTS & SERVICES?: Public limited company (NV).
When was TOP CLASS PRODUCTS & SERVICES founded?: On 07-02-1991.
Is TOP CLASS PRODUCTS & SERVICES still active?: Yes, TOP CLASS PRODUCTS & SERVICES is an active enterprise in the KBO register.
How many employees does TOP CLASS PRODUCTS & SERVICES have?: On average 24 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOP CLASS PRODUCTS & SERVICES?: €7.9m in financial year 2024, according to the filed annual accounts.
Is TOP CLASS PRODUCTS & SERVICES profitable?: In financial year 2025, TOP CLASS PRODUCTS & SERVICES made a profit of €910,116.
Where can I find the annual accounts of TOP CLASS PRODUCTS & SERVICES?: TOP CLASS PRODUCTS & SERVICES filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP CLASS PRODUCTS & SERVICES due?: By 31-10-2026, for financial year 2026.Timeline