Summary
Fophacon has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €10.91M and a net result of €224k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 110 sector peers (fiscal year 2026). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-09-2026, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
47 d early
2025
23 d early
2024
49 d early
2023
29 d early
2022
40 d early
2021
46 d early
2020
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
€1.23M▲ 53.1%
2023 · €800k
2023: €800k
2023 → 2024
EBIT margin
15.6%▲ 0.6pp
2023 · 15.0%
2023: 15.0%
2023 → 2024
Net result
€224k▼ 3.3%
2025 · €232k
2019: €138k
2020: €203k
2021: €398k
2022: €4.75M
2023: €66k
2024: €3.48M
2025: €232k
2019 → 2026
Working capital
€3.36M▲ 5.0%
2025 · €3.20M
2019: €-212k
2020: €-285k
2021: €202k
2022: €3.55M
2023: €2.07M
2024: €3.45M
2025: €3.20M
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€800k€1.23M▲ 53.1%
Equity€6.91M-€6.97M▲ 1.0%€10.45M▲ 49.9%€10.69M▲ 2.2%€10.91M▲ 2.1%
Operating result€-64k-€120k€192k▲ 59.7%€138k▼ 28.1%€197k▲ 42.9%
Net result€4.75M-€66k▼ 98.6%€3.48M▲ 5,170%€232k▼ 93.3%€224k▼ 3.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 43% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €11.32M
Fixed assets
€7.60M ▼ 0.4%
Current assets
€3.72M ▲ 3.6%
Equity and liabilities €11.32M
Equity
€10.91M ▲ 2.1%
Provisions
€0 ▼ 100%
Debt
€411k ▼ 11.9%
Debt's share of the balance-sheet total falls from 4.2% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.1%▼
2025 · 2.2%
ROA
2.0%▼
2025 · 2.1%
Debt ≤ 1 year
€367k▼
2025 · €398k
Debt > 1 year
€44k▼
2025 · €69k
Income taxes
€55k▼
2025 · €78k
Staff costs
€310k▼
2025 · €343k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 67 lines
Balance sheet
Code20252026
Assets
Total assets20/58€11.22M€11.32M▲
Fixed assets21/28€7.62M€7.60M▼
Intangible fixed assets21€13k€15k▲
Tangible fixed assets22/27€115k€81k▼
Plant, machinery and equipment23€1k€137▼
Furniture and vehicles24€114k€81k▼
Financial fixed assets28€7.50M€7.50M▲
Current assets29/58€3.60M€3.72M▲
Amounts receivable after more than one year29€320k€320k=
Other amounts receivable291€320k€320k=
Stocks and contracts in progress3€70k€105k▲
Stocks30/36€70k€105k▲
Amounts receivable within one year40/41€198k€227k▲
Trade receivables40€192k€201k▲
Other amounts receivable41€6k€27k▲
Current investments50/53€2.78M€2.42M▼
Cash at bank and in hand54/58€76k€471k▲
Deferred charges and accrued income490/1€155k€177k▲
Equity and liabilities
Total equity and liabilities10/49€11.22M€11.32M▲
Equity10/15€10.69M€10.91M▲
Contributions10/11€150k€150k=
Reserves13€5.60M€5.83M▲
Tax-exempt reserves132€76k€76k=
Distributable reserves133€5.53M€5.75M▲
Profit (loss) carried forward14€4.93M€4.94M=
Provisions and deferred taxes16€67k€0▼
Provisions for liabilities and charges160/5€67k€0▼
Other liabilities and charges164/5€67k€0▼
Amounts payable17/49€467k€411k▼
Amounts payable after more than one year17€69k€44k▼
Financial debts170/4€69k€44k▼
Amounts payable within one year42/48€398k€367k▼
Current portion of amounts payable after more than one year42€32k€29k▼
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€103k€103k▼
Suppliers440/4€103k€103k▼
Taxes, remuneration and social security45€135k€92k▼
Taxes450/3€79k€50k▼
Remuneration and social security454/9€56k€42k▼
Other amounts payable47/48€128k€133k▲
Accrued charges and deferred income492/3-€73
Income statement
Code20252026
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€343k€310k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€41k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€0▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€4k€-67k▼
Other operating charges640/8€9k€6k▼
Non-recurring operating charges66A-€50
Gross operating margin9900€538k€487k▼
Operating profit (loss)9901€138k€197k▲
Financial income75/76B€187k€204k▲
Recurring financial income75€187k€204k▲
Financial charges65/66B€14k€122k▲
Recurring financial charges65€14k€108k▲
Non-recurring financial charges66B-€14k
Profit (loss) for the period before taxes9903€310k€280k▼
Income taxes67/77€78k€55k▼
Profit (loss) for the period9904€232k€224k▼
Transfer from tax-exempt reserves789€172k€0▼
Transfer to tax-exempt reserves689€76k€0▼
Profit (loss) for the period to be appropriated9905€329k€224k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.93M€5.16M▲
Profit (loss) brought forward from the previous period14P€4.61M€4.93M▲
Transfer to equity691/2-€224k
To other reserves6921-€224k
Social balance
Average headcount (FTE)90873.02.7▼
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €10MEq €10.45M ▲49.9%
6 profitable years in a row build equity to €10.45M.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Weakest financial yearnet €66k ▼98.6%
Net result drops to €66k, the lowest in the series; recovery starts the following year.
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €4.75M ▲1092%
Net result €4.75M, the highest in the series.
31-03
Financial
Liquidity triplescurrent ratio 4.52
Current ratio from 1.74 to 4.52.
31-03
Financial
Equity above €5MEq €6.91M ▲187%
4 profitable years in a row build equity to €6.91M.
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 1.74
Current ratio from 0.51 to 1.74; short-term debt falls from €578k to €274k.
Show earlier events
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €2MEq €2.01M ▲11.2%
2 profitable years in a row build equity to €2.01M.
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Heidelaan 953200 AarschotGround area
1.1 ha
Building footprint
3,507 m²
Volume, LiDAR
20,195 m³
Parcel 24662F0020/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fophacon
since 20122.209.890.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662F0020/00N000 | Flanders | 1.1 ha | 1 · 3,507 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,194 EUR awarded · 1,194 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,194 EUR | 1,194 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500A4ECD65F094618
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 6,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2012
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.