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TOP - CHOICE

Active
Private limited companyfounded 1987active for 38 yearsOoigemstraat 24, 8710 Wielsbeke, BelgiumKBO/BCE: BE 0433.035.219
Summary

TOP - CHOICE has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €463,449 and a net result of -€108,764. Equity has been growing by about 6.5% per year since 2018. Its solvency ranks better than 75% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 31-12-1987 Normal situation
Activity
Wholesale trade NACE 46421and 1 other
Joint committee
109 Paritair Comité voor het kleding- en confectiebedrijf · annual accounts 2025
Establishment unit
2.036.423.641 8710 Wielsbeke, since 29-03-1988
Financial year end
31 December
Peppol
Reachable since 01-04-2025

Board and ownership

Board
  • Van den Abeele EvelineDirector · since 12-03-2020
  • Van den Abeele WilliamDirector · since 12-03-2020
Holdings
Shares in 1 company Evytex

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
-€8,482
Loss
€108,764
Equity
€463,449
▼ 23.8%
Total assets
€655,502
▼ 16.7%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 68 days after the deadline
Turnover not published (abbreviated or micro format)
Filed on 07-10-2026
Score breakdownraises riskLoss of €108,764 (financial year 2025)Last filed accounts filed 68 days late; 2 of the last 3 accounts latelowers riskFounded in 1987Liquidity: current ratio 4.86, cash €118,824Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 96-4
equity 70.7% of total assets
Liquidity 69-1
short-term debt 15.9% · cash 18.1%
Profitability 0-54
return on assets -16.6%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.4 percentage points vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.86 (5.76 in 2024), above the usual 1.5. Short-term debt is 15.9% and cash 18.1% of total assets. 29.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 76% of them on solvency, 74% on liquidity, 6% on profitability and 17% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €108,764 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 68 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 4.86, cash €118,824
NBB · annual accounts
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
68 days late
2024
19 days late
2023
38 days late
2022
18 days early
2021
19 days late
2020
26 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €3,800 in 2024 -€108,764 View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €5,660 · 13,722 companies -€108,764 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TOP - CHOICE: wholesale trade (NACE 46421). They are comparable in size and age: total assets between €92,000 and €4.1m, founded between 1989 and 2011.

CompanyTotal assetsGross margin
TOP - CHOICE Wielsbeke€0.7m-€0.008m
VEMA TEXTILES Sint-Gillis-Waas€0.7m-€0.01m
HP SAFETY Ath€0.3m-€0.001m
WILINE VH Lanaken€0.2m-€0.009m
VEVA SAFETY Mouscron€0.2m€0.01m
C-Supply Temse€4.1m-
Protection & Gestion Binche€0.09m€0.01m
Full comparison

Key facts about TOP - CHOICE

What is the company number of TOP - CHOICE?
The company number of TOP - CHOICE is 0433.035.219. The VAT number is the same number with BE in front: BE 0433.035.219.
Where is TOP - CHOICE based?
The registered office is at Ooigemstraat 24, 8710 Wielsbeke.Company details
What does TOP - CHOICE do?
According to the KBO register, the main activity is wholesale trade (NACE 46421).
What is the legal form of TOP - CHOICE?
The legal form of TOP - CHOICE is Private limited company (BV).
When was TOP - CHOICE founded?
TOP - CHOICE was founded on 31-12-1987.
Is TOP - CHOICE still active?
Yes, TOP - CHOICE is an active enterprise in the KBO register.
How many employees does TOP - CHOICE have?
TOP - CHOICE had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TOP - CHOICE fall under?
In its 2025 annual accounts, TOP - CHOICE states joint committee 109 (Paritair Comité voor het kleding- en confectiebedrijf).
What is the turnover of TOP - CHOICE?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is TOP - CHOICE profitable?
In financial year 2025, TOP - CHOICE made a loss of €108,764.
Where can I find the annual accounts of TOP - CHOICE?
TOP - CHOICE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP - CHOICE due?
TOP - CHOICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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