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Protection & Gestion

Active
Private limited companyfounded 1989active for 36 yearsAvenue Jean Derave(BIN) 12, 7130 Binche, BelgiumKBO/BCE: BE 0439.208.773
Summary

Protection & Gestion has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,486 and a net result of €1,383. Equity has been shrinking by about 19% per year since 2018. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 22% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-12-1989 Normal situation
Activity
Wholesale trade NACE 46421and 1 other
Establishment unit
2.046.282.306 7130 Binche, since 03-01-1990
Financial year end
31 December
Peppol
Reachable since 06-10-2025

Board and ownership

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€10,403
Turnover
≈ €100,000
estimated
Profit
€1,383
Equity
€3,486
▲ 65.8%
Total assets
€91,993
▼ 19.5%
  • 2025 accounts filed 27 days after the deadline
Filed on 27-08-2026
Score breakdownraises riskEquity €3,486 (3.8% of total assets)lowers riskFounded in 1989Size: total assets €91,993Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 29+2
equity 3.8% of total assets
Liquidity 8+7
short-term debt 96.2% · cash 6.2%
Profitability 42+31
return on assets 1.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%▼ -0.3 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -1.0 percentage point vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 19% of them on solvency, 10% on liquidity, 34% on profitability and 90% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €91,993
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
raises risk · Equity €3,486 (3.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13741 sector peers (2025).
NBB · sector comparison
Position among 13741 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
29 days late
2023
7 days early
2022
6 days early
2021
3 days early
2020
5 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Company renamed from P. et G. to Protection & GestionResignation: CORDIER Denis-François (director) · Appointment: CORDIER Denis-François (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Protection & Gestion: wholesale trade (NACE 46421). They are comparable in size and age: total assets between €41,500 and €210,000, founded between 1987 and 2014.

CompanyTotal assetsGross margin
Protection & Gestion Binche€91,993€10,403
VEVA SAFETY Mouscron€154,118€12,299
COP ATTITUDE Incourt€41,516€7,637
HELCOTEX Alken€193,342€19,962
TAILOR MADE SERVICES Assenede€146,230€41,916
TEXTILES DEBRUXELLES Fleurus€149,941€17,718
EVL Haacht€209,534€67,875
Full comparison

Key facts about Protection & Gestion

What is the company number of Protection & Gestion?
The company number of Protection & Gestion is 0439.208.773. The VAT number is the same number with BE in front: BE 0439.208.773.
Where is Protection & Gestion based?
The registered office is at Avenue Jean Derave(BIN) 12, 7130 Binche.Company details
What does Protection & Gestion do?
According to the KBO register, the main activity is wholesale trade (NACE 46421).
What is the legal form of Protection & Gestion?
The legal form of Protection & Gestion is Private limited company (BV).
When was Protection & Gestion founded?
Protection & Gestion was founded on 15-12-1989.
Is Protection & Gestion still active?
Yes, Protection & Gestion is an active enterprise in the KBO register.
What is the turnover of Protection & Gestion?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €10,403 and 41 comparable companies (NACE 464). It probably lies between €58,000 and €420,000. It is a rough estimate.Financials
Is Protection & Gestion profitable?
In financial year 2025, Protection & Gestion made a profit of €1,383.
Where can I find the annual accounts of Protection & Gestion?
Protection & Gestion filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Protection & Gestion due?
Protection & Gestion must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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