TOP CARRO

Active

Private limited companyfounded 2021active for 4 yearsGespstraat 111, 1070 Anderlecht, BelgiumKBO/BCE: BE 0778.260.593

Summary

TOP CARRO has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,787 and a net result of €70,427. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 77% of 34,789 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

TOP CARROActiveChecked score 87/100

Risk analysis Report Compare

Activity

Floor and wall tiling

NACE 43331

1 site

Size

≈ €440,000turnover 2025, estimated

Equity: €134,787
Profit: €70,427

Turnover estimated from the gross margin

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts 2 days early1 deed in the Belgian Official Gazette

Why 87raises riskFounded in 2021Size: total assets €188,800lowers riskLiquidity: current ratio 3.23, cash €43,230Equity €134,787 (71.4% of total assets)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 96+18

equity 71.4% of total assets

Liquidity 67+32

short-term debt 28.6% · cash 22.9%

Profitability 100+15

return on assets 37.3%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 2.3%▲ +0.5 percentage points vs 01-2025highest value 03-2025: 1.8%▼ -0.5 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 1.4%▼ -0.4 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.6%▲ +0.1 percentage points vs 10-2025 12-2025: 1.5%▼ -0.1 percentage points vs 11-2025 01-2026: 1.6%▲ +0.1 percentage points vs 12-2025 02-2026: 2.0%▲ +0.4 percentage points vs 01-2026 03-2026: 0.3%▼ -1.7 percentage points vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.23, compared with 1.98 in 2024, above the usual 1.5; short-term debt: 28.6% and cash: 22.9% of total assets), and 28.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 77% on solvency, 66% on liquidity, 92% on profitability and 77% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.23, cash €43,230

NBB · annual accounts

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €188,800

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €134,787 (71.4% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

2 days early

2024

14 days late

2023

8 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 8 February (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end29-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-01-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Highest result from 2023 to 2025net €70,427 ▲6.7%
14-02-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 9% on net resultsector median €10,237 · 34,776 companies €70,427 View
Total assets 20253 financial years filed €188,800 View
Active since 2021founded 03-12-2021 4 years View

By topic

Financials

Financial year: 2025
Total assets: €188,800
Profit: €70,427
Solvency: 71.4%

Total assets▼ 0.1%

Net result

20232025

Go to Financials

Timeline

Events: 5
Since: 2024
Next accounts: by 31-01-2027

30-06-2024Equity above €100,000
08-02-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Floor and wall tilingNACE 43331
Founded: 03-12-2021
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about TOP CARRO

What is the company number of TOP CARRO?: 0778.260.593. In Belgium the VAT number is the company number with BE in front: BE 0778.260.593.
Where is TOP CARRO based?: The registered office is at Gespstraat 111, 1070 Anderlecht.Company details
What does TOP CARRO do?: According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of TOP CARRO?: Private limited company (BV).
When was TOP CARRO founded?: On 03-12-2021.
Is TOP CARRO still active?: Yes, TOP CARRO is an active enterprise in the KBO register.
What is the turnover of TOP CARRO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TOP CARRO profitable?: In financial year 2025, TOP CARRO made a profit of €70,427.
Where can I find the annual accounts of TOP CARRO?: TOP CARRO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP CARRO due?: By 31-01-2027, for financial year 2026.Timeline