VB Technics
ActiveThe computed 12-month bankruptcy probability of VB Technics is 2.3% (moderate). The 2025 annual accounts show equity of €135k and a net result of €34k. Its solvency ranks better than 24% of 27407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▼-28
Growth52
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.79 against 1.21 in 2024), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 33.0%
2024 · €102k
2024: €102k
2024 → 2025
Total assets
€594k▲ 88.0%
2024 · €316k
2024: €316k
2024 → 2025
Net result
€34k▼ 66.6%
2024 · €100k
2024: €100k
2024 → 2025
Working capital
€-26k
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€102k-€135k▲ 33.0%
Operating result€134k-€55k▼ 58.7%
Net result€100k-€34k▼ 66.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €594k
Fixed assets
€499k▲ 162%
Current assets
€95k▼ 24.1%
Equity and liabilities €594k
Equity
€135k▲ 33.0%
Debt
€459k▲ 114%
The debt ratio rises from 67.8% to 77.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€132k▼
2024 · €149k
Cash flow
€110k▼
2024 · €116k
Solvency
22.7%▼
2024 · 32.2%
Current ratio
0.79▼
2024 · 1.21
Quick ratio
0.79▼
2024 · 1.21
Debt / equity
3.40▲
2024 · 2.11
ROE
24.8%▼
2024 · 98.9%
ROA
5.6%▼
2024 · 31.8%
Interest coverage
6.64▼
2024 · 21.28
Debt
€459k▲
2024 · €214k
Debt ≤ 1 year
€121k▲
2024 · €104k
Debt > 1 year
€338k▲
2024 · €110k
Income taxes
€9k▼
2024 · €27k
Staff costs
€85k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€316k€594k▲
Fixed assets21/28€191k€499k▲
Tangible fixed assets22/27€188k€499k▲
Land and buildings22€102k€426k▲
Plant, machinery and equipment23€988€1k▲
Furniture and vehicles24€3k€6k▲
Leasing and similar rights25€83k€66k▼
Financial fixed assets28€3k€0▼
Current assets29/58€125k€95k▼
Amounts receivable within one year40/41€18k€27k▲
Trade receivables40€11k€26k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€104k€67k▼
Deferred charges and accrued income490/1€4k€725▼
Equity and liabilities
Total equity and liabilities10/49€316k€594k▲
Equity10/15€102k€135k▲
Contributions10/11€2k€2k=
Reserves13€100k€133k▲
Distributable reserves133€100k€133k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€214k€459k▲
Amounts payable after more than one year17€110k€338k▲
Financial debts170/4€110k€338k▲
Amounts payable within one year42/48€104k€121k▲
Current portion of amounts payable after more than one year42€21k€32k▲
Trade debts44€45k€41k▼
Suppliers440/4€45k€41k▼
Taxes, remuneration and social security45€34k€47k▲
Taxes450/3€30k€41k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€255€0▼
Income statement
Code20242025
Non-recurring operating income76A-€37k
Remuneration, social security and pensions62€138k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€76k▲
Other operating charges640/8€5k€9k▲
Gross operating margin9900€292k€226k▼
Operating profit (loss)9901€134k€55k▼
Financial income75/76B€611€7k▲
Recurring financial income75€611€1k▲
Non-recurring financial income76B-€6k
Financial charges65/66B€7k€20k▲
Recurring financial charges65€7k€20k▲
Profit (loss) for the period before taxes9903€128k€43k▼
Income taxes67/77€27k€9k▼
Profit (loss) for the period9904€100k€34k▼
Profit (loss) for the period to be appropriated9905€100k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€34k▼
Transfer to equity691/2€100k€34k▼
To other reserves6921€100k€34k▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wakkensteenweg(S.B.V.) 1568710 WielsbekeGround area
999 m²
Building footprint
668 m²
Volume, LiDAR
3,497 m³
Parcel 37014B0407/00E000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VB Technics
since 20232.343.379.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37014B0407/00E000 | Flanders | 999 m² | 1 · 668 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARC BREUGELMANS
BE 0730.739.206
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EECKHOUT
BE 0568.796.023
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DS VENTILATION
BE 1009.189.780
Sprimont · Eq €135k
MARISSENS
BE 0812.724.693
Rumst · Eq €135k
ROMBAUT
BE 0822.032.537
Sint-Niklaas · Eq €135k
Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 3,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43331Floor and wall tiling
43222Installation of electric heating, air conditioning, cooling and ventilation
47527Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.