TOP-ASSIST
ActiveTOP-ASSIST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €572k and a net result of €98k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 9690 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
85
/ 100
Excellent▲ +27 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-15
Solvency100▲+72
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 62.94 against 1.22 in 2023), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.4%
Return on assets
16.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
7 d late
2022
3 d late
2021
26 d late
2020
19 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€572k▲ 20.6%
2023 · €474k
2018: €158k
2019: €307k
2020: €505k
2021: €446k
2022: €441k
2023: €474k
2018 → 2024
Total assets
€581k▼ 78.2%
2023 · €2.66M
2018: €1.42M
2019: €1.52M
2020: €509k
2021: €596k
2022: €1.97M
2023: €2.66M
2018 → 2024
Net result
€98k▼ 0.2%
2023 · €98k
2018: €2k
2019: €149k
2020: €198k
2021: €-17k
2022: €-5k
2023: €98k
2018 → 2024
Working capital
€572k▲ 20.6%
2023 · €474k
2018: €120k
2019: €307k
2020: €505k
2021: €446k
2022: €441k
2023: €474k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€505k-€446k▼ 11.6%€441k▼ 1.1%€474k▲ 7.4%€572k▲ 20.6%
Operating result€292k-€-18k€4k€137k▲ 3,666%€139k▲ 0.9%
Net result€198k-€-17k€-5k▲ 69.0%€98k€98k▼ 0.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €581k
Equity
€572k▲ 20.6%
Debt
€9k▼ 99.6%
The debt ratio falls from 82.2% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.4%▲
2023 · 17.8%
Current ratio
62.94▲
2023 · 1.22
Quick ratio
52.14▲
2023 · 0.31
Debt / equity
0.02▼
2023 · 4.61
ROE
17.1%▼
2023 · 20.7%
ROA
16.8%▲
2023 · 3.7%
Debt
€9k▼
2023 · €2.18M
Debt ≤ 1 year
€9k▼
2023 · €2.18M
Income taxes
€46k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.66M€581k▼
Current assets29/58€2.66M€581k▼
Stocks and contracts in progress3€1.98M€100k▼
Stocks30/36€1.98M€100k▼
Amounts receivable within one year40/41€253k€39k▼
Trade receivables40€188k€29k▼
Other amounts receivable41€64k€10k▼
Cash at bank and in hand54/58€428k€442k▲
Deferred charges and accrued income490/1€493€31▼
Equity and liabilities
Total equity and liabilities10/49€2.66M€581k▼
Equity10/15€474k€572k▲
Contributions10/11€7k€7k=
Reserves13€489k€586k▲
Tax-exempt reserves132€0-
Distributable reserves133€489k€586k▲
Profit (loss) carried forward14€-22k€-22k=
Amounts payable17/49€2.18M€9k▼
Amounts payable within one year42/48€2.18M€9k▼
Trade debts44€354€7k▲
Suppliers440/4€354€7k▲
Advances received on contracts in progress46€2.14M€0▼
Taxes, remuneration and social security45€44k€2k▼
Taxes450/3€44k€2k▼
Other amounts payable47/48€10€104▲
Income statement
Code20232024
Other operating charges640/8€1k€2k▲
Gross operating margin9900€138k€140k▲
Operating profit (loss)9901€137k€139k▲
Financial income75/76B€13k€5k▼
Recurring financial income75€13k€5k▼
Financial charges65/66B€12k€301▼
Recurring financial charges65€12k€301▼
Profit (loss) for the period before taxes9903€139k€143k▲
Income taxes67/77€41k€46k▲
Profit (loss) for the period9904€98k€98k▼
Profit (loss) for the period to be appropriated9905€98k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€76k▼
Profit (loss) brought forward from the previous period14P€-22k€-22k=
Transfer from equity791/2€65k€0▼
Transfer to equity691/2€98k€98k▼
To other reserves6921€98k€98k▼
Profit to be distributed694/7€65k€0▼
Return on contributions (dividend)694€65k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 52current ratio 62.94
Current ratio from 1.22 to 62.94; short-term debt falls from €2.18M to €9k.
31-12
Financial
Equity above €500kEq €572k ▲20.6%
2 profitable years in a row build equity to €572k.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
31-12
Financial
Back to profitnet €98k
Net result €98k after 2 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-17k ▼108%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €198k ▲32.6%
Operating result €292k, net result €198k, both a record.
31-12
Financial
Liquidity times 124current ratio 155.89
Current ratio from 1.25 to 155.89; short-term debt falls from €1.22M to €3k.
31-12
Financial
Equity above €500kEq €505k ▲64.6%
3 profitable years in a row build equity to €505k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €307k ▲94.9%
2 profitable years in a row build equity to €307k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenweg (Kin) 23A3640 KinrooiGround area
2,748 m²
Building footprint
466 m²
Volume, LiDAR
2,763 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Top-Assist
since 20072.159.400.934
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72018B0419/00G003 | Flanders | 2,030 m² | 1 · 292 m² | 9.9 m · 1 fl. |
| 72018B0403/00H000 | Flanders | 718 m² | 1 · 174 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 4,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
62020IT consultancy
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
70120
71111Activities of building architects
72100
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472/91.16.75