TOOR & CO
ActiveThe computed 12-month bankruptcy probability of TOOR & CO is 3.2% (moderate). For TOOR & CO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €8k and a net result of €2k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 18012 sector peers (fiscal year 2023). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability73▼-1
Solvency40▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
14.7%
Return on assets
3.5%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline23-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 22-11-2024, 114 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
114 d late
2022
108 d late
2021
135 d late
2020
174 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€8k▲ 31.4%
2022 · €6k
2018: €2k
2019: €1k
2020: €-3k
2021: €5k
2022: €6k
2018 → 2023
Total assets
€56k▲ 188%
2022 · €19k
2018: €16k
2019: €33k
2020: €32k
2021: €27k
2022: €19k
2018 → 2023
Net result
€2k▲ 153%
2022 · €775
2018: €-4k
2019: €-688
2020: €-4k
2021: €8k
2022: €775
2018 → 2023
Working capital
€4k
2022 · €-3k
2018: €-4k
2019: €-13k
2020: €-10k
2021: €-7k
2022: €-3k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€1k-€-3k€5k€6k▲ 14.2%€8k▲ 31.4%
Operating result€3k-€-2k€9k€2k▼ 80.0%€3k▲ 83.8%
Net result€-688-€-4k▼ 518%€8k€775▼ 90.6%€2k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 84% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €56k
Fixed assets
€5k▼ 49.8%
Current assets
€51k▲ 400%
Equity and liabilities €56k
Equity
€8k▲ 31.4%
Debt
€48k▲ 263%
The debt ratio rises from 67.8% to 85.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2022 · €7k
Cash flow
€7k▲
2022 · €6k
Solvency
14.7%▼
2022 · 32.2%
Current ratio
1.08▲
2022 · 0.78
Quick ratio
0.97▲
2022 · 0.46
Debt / equity
5.81▲
2022 · 2.10
ROE
23.9%▲
2022 · 12.4%
ROA
3.5%▼
2022 · 4.0%
Interest coverage
30.21▲
2022 · 9.34
Debt
€48k▲
2022 · €13k
Debt ≤ 1 year
€48k▲
2022 · €13k
Income taxes
€1k▲
2022 · €366
Staff costs
€8k▲
2022 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€19k€56k▲
Fixed assets21/28€9k€5k▼
Intangible fixed assets21€1k€642▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€1k€827▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€1k€861▼
Current assets29/58€10k€51k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€3k€41k▲
Trade receivables40€3k€41k▲
Cash at bank and in hand54/58€598€5k▲
Deferred charges and accrued income490/1€2k€439▼
Equity and liabilities
Total equity and liabilities10/49€19k€56k▲
Equity10/15€6k€8k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Profit (loss) carried forward14€44€2k▲
Amounts payable17/49€13k€48k▲
Amounts payable within one year42/48€13k€48k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€3k€346▼
Other amounts payable47/48€39€28k▲
Income statement
Code20222023
Remuneration, social security and pensions62€8k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€16k€18k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€744€277▼
Recurring financial charges65€744€277▼
Profit (loss) for the period before taxes9903€1k€3k▲
Income taxes67/77€366€1k▲
Profit (loss) for the period9904€775€2k▲
Profit (loss) for the period to be appropriated9905€775€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44€2k▲
Profit (loss) brought forward from the previous period14P€-731€44▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 114 days late
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 108 days late
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 135 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 174 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lontzen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Limbourg 2804710 LontzenGround area
2,042 m²
Building footprint
690 m²
Volume, LiDAR
4,649 m³
Parcel 63048C0223/00C000, Wallonia · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOOR & CO
since 20182.272.781.363
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63048C0223/00C000 | Wallonia | 2,042 m² | 1 · 690 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLontzen2.272.781.363
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-12-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.