SLIVNIK
ActiveSummary
The computed 12-month bankruptcy probability of SLIVNIK is 3.6% (moderate). The 2024 annual accounts show equity of €43k and a net result of €2k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 18941 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▲+39
Solvency84▼-2
Growth65▼-3
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.53 in 2023; short-term debt: 40.6% and cash: 9.2% of total assets), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.4%
Return on assets
2.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
28 d late
2022
3 d late
2021
25 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€156k▲ 6.5%
2023 · €146k
2019: €72k
2020: €44k
2021: €36k
2022: €155k
2023: €146k
2019 → 2024
EBIT margin
2.4%▲ 2.8pp
2023 · -0.3%
2019: 3.2%
2020: -16.9%
2021: 12.6%
2022: 26.7%
2023: -0.3%
2019 → 2024
Net result
€2k
2023 · €-128
2018: €3k
2019: €2k
2020: €-8k
2021: €4k
2022: €29k
2023: €-128
2018 → 2024
Working capital
€42k▲ 11.9%
2023 · €37k
2018: €11k
2019: €11k
2020: €5k
2021: €9k
2022: €39k
2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€44k-€36k▼ 19.5%€155k▲ 333%€146k▼ 5.5%€156k▲ 6.5%
Equity€5k-€10k▲ 88.1%€39k▲ 308%€39k▼ 0.3%€43k▲ 10.4%
Operating result€-7k-€5k€41k▲ 814%€-498€4k
Net result€-8k-€4k€29k▲ 558%€-128€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €498 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€1k ▼ 25.3%
Current assets
€71k ▲ 15.2%
Equity and liabilities €72k
Equity
€43k ▲ 10.4%
Debt
€29k ▲ 20.2%
Debt's share of the balance-sheet total rises from 38.6% to 40.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2023 · €-449
Cash flow
€2k▲
2023 · €-79
Current ratio
2.42▼
2023 · 2.53
Quick ratio
2.41▼
2023 · 2.51
Debt to equity
0.68▲
2023 · 0.63
ROE
4.7%▲
2023 · -0.3%
ROA
2.8%▲
2023 · -0.2%
Interest coverage
14.35▲
2023 · -1.74
Debt ≤ 1 year
€29k▲
2023 · €24k
Income taxes
€2k▲
2023 · €-549
Staff costs
€20k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€63k€72k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€30€30=
Current assets29/58€61k€71k▲
Stocks and contracts in progress3€335€297▼
Stocks30/36€335€297▼
Amounts receivable within one year40/41€48k€64k▲
Trade receivables40€5k€20k▲
Other amounts receivable41€43k€43k▲
Cash at bank and in hand54/58€13k€7k▼
Equity and liabilities
Total equity and liabilities10/49€63k€72k▲
Equity10/15€39k€43k▲
Contributions10/11€7k€9k▲
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€29k€31k▲
Amounts payable17/49€24k€29k▲
Amounts payable within one year42/48€24k€29k▲
Trade debts44€9k€15k▲
Suppliers440/4€9k€15k▲
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€14k€4k▼
Remuneration and social security454/9€1k€2k▲
Income statement
Code20232024
Turnover70€146k€156k▲
Non-recurring operating income76A-€4k
Goods, raw materials, services and sundry goods60/61€124k€134k▲
Remuneration, social security and pensions62€18k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49€394▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€24k€28k▲
Operating profit (loss)9901€-498€4k▲
Financial income75/76B€79€78▼
Recurring financial income75€79€78▼
Financial charges65/66B€258€292▲
Recurring financial charges65€258€292▲
Profit (loss) for the period before taxes9903€-677€4k▲
Income taxes67/77€-549€2k▲
Profit (loss) for the period9904€-128€2k▲
Profit (loss) for the period to be appropriated9905€-128€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€31k▲
Profit (loss) brought forward from the previous period14P€30k€29k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €29k ▲558%
Operating result €41k, net result €29k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.40
Current ratio from 1.22 to 4.40; short-term debt falls from €23k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼462%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 811070 AnderlechtGround area
69 m²
Building footprint
82 m²
Volume, LiDAR
610 m³
Parcel 21304B0141/00C015, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LE CEDRE
since 20172.268.616.105
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0141/00C015 | Brussels | 69 m² | 1 · 82 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.268.616.105
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'T PAARD VAN NAPOLEON
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REMBRANDT TAVERNE
BE 0526.973.086
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NAXOR
BE 0640.997.972
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,095 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
43350Other building finishing work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.