Active BE 0784.255.886Cooperative company

Tool2Care

Rue du Baneux 55 ·4000 Liège, Belgium· 4 yrs active

Sector: NACE 58190 (58190)

Conclusion Checked

The computed 12-month bankruptcy probability of Tool2Care is 0.4% (very low). The 2024 annual accounts show equity of €54k and a net result of €-8k. Equity is shrinking by ~58.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 95% of 44 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€54k
Net result	€-8k
Staff (FTE)	1.6
Better than sector	95%

Snowflake analysis 5 axes · computed by Checked

62 / 100

Strong profile, led by solvency.

Health 60

Profitability 0

Solvency 100

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Lower-failure-rate sector −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

60 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

declining At this pace, equity would indicatively turn negative around fiscal year 2026 — assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 58 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	92.0%	36.2%	better than 95% of 44 sector peers
Net result	€-8k	€198	better than 27% of 44 sector peers
Equity	€54k	€33k	better than 54% of 44 sector peers
Gross operating margin	€33k	€13k	better than 64% of 44 sector peers
Total assets	€59k	€91k	better than 44% of 44 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€0

— 22–24

EBITDA

€-2k

+96.3% -125% vs sector

Net profit

€-8k

+88.6% -235% vs sector

Cash flow

€-2k

+96.5% -137% vs sector

Total assets

€59k

-22.1% -60% vs sector

Equity

€54k

-10.7% -23% vs sector

Working capital

€10k

-75.1% -86% vs sector

Employees (FTE)

2

-20.0% ≈ vs sector

Staff costs

€35k

-36.3% +886% vs sector

Debt

€5k

-68.2% -94% vs sector

Debt ≤ 1y

€5k

-68.2% -93% vs sector

Current ratio

3.11

-15.7% +52% vs sector

Quick ratio

3.11

-15.7% +52% vs sector

Solvency

92.0%

+14.5% +93% vs sector

Debt / equity

0.09

-64.4% -92% vs sector

ROE

-13.9%

+87.3% -275% vs sector

ROA

-12.8%

+85.4% -437% vs sector

Interest coverage

-20.02

+97.3% -127% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	€0
EBITDA	€-2k
Net profit	€-8k
Cash flow	€-2k
Staff costs	€35k
Income taxes	—
Dividends	—
Total assets	€59k
Equity	€54k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	—
Working capital	€10k
Employees (FTE)	1.6

Ratios (computed)

	2024
Current ratio	3.11
Quick ratio	3.11
Working capital ratio	16.9%
Solvency	92.0%
Debt / equity	0.09
Long-term debt ratio	—
Interest coverage	-20.02
Gross margin	—
Net margin	—
ROA	-12.8%
ROE	-13.9%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €44k · 75.0% Current assets €15k · 25.0%

Equity & liabilities

Equity €54k · 92.0% Debt €5k · 8.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€59k
Fixed assets	21/28	€44k
Intangible fixed assets	21	€44k
Current assets	29/58	€15k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€12k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€59k
Equity	10/15	€54k
Contributions / capital	10/11	€147k
Accumulated profits (losses)	14	€-93k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€1k
Income statement
Turnover	70	€0
Gross operating margin	9900	€33k
Operating result	9901	€-8k
Financial income	75	€233
Financial charges	65	€120
Result before taxes	9903	€-8k
Net result for the period	9904	€-8k
Result to be appropriated	9905	€-8k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	58190
Legal form	Cooperative company(706)
Incorporation	31-03-2022
Status	Active
Postal code	4000

Establishment units 1 location

Rue du Baneux 55, 4000 Liège

Overige activiteiten van uitgeverijen, met uitzondering van het uitgeven van software

since 20222.332.797.540

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62810B1335/00B002	Wallonia	712 m²	1 · 47 m²	11.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

14-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

26-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

28-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

01-02-2023

State Gazette act Director changes

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 3 years ago

2023

01-02-2023 7 directors appointed Director changes

Geurten Marie — Commissaris
Grégoire Jacques — Commissaris
Maillart Christelle — Commissaris
Pire Luc — Commissaris
Durieux Nancy — Commissaris
Julie Cattini — Commissaris
Isabelle Fort — Commissaris

Original publication ↗

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Company registry (CBE) Crossroads Bank

Activities

Overige uitgeverijen58190Overige activiteiten van uitgeverijen, met uitzondering van het uitgeven van software58190Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110

Primary activity highlighted.

Names & trade names

Legal nameFR

Tool2Care

Registered office

Rue du Baneux 55

4000 Liège, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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