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Complete company report
Generated 13-08-2026
Active BE 1004.579.312Cooperative company

tontiNEO

Rue de l'Académie 53 ·4000 Liège, Belgium· 2 yrs active
Sector: Vermogensbeheer (66300)
Conclusion Checked

tontiNEO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €234k and a net result of €-12k. Its solvency ranks better than 85% of 768 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €234k
Net result €-12k
Better than sector 85%
Active 2 yrs
Snowflake analysis 3 of 5 axes measured · computed by Checked
Health-Profitability0Solvency100Growth-Stability67
56 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 80.6% 38.7%
better than 85% of 768 sector peers
Net result €-12k €28k
better than 8% of 767 sector peers
Equity €234k €63k
better than 84% of 768 sector peers
Total assets €290k €190k
better than 60% of 768 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€-12k
Cash flown/a
Staff costs-
Income taxes-
Dividends-
Total assets€290k
Equity€234k
Debt€56k
of which ≤ 1y€27k
of which > 1y€30k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency80.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-4.2%
ROE-5.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€290k
Fixed assets 21/28€25k
Formation expenses 20€3k
Intangible fixed assets 21€25k
Current assets 29/58€262k
Amounts receivable within one year 40/41€128k
Cash & bank 54/58€134k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€290k
Equity 10/15€234k
Contributions / capital 10/11€246k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€56k
Amounts payable after one year 17€30k
Amounts payable within one year 42/48€27k
Income statement
Operating result 9901€-24k
Financial income 75€15k
Financial charges 65€4k
Result before taxes 9903€-12k
Net result for the period 9904€-12k
Result to be appropriated 9905€-12k
Ratios computed by Checked.
Legal Structure
NACE primary Vermogensbeheer(66300)
Legal form Cooperative company(706)
Incorporation11-01-2024
StatusActive
Postal code4000
Establishment units 1 location
tontiNEO
Rue de l'Académie 53, 4000 LiègeFinanciële lease
since 20252.370.343.765
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62802B0186/00T000 Wallonia 79 m² 1 · 68 m² 15.4 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-05-2026
State Gazette act Open capture
Board meeting · Seat change · Act object
2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
15-01-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
06-05-2026
Seat change: new: 18 Rue de la Sucrerie, 4432 Alleur, old: Rue de l'Académie 53, 4000 Liège Belgique
All acts · 2 updated 3 months ago
2026
06-05-2026 Board meeting · Seat change · Act object Open-capture extraction
  • Filing: 2026-04-03 · tontiNEO
  • Publication: 2026-05-06 · tontiNEO
  • Board meeting: 2026-04-07 · tontiNEO
  • Seat change: new: 18 Rue de la Sucrerie, 4432 Alleur, old: Rue de l'Académie 53, 4000 Liège Belgique · tontiNEO
  • Act object: Modification du siège social
Summary: Board meeting · Seat change · Act object
Technical details 
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      "quote": "3AVR. 2026",
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      "type": "publication",
      "quote": "06/05/2026",
      "value": "2026-05-06",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "board_meeting",
      "quote": "L\u0027Organe d\u0027administration de la Coop\u00E9rative tontiNEO s\u0027est r\u00E9uni ce jour sous la pr\u00E9sidence de Mme NWANJI C\u00E9cile.",
      "value": "2026-04-07",
      "object": null,
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    },
    {
      "type": "seat_change",
      "quote": "L\u0027Organe d\u0027Administration d\u00E9cide de domicilier la soci\u00E9t\u00E9 d\u00E9sormais au 18 Rue de la Sucrerie 4432 Alleur",
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    {
      "type": "act_object",
      "quote": "Objet de l\u0027acte: Modification du si\u00E8ge social",
      "value": "Modification du si\u00E8ge social",
      "object": null,
      "subject": null
    }
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  "act_meta": {
    "model_id": 40,
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  "entities": [
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        "legal_form": "Soci\u00E9t\u00E9 Coop\u00E9rative"
      }
    },
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      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "NWANJI C\u00E9cile",
      "attrs": {
        "role": "pr\u00E9sidente de l\u0027Organe d\u0027administration"
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    {
      "id": "e3",
      "kbo": null,
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      "name": "NYIRAMUGEYO Ang\u00E9lique",
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      "id": "e4",
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      "kbo": null,
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      "name": "AMEDODJI Kokou Kouma",
      "attrs": {
        "role": "Administrateur d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re"
      }
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}
2024
15-01-2024 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
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  "schema": "v3.2",
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        "dob": "1986-11-01",
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      "person": {
        "dob": "1980-03-13",
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        "address": "6043 Charleroi, Rue Eau-sur-Elle 109"
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      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1969-10-01",
        "name": "ABBEVI Messan Vignon",
        "niss": null,
        "address": "4000 Li\u00E8ge, Rue de la Pr\u00E9voyance 3"
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      "holder_org_name": null,
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      "kind": "natural_person",
      "person": {
        "dob": "1985-11-01",
        "name": "KABA Aly",
        "niss": null,
        "address": "4633 Soumagne (Melen), Rue Cardinal Mercier 13/A000"
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      "person": {
        "dob": "1976-08-11",
        "name": "AMEDODJI Kokou Kouma",
        "niss": null,
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    "name_full": "tontiNEO",
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  "incorporation_date": "2024-01-11",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vermogensbeheer66300Vermogensbeheer66300Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR tontiNEO
Registered office
Rue de l'Académie 53
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative