TOMOER
ActiveTOMOER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-12k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1457 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1457 sector peers (2025).
NBB · sector comparisonPosition among 1457 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
576 d late
2022
31 d late
2021
31 d late
2020
30 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-12k▼ 70.3%
2024 · €-7k
2018: €26k
2019: €5k
2020: €15k
2021: €3k
2022: €-4k
2023: €243
2024: €-7k
2018 → 2025
Net result
€-5k▲ 32.0%
2024 · €-7k
2018: €13k
2019: €-22k
2020: €11k
2021: €-13k
2022: €7k
2023: €5k
2024: €-7k
2018 → 2025
Total assets
€4k▼ 30.5%
2024 · €6k
2018: €81k
2019: €55k
2020: €52k
2021: €72k
2022: €48k
2023: €60k
2024: €6k
2018 → 2025
Solvency
-313.2%▼ 185.3pp
2024 · -127.9%
2018: 32.5%
2019: 8.5%
2020: 29.5%
2021: 3.6%
2022: -8.9%
2023: 0.4%
2024: -127.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€3k-€-4k€243€-7k€-12k▼ 70.3%
Operating result€-12k-€8k€6k▼ 17.8%€-6k€-3k▲ 56.0%
Net result€-13k-€7k€5k▼ 36.6%€-7k€-5k▲ 32.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €6k in 2024; the loss shrinks.
Key figures and ratios
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€4k▼
Fixed assets21/28€4k€0▼
Tangible fixed assets22/27€4k€0▼
Furniture and vehicles24€0-
Other tangible fixed assets26€4k€0▼
Current assets29/58€1k€4k▲
Amounts receivable within one year40/41€234€3k▲
Trade receivables40€61€3k▲
Other amounts receivable41€172€30▼
Cash at bank and in hand54/58€1k€160▼
Deferred charges and accrued income490/1-€275
Equity and liabilities
Total equity and liabilities10/49€6k€4k▼
Equity10/15€-7k€-12k▼
Contributions10/11€6k€6k=
Reserves13€25k€25k=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-38k€-43k▼
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€16k▲
Trade debts44€12k€3k▼
Suppliers440/4€12k€3k▼
Taxes, remuneration and social security45€0€13k▲
Taxes450/3€0€13k▲
Other amounts payable47/48€886€997▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€0▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€-4k€2k▲
Operating profit (loss)9901€-6k€-3k▲
Financial income75/76B€29€0▼
Recurring financial income75€29€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-7k€-5k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-7k€-5k▲
Profit (loss) for the period to be appropriated9905€-7k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-43k▼
Profit (loss) brought forward from the previous period14P€-31k€-38k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 576 days late
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-09
Financial
Weakest financial yearnet €-22k ▼262%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Zoutstraat 29 B9300 AalstGround area
1,270 m²
Building footprint
1,183 m²
Volume, LiDAR
9,557 m³
Parcel 41002A1850/00K000, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Korte Zoutstraat 29 A, 9300 Aalst
since 20102.195.347.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002A1850/00K000indicative | Flanders | 1,270 m² | 1 · 1,183 m² | 18.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,505 companies in sector 66199 we hold annual accounts for 912. 25 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-2010
Fiscal year end30-09
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.