PRUDHOMME
ActivePRUDHOMME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-68k) and a net result of €-5k. Equity is shrinking by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 2430 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2430 sector peers (2025).
NBB · sector comparisonPosition among 2430 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
23 d late
2022
30 d late
2021
26 d early
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-68k▼ 8.0%
2024 · €-63k
2018: €25k
2019: €20k
2020: €4k
2021: €-18k
2022: €-53k
2023: €-66k
2024: €-63k
2018 → 2025
Net result
€-5k
2024 · €4k
2018: €-579
2019: €-4k
2020: €-17k
2021: €-22k
2022: €-34k
2023: €-14k
2024: €4k
2018 → 2025
Total assets
€2k▼ 63.7%
2024 · €4k
2018: €44k
2019: €30k
2020: €13k
2021: €10k
2022: €5k
2023: €6k
2024: €4k
2018 → 2025
Solvency
-4439.5%▼ 2948.0pp
2024 · -1491.5%
2018: 56.0%
2019: 68.1%
2020: 26.9%
2021: -186.4%
2022: -1128.1%
2023: -1087.4%
2024: -1491.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-53k▼ 188%€-66k▼ 26.3%€-63k▲ 5.6%€-68k▼ 8.0%
Operating result€-21k-€-34k▼ 60.4%€-14k▲ 59.4%€4k€-5k
Net result€-22k-€-34k▼ 57.4%€-14k▲ 59.7%€4k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2k
Fixed assets
€165=
Current assets
€1k▼ 66.3%
Key figures and ratios
Debt
€69k▲
2024 · €67k
Debt ≤ 1 year
€3k▲
2024 · €439
Debt > 1 year
€67k=
2024 · €67k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€2k▼
Fixed assets21/28€165€165=
Financial fixed assets28€165€165=
Current assets29/58€4k€1k▼
Amounts receivable within one year40/41€4k€817▼
Other amounts receivable41€4k€817▼
Cash at bank and in hand54/58€318€545▲
Deferred charges and accrued income490/1€21-
Equity and liabilities
Total equity and liabilities10/49€4k€2k▼
Equity10/15€-63k€-68k▼
Contributions10/11€12k€12k=
Reserves13€557€557=
Distributable reserves133€557€557=
Profit (loss) carried forward14€-76k€-81k▼
Amounts payable17/49€67k€69k▲
Amounts payable after more than one year17€67k€67k=
Other amounts payable178/9€67k€67k=
Amounts payable within one year42/48€439€3k▲
Financial debts43€331€475▲
Credit institutions430/8€331€475▲
Trade debts44€108€7▼
Suppliers440/4€108€7▼
Other amounts payable47/48-€2k
Income statement
Code20242025
Non-recurring operating income76A€19k-
Other operating charges640/8€507€21▼
Gross operating margin9900€4k€-5k▼
Operating profit (loss)9901€4k€-5k▼
Financial charges65/66B€72€54▼
Recurring financial charges65€72€54▼
Profit (loss) for the period before taxes9903€4k€-5k▼
Profit (loss) for the period9904€4k€-5k▼
Profit (loss) for the period to be appropriated9905€4k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-81k▼
Profit (loss) brought forward from the previous period14P€-79k€-76k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 6 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 9.21
Current ratio from 2.88 to 9.21; short-term debt falls from €2k to €439.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 9.61
Current ratio from 1.60 to 9.61; short-term debt falls from €3k to €468.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 9current ratio 1.60
Current ratio from 0.18 to 1.60; short-term debt falls from €10k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude-Lindesquare 21050 ElseneGround area
2,011 m²
Building footprint
662 m²
Volume, LiDAR
17,844 m³
Parcel 21446D0035/00S002, Brussels · tallest building 35.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
FREDDY PRUDHOMME
since 20042.135.984.342
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0035/00S002 | Brussels | 2,011 m² | 1 · 662 m² | 35.0 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,507 companies in sector 66199 we hold annual accounts for 917. 177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2004
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66220Insurance agents and brokers
67201
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474/754639