TOMHAN
ActiveSummary
TOMHAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,197 and a net result of €17,352. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+70
Solvency50▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.07 in 2024; short-term debt: 48% and cash: 7.4% of total assets), and 75.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
1 d early
2023
27 d early
2022
7 d early
2021
5 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,197▲ 38.7%
2024 · €44,845
Total assets
€250,319▼ 11.2%
2024 · €281,746
Net result
€17,352
2024 · -€26,167
Working capital
€2,118▼ 77.6%
2024 · €9,451
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,102€27,291€6,925▼ 74.6%-€20,567€23,072
Net result-€19,024below the sector's middle half€21,158above the sector's middle half€1,380within the sector's middle half▼ 93.5%-€26,167below the sector's middle half€17,352within the sector's middle half
Equity€48,474within the sector's middle half▼ 28.2%€69,632within the sector's middle half▲ 43.6%€71,012within the sector's middle half▲ 2.0%€44,845within the sector's middle half▼ 36.8%€62,197within the sector's middle half▲ 38.7%
Total assets€330,047above the sector's middle half▼ 3.3%€328,245above the sector's middle half▼ 0.5%€296,992within the sector's middle half▼ 9.5%€281,746within the sector's middle half▼ 5.1%€250,319within the sector's middle half▼ 11.2%
Debt€281,573▲ 2.8%€258,613▼ 8.2%€225,980▼ 12.6%€236,901▲ 4.8%€188,122▼ 20.6%
Working capital€10,753▼ 67.3%€30,310▲ 182%€27,961▼ 7.7%€9,451▼ 66.2%€2,118▼ 77.6%
Solvency14.7%within the sector's middle half▼ 5.1pp21.2%within the sector's middle half▲ 6.5pp23.9%within the sector's middle half▲ 2.7pp15.9%within the sector's middle half▼ 8.0pp24.8%within the sector's middle half▲ 8.9pp
Staff (FTE)3▲ 30.4%3.6▲ 20.0%2.8▼ 22.2%3.3▲ 17.9%3▼ 9.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23,072 after a loss of €20,567 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250,319
Fixed assets
€127,926 ▼ 9.8%
Current assets
€122,393 ▼ 12.5%
Equity and liabilities €250,319
Equity
€62,197 ▲ 38.7%
Debt
€188,122 ▼ 20.6%
Debt's share of the balance-sheet total falls from 84.1% to 75.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41,992▲
2024 · -€6,178
Cash flow
€36,272▲
2024 · -€11,778
Current ratio
1.02▼
2024 · 1.07
Quick ratio
0.17▼
2024 · 0.20
Debt to equity
3.02▼
2024 · 5.28
ROE
27.9%▲
2024 · -58.3%
ROA
6.9%▲
2024 · -9.3%
Interest coverage
7.34▲
2024 · -1.10
Debt ≤ 1 year
€120,275▼
2024 · €130,409
Debt > 1 year
€67,839▼
2024 · €106,492
Staff costs
€92,776▼
2024 · €93,192
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €85,240 | €98,452 | €92,058 | €93,192 | €92,776 | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,950 | €13,981 | €13,850 | €14,389 | €18,920 | ▲ 31.5% |
| Other operating charges640/8 | €8,336 | €8,910 | €9,844 | €10,689 | €9,987 | ▼ 6.6% |
| Non-recurring operating charges66A | - | - | €296 | - | - | - |
| Gross operating margin9900 | €94,424 | €148,634 | €122,973 | €97,703 | €144,755 | ▲ 48.2% |
| Operating profit (loss)9901 | -€13,102 | €27,291 | €6,925 | -€20,567 | €23,072 | ▲ 212% |
| Financial income75/76B | €4 | €2 | €44 | €3 | - | - |
| Recurring financial income75 | €4 | €2 | €44 | €3 | - | - |
| Financial charges65/66B | €5,626 | €5,222 | €5,154 | €5,603 | €5,720 | ▲ 2.1% |
| Recurring financial charges65 | €5,626 | €5,222 | €5,154 | €5,603 | €5,720 | ▲ 2.1% |
| Profit (loss) for the period before taxes9903 | -€18,724 | €22,071 | €1,815 | -€26,167 | €17,352 | ▲ 166% |
| Income taxes67/77 | €300 | €913 | €435 | - | - | - |
| Profit (loss) for the period9904 | -€19,024 | €21,158 | €1,380 | -€26,167 | €17,352 | ▲ 166% |
| Profit (loss) for the period to be appropriated9905 | -€19,024 | €21,158 | €1,380 | -€26,167 | €17,352 | ▲ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €330,047 | €328,245 | €296,992 | €281,746 | €250,319 | ▼ 11.2% |
| Fixed assets21/28 | €156,320 | €142,339 | €130,509 | €141,886 | €127,926 | ▼ 9.8% |
| Tangible fixed assets22/27 | €156,320 | €142,339 | €130,509 | €141,886 | €127,926 | ▼ 9.8% |
| Land and buildings22 | €153,089 | €140,101 | €127,112 | €114,475 | €101,839 | ▼ 11.0% |
| Plant, machinery and equipment23 | €1,534 | €1,278 | €1,965 | €17,288 | €18,138 | ▲ 4.9% |
| Furniture and vehicles24 | €1,697 | €960 | €1,432 | €10,123 | €7,949 | ▼ 21.5% |
| Current assets29/58 | €173,727 | €185,906 | €166,483 | €139,860 | €122,393 | ▼ 12.5% |
| Stocks and contracts in progress3 | €137,773 | €130,788 | €111,544 | €114,040 | €102,095 | ▼ 10.5% |
| Stocks30/36 | €137,773 | €130,788 | €111,544 | €114,040 | €102,095 | ▼ 10.5% |
| Amounts receivable within one year40/41 | €4,698 | €8,654 | €9,872 | €8,620 | - | - |
| Trade receivables40 | €4,698 | €8,654 | €9,872 | €8,620 | - | - |
| Cash at bank and in hand54/58 | €29,857 | €44,918 | €43,686 | €15,438 | €18,472 | ▲ 19.7% |
| Deferred charges and accrued income490/1 | €1,399 | €1,546 | €1,381 | €1,762 | €1,826 | ▲ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €330,047 | €328,245 | €296,992 | €281,746 | €250,319 | ▼ 11.2% |
| Equity10/15 | €48,474 | €69,632 | €71,012 | €44,845 | €62,197 | ▲ 38.7% |
| Contributions10/11 | €11,410 | €11,410 | €11,410 | €11,410 | €11,410 | = |
| Reserves13 | €2,381 | €2,381 | €2,381 | €2,381 | €2,381 | = |
| Non-distributable reserves130/1 | €2,381 | €2,381 | €2,381 | €2,381 | €2,381 | = |
| Reserves not available under the articles1311 | €2,381 | €2,381 | €2,381 | €2,381 | €2,381 | = |
| Profit (loss) carried forward14 | €34,683 | €55,841 | €57,221 | €31,054 | €48,406 | ▲ 55.9% |
| Amounts payable17/49 | €281,573 | €258,613 | €225,980 | €236,901 | €188,122 | ▼ 20.6% |
| Amounts payable after more than one year17 | €118,599 | €103,010 | €87,458 | €106,492 | €67,839 | ▼ 36.3% |
| Financial debts170/4 | €118,599 | €103,010 | €87,458 | €106,492 | €67,839 | ▼ 36.3% |
| Amounts payable within one year42/48 | €162,974 | €155,596 | €138,522 | €130,409 | €120,275 | ▼ 7.8% |
| Current portion of amounts payable after more than one year42 | €16,006 | €15,588 | €15,713 | €16,345 | €30,434 | ▲ 86.2% |
| Trade debts44 | €120,047 | €113,685 | €99,812 | €96,287 | €64,606 | ▼ 32.9% |
| Suppliers440/4 | €120,047 | €113,685 | €99,812 | €96,287 | €64,606 | ▼ 32.9% |
| Taxes, remuneration and social security45 | €21,921 | €26,323 | €22,997 | €17,777 | €25,235 | ▲ 42.0% |
| Taxes450/3 | €4,951 | €7,135 | €5,085 | €3,357 | €5,772 | ▲ 71.9% |
| Remuneration and social security454/9 | €16,970 | €19,188 | €17,912 | €14,420 | €19,463 | ▲ 35.0% |
| Other amounts payable47/48 | €5,000 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €7 | - | - | €8 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,024 | €21,158 | €1,380 | -€26,167 | €17,352 | ▲ 166% |
| + Depreciation and write-downs630 | €13,950 | €13,981 | €13,850 | €14,389 | €18,920 | ▲ 31.5% |
| Operating cash flow (approximation) | -€5,074 | €35,139 | €15,230 | -€11,778 | €36,272 | ▲ 408% |
| Investment in fixed assets (approximation) | - | €0 | -€2,020 | -€25,766 | -€4,960 | ▲ 80.7% |
| Change in cash | - | €15,061 | -€1,232 | -€28,248 | €3,034 | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €17,352
Net result €17,352 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€26,167
Net result drops to -€26,167, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €21,158
Net result €21,158 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €26,219 ▲67.7%
Operating result €34,650, net result €26,219, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15,634
Net result €15,634 after one loss-making year.
Show earlier events
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2012
Ground area
3,992 m²
Building footprint
285 m²
Volume, LiDAR
1,785 m³
2 parcels, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Landen 51, 4280 Hannut
since 20122.205.827.807
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0431/00R000 | Wallonia | 2,743 m² | 1 · 182 m² | 10.2 m · 2 fl. |
| 64034A0649/00N000 | Wallonia | 1,248 m² | 1 · 103 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHannut2.205.827.807
Similar companies · same sector, comparable size
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M.T.C.
BE 0458.978.363
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FOALNIC
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BE-GLAM
BE 0763.320.714
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842209230
Registered
18-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.