TJTL
ActiveTJTL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-129k) and a net result of €-36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-53
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.45 in 2024; short-term debt: 123.1% and cash: 16.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-52.3%
Return on assets
-14.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-129k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
35 d late
2023
40 d late
2022
24 d late
2021
10 d late
2020
19 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-36k▼ 366%
2024 · €-8k
2018: €31k
2019: €-4k
2020: €4k
2021: €12k
2022: €-52k
2023: €-101k
2024: €-8k
2018 → 2025
Working capital
€-171k▼ 10.0%
2024 · €-155k
2018: €-104k
2019: €-102k
2020: €-96k
2021: €-46k
2022: €-57k
2023: €-187k
2024: €-155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€16k▼ 76.7%€-86k€-93k▼ 9.0%€-129k▼ 38.3%
Operating result€22k-€-45k€-92k▼ 104%€4k€-26k
Net result€12k-€-52k€-101k▼ 94.9%€-8k▲ 92.4%€-36k▼ 366%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€114k▲ 49.7%
Current assets
€133k▲ 4.1%
Key figures and ratios
EBITDA
€-12k▼
2024 · €55k
Cash flow
€-22k▼
2024 · €43k
Solvency
-52.3%▼
2024 · -45.8%
Current ratio
0.44▼
2024 · 0.45
Quick ratio
0.14▼
2024 · 0.20
Debt / equity
-2.91▲
2024 · -3.19
ROA
-14.5%▼
2024 · -3.8%
Interest coverage
-1.24▼
2024 · 4.81
Debt
€376k▲
2024 · €297k
Debt ≤ 1 year
€304k▲
2024 · €283k
Debt > 1 year
€72k▲
2024 · €14k
Income taxes
€211▲
2024 · €186
Staff costs
€110k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€247k▲
Fixed assets21/28€76k€114k▲
Tangible fixed assets22/27€76k€62k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€15k€11k▼
Other tangible fixed assets26€46k€41k▼
Financial fixed assets28-€52k
Current assets29/58€128k€133k▲
Stocks and contracts in progress3€70k€90k▲
Stocks30/36€70k€90k▲
Amounts receivable within one year40/41€11k€1k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€10k-
Cash at bank and in hand54/58€46k€41k▼
Deferred charges and accrued income490/1€385€308▼
Equity and liabilities
Total equity and liabilities10/49€204k€247k▲
Equity10/15€-93k€-129k▼
Contributions10/11€20k€20k=
Reserves13€28k€28k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-141k€-177k▼
Amounts payable17/49€297k€376k▲
Amounts payable after more than one year17€14k€72k▲
Financial debts170/4€14k€72k▲
Amounts payable within one year42/48€283k€304k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€6k€11k▲
Credit institutions430/8€6k€11k▲
Trade debts44€117k€172k▲
Suppliers440/4€117k€172k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9€8k€14k▲
Other amounts payable47/48€146k€95k▼
Income statement
Code20242025
Remuneration, social security and pensions62€83k€110k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€14k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€146k€105k▼
Operating profit (loss)9901€4k€-26k▼
Financial income75/76B-€81
Recurring financial income75-€81
Financial charges65/66B€12k€10k▼
Recurring financial charges65€11k€10k▼
Non-recurring financial charges66B€212-
Profit (loss) for the period before taxes9903€-7k€-36k▼
Income taxes67/77€186€211▲
Profit (loss) for the period9904€-8k€-36k▼
Profit (loss) for the period to be appropriated9905€-8k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-141k€-177k▼
Profit (loss) brought forward from the previous period14P€-134k€-141k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Weakest financial yearnet €-101k
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 10 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse Campagne 113-1154040 HerstalGround area
1,077 m²
Building footprint
515 m²
Volume, LiDAR
1,903 m³
Parcel 62312B0263/00T005, Wallonia · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TOM & CO
since 20142.235.178.126
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312B0263/00T005 | Wallonia | 1,077 m² | 1 · 515 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerstal2.235.178.126
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MKDS
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Of 242 companies in sector 46382 we hold annual accounts for 142. 53 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2014
Fiscal year end31-12
Activities, NACEBEL
46382Wholesale trade
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.