Skip to content

TOMGAN RENOVATION

Active
Private limited companyfounded 2023active for 3 yearsLindelaan 28, 9280 Lebbeke, BelgiumKBO/BCE: BE 1000.926.568
Summary

TOMGAN RENOVATION has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,363 and a net result of €9,254. Its solvency ranks better than 64% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 09-10-2023 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.350.558.339 9280 Lebbeke, since 09-10-2023
Financial year end
31 December
Peppol
Reachable since 21-12-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€22,424
▼ 80.8%
Turnover
≈ €270,000
estimated
Profit
€9,254
▼ 89.3%
Equity
€97,363
▲ 10.5%
Total assets
€172,893
▲ 41.8%
  • 2025 accounts filed 5 days after the deadline
Score breakdownraises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 4.19, cash €80,579Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 67% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 81-16
equity 56.3% of total assets
Liquidity 97+8
short-term debt 14.5% · cash 46.6%
Profitability 75-25
return on assets 5.4%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.7% 01-2025: 6.7%▲ +3.0 percentage points vs 12-2024 02-2025: 7.1%▲ +0.4 percentage points vs 01-2025 03-2025: 7.1%● unchanged vs 02-2025 04-2025: 7.6%▲ +0.5 percentage points vs 03-2025 05-2025: 7.9%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 7.9%● unchanged vs 05-2025highest value 07-2025: 7.7%▼ -0.2 percentage points vs 06-2025 08-2025: 0.8%▼ -6.9 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%▲ +0.3 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 1.2%▼ -0.6 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.19 (3.47 in 2024), above the usual 1.5. Short-term debt is 14.5% and cash 46.6% of total assets. 43.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 65% of them on solvency, 96% on liquidity, 53% on profitability and 55% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 4.19, cash €80,579
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
5 days late
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 2 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Result fell in 2025from €86,109 to €9,254 ▼ 89.3% View

Recent changes

  1. · Gazette deed Registered office moved from Dilbeek to LebbekeNew seat: Lindelaan 28 -9280 Lebbeke · Previous seat: Hoogveldlaan 6/102 -1700 Dilbeek
  2. · Gazette deed IncorporationStarting capital €2,000 · Appointment: GANATOWSKI Tomasz (director)
All 4 events

Comparable companies

These companies have the same main activity as TOMGAN RENOVATION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €155,000 and €184,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
TOMGAN RENOVATION Lebbeke€172,893€22,424
BOR GROUP Merelbeke-Melle€183,165€27,698
COFI Gent€162,519€17,284
V&M CONSTRUCTION Châtelet€172,969€22,015
LH RENOVAR Antwerpen€184,357€26,157
PV BOUW Dessel€165,448€23,219
de Klerk Oostende€155,262€20,208
Full comparison

Key facts about TOMGAN RENOVATION

What is the company number of TOMGAN RENOVATION?
The company number of TOMGAN RENOVATION is 1000.926.568. The VAT number is the same number with BE in front: BE 1000.926.568.
Where is TOMGAN RENOVATION based?
The registered office is at Lindelaan 28, 9280 Lebbeke.Company details
What does TOMGAN RENOVATION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TOMGAN RENOVATION?
The legal form of TOMGAN RENOVATION is Private limited company (BV).
When was TOMGAN RENOVATION founded?
TOMGAN RENOVATION was founded on 09-10-2023.
Is TOMGAN RENOVATION still active?
Yes, TOMGAN RENOVATION is an active enterprise in the KBO register.
What is the turnover of TOMGAN RENOVATION?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €22,424 and 266 comparable companies (NACE 41001). It probably lies between €140,000 and €490,000. It is a rough estimate.Financials
Is TOMGAN RENOVATION profitable?
In financial year 2025, TOMGAN RENOVATION made a profit of €9,254.
Where can I find the annual accounts of TOMGAN RENOVATION?
TOMGAN RENOVATION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOMGAN RENOVATION due?
TOMGAN RENOVATION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.