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TOMALIQUE

Active
Private limited companyfounded 198937 yrs activeProvinciebaan 54, 8680 Koekelare, BelgiumKBO/BCE: BE 0436.978.466

TOMALIQUE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €579k and a net result of €149k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 8075 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
43 / 100
Weak▼ -25 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency5▼-11
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity short (current ratio 0.49 against 1.04 in 2023), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
8.1%
Return on assets
2.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8075 sector peers (2024).
NBB · sector comparison
Position among 8075 sector peers
Solvency
better than 12%
← weakest strongest →
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €579k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
2 d early
2023
6 d early
2022
38 d late
2021
72 d late
2020
2 d early
2019
16 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€579k▲ 29.5%
2023 · €447k
2018: €1.35M 2019: €1.47M 2020: €2.39M 2021: €567k 2022: €58k 2023: €447k
2018 → 2024
Total assets
€7.17M▼ 8.9%
2023 · €7.87M
2018: €6.24M 2019: €10.21M 2020: €11.22M 2021: €13.24M 2022: €8.17M 2023: €7.87M
2018 → 2024
Net result
€149k▼ 62.1%
2023 · €394k
2018: €178k 2019: €91k 2020: €753k 2021: €-2.91M 2022: €578k 2023: €394k
2018 → 2024
Working capital
€-658k
2023 · €37k
2018: €-115k 2019: €-3.03M 2020: €-1.75M 2021: €-4.29M 2022: €-342k 2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€2.39M-€567k▼ 76.2%€58k▼ 89.7%€447k▲ 667%€579k▲ 29.5%
Operating result€1.15M-€-1.28M€2.07M€535k▼ 74.2%€612k▲ 14.4%
Net result€753k-€-2.91M€578k€394k▼ 31.9%€149k▼ 62.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-4.00M€-2.00M€0€2.00MOperating result 2020: €1.15M€1.15MNet result 2020: €753k€753kOperating result 2021: €-1.28M€-1.28MNet result 2021: €-2.91M€-2.91MOperating result 2022: €2.07M€2.07MNet result 2022: €578k€578kOperating result 2023: €535k€535kNet result 2023: €394k€394kOperating result 2024: €612k€612kNet result 2024: €149k€149k20202021202220232024
The operating result recovers in 2024; 2024 is 14% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.17M
Fixed assets €6.53M▼ 5.8%
Current assets €634k▼ 32.3%
Equity and liabilities €7.17M
Equity €579k▲ 29.5%
Provisions €257k▼ 0.5%
Debt €6.33M▼ 11.6%
The debt ratio falls from 91.0% to 88.3%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€753k
2023 · €689k
Cash flow
€291k
2023 · €547k
Solvency
8.1%
2023 · 5.7%
Current ratio
0.49
2023 · 1.04
Quick ratio
0.49
2023 · 1.04
Debt / equity
10.94
2023 · 16.03
ROE
25.8%
2023 · 88.1%
ROA
2.1%
2023 · 5.0%
Interest coverage
3.97
2023 · 5.10
Debt
€6.33M
2023 · €7.16M
Debt ≤ 1 year
€1.29M
2023 · €900k
Debt > 1 year
€5.04M
2023 · €6.26M
Income taxes
€260k
Staff costs
€42k
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€7.87M€7.17M
Fixed assets21/28€6.93M€6.53M
Tangible fixed assets22/27€5.71M€5.14M
Land and buildings22€5.31M€4.80M
Plant, machinery and equipment23€6k€5k
Furniture and vehicles24€42k€42k
Other tangible fixed assets26€346k€299k
Financial fixed assets28€1.22M€1.39M
Current assets29/58€937k€634k
Amounts receivable after more than one year29€417k€417k
Other amounts receivable291€417k€417k
Amounts receivable within one year40/41€364k€59k
Trade receivables40€14k€14k
Other amounts receivable41€350k€45k
Cash at bank and in hand54/58€143k€142k
Deferred charges and accrued income490/1€14k€16k
Equity and liabilities
Total equity and liabilities10/49€7.87M€7.17M
Equity10/15€447k€579k
Contributions10/11€990k€990k=
Revaluation surpluses12€228k€210k
Reserves13€499k€495k
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€120k€116k
Distributable reserves133€373k€373k=
Profit (loss) carried forward14€-1.27M€-1.12M
Provisions and deferred taxes16€258k€257k
Provisions for liabilities and charges160/5€218k€218k=
Other liabilities and charges164/5€218k€218k=
Deferred taxes168€40k€39k
Amounts payable17/49€7.16M€6.33M
Amounts payable after more than one year17€6.26M€5.04M
Financial debts170/4€1.73M€1.52M
Other amounts payable178/9€4.53M€3.51M
Amounts payable within one year42/48€900k€1.29M
Current portion of amounts payable after more than one year42€211k€207k
Financial debts43€23k€5k
Credit institutions430/8€23k€5k
Trade debts44€250k€357k
Suppliers440/4€250k€357k
Taxes, remuneration and social security45€29k€306k
Taxes450/3€21k€304k
Remuneration and social security454/9€9k€2k
Other amounts payable47/48€386k€417k
Accrued charges and deferred income492/3€866€3k
Income statement Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€74k€42k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€141k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-38k
Other operating charges640/8€13k€15k
Non-recurring operating charges66A€7k-
Gross operating margin9900€782k€774k
Operating profit (loss)9901€535k€612k
Financial income75/76B€2k€25
Recurring financial income75€6€25
Non-recurring financial income76B€2k-
Financial charges65/66B€144k€204k
Recurring financial charges65€135k€190k
Non-recurring financial charges66B€9k€14k
Profit (loss) for the period before taxes9903€392k€408k
Transfer from deferred taxes780€1k€1k=
Income taxes67/77-€260k
Profit (loss) for the period9904€394k€149k
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€398k€153k
Appropriation of the result
Profit (loss) to be appropriated9906€-1.27M€-1.12M
Profit (loss) brought forward from the previous period14P€-1.67M€-1.27M
Social balance
Average headcount (FTE)90871.30.6

The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €500kEq €579k ▲29.5%
3 profitable years in a row build equity to €579k.
25-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €200kEq €447k ▲667%
2 profitable years in a row build equity to €447k.
07-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2022
31-12
Financial Back to profitnet €578k
Net result €578k after one loss-making year.
11-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 72 days late
2021
31-12
Financial Weakest financial yearnet €-2.91M ▼486%
Net result drops to €-2.91M, the lowest in the series; recovery starts the following year.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €753k ▲727%
Net result €753k, the highest in the series.
31-12
Financial Equity above €2MEq €2.39M ▲62.3%
3 profitable years in a row build equity to €2.39M.
15-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 1989
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Provinciebaan 548680 Koekelare
Ground area
1,919 m²
Building footprint
242 m²
Volume, LiDAR
999 m³
Parcel 32010D0331/00S000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tomalique
Provinciebaan 54, 8680 KoekelareFinancial service activities, except insurance and pension funding
since 19892.042.910.268
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32010D0331/00S000 Flanders 1,919 m² 1 · 242 m² 5.9 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 33,339 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-03-1989
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.