TOM VOET
ActiveTOM VOET has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €228k and a net result of €94k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +16 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency79▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.29 in 2023), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
47 d early
2022
31 d late
2021
81 d late
2020
86 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€228k▲ 69.7%
2023 · €134k
2018: €28k
2019: €42k
2020: €67k
2021: €79k
2022: €107k
2023: €134k
2018 → 2024
Total assets
€541k▲ 18.3%
2023 · €457k
2018: €505k
2019: €369k
2020: €358k
2021: €577k
2022: €407k
2023: €457k
2018 → 2024
Net result
€94k▲ 248%
2023 · €27k
2018: €7k
2019: €14k
2020: €25k
2021: €12k
2022: €28k
2023: €27k
2018 → 2024
Working capital
€206k▲ 201%
2023 · €69k
2018: €25k
2019: €20k
2020: €29k
2021: €-6k
2022: €53k
2023: €69k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€67k-€79k▲ 17.7%€107k▲ 35.6%€134k▲ 25.1%€228k▲ 69.7%
Operating result€36k-€23k▼ 37.4%€51k▲ 123%€51k▼ 0.1%€142k▲ 181%
Net result€25k-€12k▼ 52.5%€28k▲ 136%€27k▼ 4.4%€94k▲ 248%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 181% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €541k
Fixed assets
€33k▼ 78.1%
Current assets
€508k▲ 66.7%
Equity and liabilities €541k
Equity
€228k▲ 69.7%
Debt
€313k▼ 3.0%
The debt ratio falls from 70.6% to 57.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€158k▲
2023 · €71k
Cash flow
€109k▲
2023 · €48k
Solvency
42.1%▲
2023 · 29.4%
Current ratio
1.68▲
2023 · 1.29
Quick ratio
1.68▲
2023 · 1.29
Debt / equity
1.37▼
2023 · 2.40
ROE
41.1%▲
2023 · 20.1%
ROA
17.3%▲
2023 · 5.9%
Interest coverage
20.97▲
2023 · 6.41
Debt
€313k▼
2023 · €323k
Debt ≤ 1 year
€302k▲
2023 · €236k
Debt > 1 year
€11k▼
2023 · €85k
Income taxes
€42k▲
2023 · €14k
Staff costs
€155k▲
2023 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€457k€541k▲
Fixed assets21/28€153k€33k▼
Intangible fixed assets21€1k€568▼
Tangible fixed assets22/27€142k€18k▼
Land and buildings22€109k-
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€22k€11k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€9k€15k▲
Current assets29/58€305k€508k▲
Amounts receivable within one year40/41€273k€286k▲
Trade receivables40€179k€142k▼
Other amounts receivable41€94k€144k▲
Cash at bank and in hand54/58€32k€206k▲
Deferred charges and accrued income490/1-€16k
Equity and liabilities
Total equity and liabilities10/49€457k€541k▲
Equity10/15€134k€228k▲
Contributions10/11€19k€19k=
Reserves13€116k€209k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€208k▲
Amounts payable17/49€323k€313k▼
Amounts payable after more than one year17€85k€11k▼
Financial debts170/4€85k€11k▼
Amounts payable within one year42/48€236k€302k▲
Current portion of amounts payable after more than one year42€38k€33k▼
Financial debts43€23k€5k▼
Credit institutions430/8€23k€5k▼
Trade debts44€91k€37k▼
Suppliers440/4€91k€37k▼
Advances received on contracts in progress46€29k€173k▲
Taxes, remuneration and social security45€55k€53k▼
Taxes450/3€34k€30k▼
Remuneration and social security454/9€21k€23k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€148k€155k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€15k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€221k€315k▲
Operating profit (loss)9901€51k€142k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€0€55▲
Non-recurring financial income76B€1k€1k▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Non-recurring financial charges66B-€422
Profit (loss) for the period before taxes9903€41k€136k▲
Income taxes67/77€14k€42k▲
Profit (loss) for the period9904€27k€94k▲
Profit (loss) for the period to be appropriated9905€27k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€94k▲
Transfer to equity691/2€27k€94k▲
To other reserves6921€27k€94k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €94k ▲248%
Operating result €142k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €228k ▲69.7%
7 profitable years in a row build equity to €228k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲35.6%
5 profitable years in a row build equity to €107k.
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 82650 EdegemGround area
1,922 m²
Building footprint
348 m²
Volume, LiDAR
3,815 m³
2 parcels, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
TOM VOET
since 20112.202.829.913
Immo Vivo
since 20172.264.685.526
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0038/00B012 | Flanders | 1,525 m² | 1 · 204 m² | 11.6 m · 3 fl. |
| 11472C0319/00K002 | Flanders | 396 m² | 1 · 144 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 54 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 54 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 5,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-09-2011
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.