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C&M VASTGOED

Active
Private limited companyfounded 2010active for 16 yearsBergstraat 184, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0829.351.681

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

C&M VASTGOED has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149,533 and a net result of €36,003. Equity has been shrinking by about 18% per year since 2018. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 45% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 16-09-2010 Normal situation
Activity
Real estate agency activities NACE 68310and 1 other
Establishment units
2.192.958.083 2220 Heist-op-den-Berg, since 17-09-2010
2.297.194.382 2820 Bonheiden, since 01-01-2020
Financial year end
31 December
Peppol
Reachable since 16-09-2025

Board and ownership

Board
  • V & C VASTGOEDDirector · since 27-06-2019 · permanent representative NEUTJENS Valérie Andrea Marcel

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€276,080
▲ 59.4%
Turnover
≈ €680,000
estimated
Profit
€36,003
Equity
€149,533
▼ 47.3%
Total assets
€578,337
▲ 14.9%
Staff
3.3 FTE
▲ 10.0%
Filed on 07-07-2026, 24 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 0.76, cash €23,102, halved2 establishment unitsEquity €149,533 (25.9% of total assets)lowers riskFigures for financial year 2025 (filed on 07-07-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 51-30
equity 25.9% of total assets
Liquidity 21-36
short-term debt 65.0% · cash 4.0%
Profitability 77+33
return on assets 6.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.5%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.5 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (1.39 in 2024), below 1. Short-term debt is 65% and cash 4% of total assets. 74.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 46% of them on solvency, 16% on liquidity, 72% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.76, cash €23,102, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 07-07-2026)
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Equity €149,533 (25.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
30 days early
2023
29 days early
2022
21 days early
2021
32 days early
2020
32 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €23,500 in 2024 €36,003 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as C&M VASTGOED: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €436,000 and €679,000, founded between 2007 and 2014.

CompanyTotal assetsGross margin
C&M VASTGOED Heist-op-den-Berg€578,337€276,080
RING CONSULT Vilvoorde€678,921€267,390
GVE IMMOBILIEN Leuven€657,384€268,659
EV Antwerpen-Noord Kalmthout€436,241€385,396
DM Invest Properties Int. Keerbergen€527,285€299,774
IMFIRO Roeselare€580,813€240,360
BuyerSide Sint-Pieters-Woluwe€502,955€259,727
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about C&M VASTGOED

What is the company number of C&M VASTGOED?
The company number of C&M VASTGOED is 0829.351.681. The VAT number is the same number with BE in front: BE 0829.351.681.
Where is C&M VASTGOED based?
The registered office is at Bergstraat 184, 2220 Heist-op-den-Berg.Company details
What does C&M VASTGOED do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of C&M VASTGOED?
The legal form of C&M VASTGOED is Private limited company (BV).
When was C&M VASTGOED founded?
C&M VASTGOED was founded on 16-09-2010.
Is C&M VASTGOED still active?
Yes, C&M VASTGOED is an active enterprise in the KBO register.
How many employees does C&M VASTGOED have?
C&M VASTGOED had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of C&M VASTGOED?
The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €276,080 and 30 comparable companies (NACE 683). It probably lies between €470,000 and €870,000.
Is C&M VASTGOED profitable?
In financial year 2025, C&M VASTGOED made a profit of €36,003.
Where can I find the annual accounts of C&M VASTGOED?
C&M VASTGOED filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of C&M VASTGOED due?
C&M VASTGOED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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