Tom Villé BV
ActiveSummary
Tom Villé BV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €52k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency63▼-27
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 2.7 in 2023; short-term debt: 62.2% and cash: 92.8% of total assets), but 62.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
16 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€57k▼ 9.0%
2023 · €63k
2022: €13k
2023: €63k
2022 → 2024
Total assets
€152k▲ 55.4%
2023 · €98k
2022: €24k
2023: €98k
2022 → 2024
Net result
€52k▲ 3.7%
2023 · €50k
2022: €8k
2023: €50k
2022 → 2024
Working capital
€50k▼ 14.8%
2023 · €59k
2022: €13k
2023: €59k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€63k▲ 372%€57k▼ 9.0%
Operating result€11k-€64k▲ 470%€66k▲ 4.5%
Net result€8k-€50k▲ 504%€52k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 4% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€7k ▲ 73.9%
Current assets
€145k ▲ 54.6%
Equity and liabilities €152k
Equity
€57k ▼ 9.0%
Debt
€94k ▲ 173%
Debt's share of the balance-sheet total rises from 35.5% to 62.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▲
2023 · €64k
Cash flow
€54k▲
2023 · €51k
Current ratio
1.53▼
2023 · 2.70
Debt to equity
1.65▲
2023 · 0.55
ROE
91.3%▲
2023 · 80.1%
ROA
34.5%▼
2023 · 51.7%
Interest coverage
184.54▼
2023 · 419.66
Debt ≤ 1 year
€94k▲
2023 · €35k
Income taxes
€14k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€98k€152k▲
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€4k€7k▲
Furniture and vehicles24€4k€7k▲
Current assets29/58€93k€145k▲
Amounts receivable within one year40/41€3k€4k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€90k€141k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€98k€152k▲
Equity10/15€63k€57k▼
Contributions10/11€5k€5k=
Reserves13€58k€52k▼
Distributable reserves133€58k€52k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€94k▲
Amounts payable within one year42/48€35k€94k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€31k€31k▼
Taxes450/3€27k€27k▼
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€2k€62k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€937€1k▲
Other operating charges640/8€682€2k▲
Gross operating margin9900€65k€69k▲
Operating profit (loss)9901€64k€66k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€154€367▲
Recurring financial charges65€154€367▲
Profit (loss) for the period before taxes9903€63k€66k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€50k€52k▲
Profit (loss) for the period to be appropriated9905€50k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€52k▲
Transfer from equity791/2-€58k
Transfer to equity691/2€50k€52k▲
To other reserves6921€50k€52k▲
Profit to be distributed694/7€833€58k▲
Return on contributions (dividend)694€833€58k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €52k ▲3.7%
Operating result €66k, net result €52k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosrechterstraat 261170 Watermaal-BosvoordeGround area
117 m²
Building footprint
74 m²
Volume, LiDAR
707 m³
Parcel 21017D0158/00N004, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tom Villé BV
since 20222.338.707.315
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0158/00N004 | Brussels | 117 m² | 1 · 74 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0785.859.059
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Advocaat Jirte Forier
BE 1006.054.603
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.