PRO-LEX
ActivePRO-LEX has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €974 and a net result of €19k. Equity is shrinking by ~43.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 5% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+63
Solvency11▼-14
Growth58▲+6
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 1.17 in 2024), and 98.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2023
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€974▼ 87.2%
2024 · €8k
2023: €7k
2024: €8k
2023 → 2025
Total assets
€80k▲ 55.5%
2024 · €52k
2023: €18k
2024: €52k
2023 → 2025
Net result
€19k▲ 3,239%
2024 · €563
2023: €2k
2024: €563
2023 → 2025
Working capital
€-1k
2024 · €8k
2023: €7k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€8k▲ 8.0%€974▼ 87.2%
Operating result€3k-€947▼ 66.1%€19k▲ 1,946%
Net result€2k-€563▼ 72.1%€19k▲ 3,239%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,946% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€2k
Current assets
€78k
Equity and liabilities €80k
Equity
€974▼ 87.2%
Debt
€79k▲ 80.1%
The debt ratio rises from 85.3% to 98.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€20k
Cash flow
€19k
Solvency
1.2%▼
2024 · 14.7%
Current ratio
0.98▼
2024 · 1.17
Quick ratio
0.98▼
2024 · 1.17
ROA
23.4%▲
2024 · 1.1%
Interest coverage
70.19
Debt
€79k▲
2024 · €44k
Debt ≤ 1 year
€79k▲
2024 · €44k
Income taxes
€329
Staff costs
€57k▼
2024 · €69k
Equity ratios withheld: equity of €974 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€80k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€52k€78k▲
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€16k€14k▼
Cash at bank and in hand54/58€34k€57k▲
Equity and liabilities
Total equity and liabilities10/49€52k€80k▲
Equity10/15€8k€974▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€3k€-4k▼
Amounts payable17/49€44k€79k▲
Amounts payable within one year42/48€44k€79k▲
Trade debts44€14k€46k▲
Suppliers440/4€14k€46k▲
Taxes, remuneration and social security45€30k€13k▼
Taxes450/3€11k€13k▲
Remuneration and social security454/9€19k-
Other amounts payable47/48-€20k
Income statement
Code20242025
Remuneration, social security and pensions62€69k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€477
Other operating charges640/8€286€400▲
Gross operating margin9900€71k€77k▲
Operating profit (loss)9901€947€19k▲
Financial income75/76B€10€22▲
Recurring financial income75€10€22▲
Financial charges65/66B€394€283▼
Recurring financial charges65€394€283▼
Profit (loss) for the period before taxes9903€563€19k▲
Income taxes67/77-€329
Profit (loss) for the period9904€563€19k▲
Profit (loss) for the period to be appropriated9905€563€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€21k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €19k ▲3239%
Operating result €19k, net result €19k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €563 ▼72.1%
Net result drops to €563, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3791050 BrusselGround area
1,098 m²
Building footprint
1,017 m²
Volume, LiDAR
26,779 m³
2 parcels, Brussels · tallest building 41.5 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 176/7, 1050 Elsene
since 20232.343.437.945
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00Y011 | Brussels | 702 m² | 1 · 743 m² | 41.5 m · 12 fl. |
| 21807G0111/00G000 | Brussels | 396 m² | 1 · 273 m² | 36.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.