Equity
€155,132 ▲ 17.5%
TOM COSYNS has made a profit in every financial year since 2018.
TOM COSYNS
Lifetime
8 annual accounts with figures on one time axispeak €56,494 (2021)
€38,056▲ 57.7%
peak €31,854 (2022)
€23,139▲ 53.5%
peak €155,132 (2025)
€155,132▲ 17.5%
€22,282▲ 26.3%
Board1 name since 2022
1 directorCOSYNS Tom
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €24,135 to €38,056Result from €15,072 to €23,139Equity from €131,993 to €155,132Debts from €17,639 to €22,282
Key points
from the 2025 annual accountsFilings
8 annual accounts 7 late
The 2018 accounts came latest: 30 days after the end of the period.
Position in the sector
87.4%
Higher solvency than 84% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
96
Excellent
Financially stronger than 71% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.78, cash €152,687
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €155,132 (87.4% of total assets)
Size: total assets €177,414
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 90% on liquidity, 47% on profitability and 63% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as TOM COSYNS has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TOM COSYNS itself is lower: < 0.1% within 12 months. It rests on far more data about TOM COSYNS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for TOM COSYNS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.78 (8.17 in 2024), above the usual 1.5. Short-term debt is 12.6% and cash 86.1% of total assets. 12.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
25 days late
2024
30 days late
2023
33 days early
2022
5 days late
2021
28 days late
2020
24 days late
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0682417269
Resignation: COSYNS Tom (director)
Reappointment: COSYNS Tom (director) · Director discharge: COSYNS Tom · General meeting of 16-05-2022 · Gazette deed
Incorporation
published on 12-10-2017 · Gazette deed
First establishment
SEOBUREAU, Camberg 15, Ninove
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOM COSYNS Ninove | €177,414 | €38,056 | 87.4% | - |
| IT TEC Sint-Niklaas | €168,242 | €37,220 | 34.8% | - |
| VDM SERVICE Beveren-Kruibeke-Zwijndrecht | €179,248 | €36,769 | 34.8% | - |
| S-IT Sint-Lievens-Houtem | €195,030 | €38,884 | 75.3% | - |
| DIGIMENT Oudenaarde | €187,128 | €36,293 | 57.2% | - |
| RUDEL COMPANY Lede | €166,454 | €44,472 | 16.3% | - |
| Serial Graphics Oudenaarde | €154,403 | €33,956 | 58.9% | - |
These companies have the same main activity as TOM COSYNS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €154,000 and €195,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 03-10-2017Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.269.106.1529400 Ninove, since 03-10-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on TOM COSYNS
TOM COSYNS files the micro format. That format states no turnover. The gross margin rose from €17,053 in 2018 to €38,056 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOM COSYNS
- What is the company number of TOM COSYNS?
- The company number of TOM COSYNS is 0682.417.269. The VAT number is the same number with BE in front: BE 0682.417.269.
- Where is TOM COSYNS based?
- The registered office is at Camberg 15, 9400 Ninove.Company details
- What does TOM COSYNS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of TOM COSYNS?
- TOM COSYNS is a private limited company (BV).
- When was TOM COSYNS founded?
- TOM COSYNS was founded on 03-10-2017.
- Is TOM COSYNS still active?
- Yes, TOM COSYNS is an active enterprise in the KBO register.
- What is the turnover of TOM COSYNS?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €38,056 and 63 comparable companies (NACE 62200). It probably lies between €100,000 and €180,000. In financial year 2023 turnover was €133,472.Financials
- Is TOM COSYNS profitable?
- In financial year 2025, TOM COSYNS made a profit of €23,139.
- Where can I find the annual accounts of TOM COSYNS?
- TOM COSYNS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOM COSYNS due?
- TOM COSYNS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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