Equity
€58,550 ▲ 24.8%
IT TEC has made a profit in every financial year since 2018.
IT TEC
Lifetime
7 annual accounts with figures on one time axispeak €68,585 (2023)
€37,220▼ 43.2%
peak €39,949 (2023)
€11,626▼ 68.9%
peak €58,550 (2025)
€58,550▲ 24.8%
€109,691▲ 145%
Board1 name since 2017
1 directorAHDOUR Jawad
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €65,504 to €37,220Result from €37,334 to €11,626Registered office moved to Belsele 21-10Equity from €46,924 to €58,550Debts from €44,847 to €109,691
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€109,691 ▲ 145%
Debts rose by €64,844 in 2025.
Liquidity
2.16 was 1.56 in 2024
Short-term debts rose from €44,847 to €73,510.
Filings
7 annual accounts 7 late
The 2021 accounts came latest: 137 days after the end of the period.
Board
1 joined
New director. Latest change 20-05-2026 · 1 in office.
Checked score
63
Healthy
Financially stronger than 39% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%▼ -0.3 percentage points vs 09-2025lowest value
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.8 percentage points vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%▲ +0.8 percentage points vs 07-2026highest value
09-2026: 1.5%▼ -0.4 percentage points vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
2 changes of registered office in 24 months
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.16, cash €33,161
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 32% of them on solvency, 35% on liquidity, 20% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as IT TEC has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IT TEC itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for IT TEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16 (1.56 in 2024), above the usual 1.5. Short-term debt is 43.7% and cash 19.7% of total assets. However, 65.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
41 days late
2022
71 days late
2021
137 days late
2020
117 days late
2018
117 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 78 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Sint-Niklaas
New registered office: Kleemstraat 90B, 9111 Sint-Niklaas (Belsele) · Previous registered office: Kleemstraat 90, 9111 Sint-Niklaas (Belsele) · Change of role: AHDOUR Jawad, from manager to director · General meeting of 08-05-2026 · Gazette deed
Registered office moved to Belsele
New registered office: Kleemstraat 90 te 9111 Belsele · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0683902953
Incorporation
published on 06-11-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IT TEC Sint-Niklaas | €168,242 | €37,220 | 34.8% | - |
| TOM COSYNS Ninove | €177,414 | €38,056 | 87.4% | - |
| VDM SERVICE Beveren-Kruibeke-Zwijndrecht | €179,248 | €36,769 | 34.8% | - |
| Serial Graphics Oudenaarde | €154,403 | €33,956 | 58.9% | - |
| LECROQ Brussels | €173,738 | €35,475 | 91.8% | - |
| FinBeez Kontich | €167,938 | €38,795 | 58.7% | - |
| LIM-IT Bilzen-Hoeselt | €156,649 | €39,295 | 27.0% | - |
These companies have the same main activity as IT TEC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €154,000 and €179,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 02-11-2017Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.270.052.9909140 Temse, since 02-11-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2025
Insights on IT TEC
IT TEC files the micro format. That format states no turnover. The gross margin rose from €11,815 in 2018 to €37,220 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IT TEC
- What is the company number of IT TEC?
- The company number of IT TEC is 0683.902.953. The VAT number is the same number with BE in front: BE 0683.902.953.
- Where is IT TEC based?
- The registered office is at Kleemstraat 90B, 9111 Sint-Niklaas.Company details
- What does IT TEC do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of IT TEC?
- IT TEC is a private limited company (BV).
- When was IT TEC founded?
- IT TEC was founded on 02-11-2017.
- Is IT TEC still active?
- Yes, IT TEC is an active enterprise in the KBO register.
- What is the turnover of IT TEC?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €37,220 and 63 comparable companies (NACE 62200). It probably lies between €100,000 and €170,000. In financial year 2022 turnover was €114,065.Financials
- Is IT TEC profitable?
- In financial year 2025, IT TEC made a profit of €11,626.
- Where can I find the annual accounts of IT TEC?
- IT TEC filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IT TEC due?
- IT TEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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