Tok!Binnen
ActiveSummary
Tok!Binnen has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €9k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 65% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+74
Solvency85▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 3.54 in 2024; short-term debt: 15.8% and cash: 10.9% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
8.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-02-2026, 64 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
64 d early
2024
36 d early
2023
32 d early
2022
2 d early
2021
99 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 15.6%
2024 · €58k
2021: €37k
2022: €67k
2023: €84k
2024: €58k
2021 → 2025
Total assets
€112k▲ 38.3%
2024 · €81k
2021: €70k
2022: €93k
2023: €116k
2024: €81k
2021 → 2025
Net result
€9k
2024 · €-9k
2021: €35k
2022: €32k
2023: €17k
2024: €-9k
2021 → 2025
Working capital
€50k▲ 12.9%
2024 · €44k
2021: €33k
2022: €65k
2023: €71k
2024: €44k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€67k▲ 83.2%€84k▲ 25.0%€58k▼ 30.8%€67k▲ 15.6%
Operating result€50k-€46k▼ 7.1%€24k▼ 48.7%€-10k€12k
Net result€35k-€32k▼ 7.6%€17k▼ 47.6%€-9k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€45k ▲ 125%
Current assets
€67k ▲ 10.1%
Equity and liabilities €112k
Equity
€67k ▲ 15.6%
Debt
€45k ▲ 96.2%
Debt's share of the balance-sheet total rises from 28.2% to 40.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €-2k
Cash flow
€12k▲
2024 · €-2k
Current ratio
3.79▲
2024 · 3.54
Quick ratio
3.73▲
2024 · 3.46
Debt to equity
0.67▲
2024 · 0.39
ROE
13.5%▲
2024 · -15.6%
ROA
8.1%▲
2024 · -11.2%
Interest coverage
7.65▲
2024 · -1.11
Debt ≤ 1 year
€18k▲
2024 · €17k
Debt > 1 year
€27k▲
2024 · €6k
Income taxes
€3k▲
2024 · €215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€81k€112k▲
Fixed assets21/28€20k€45k▲
Tangible fixed assets22/27€20k€44k▲
Plant, machinery and equipment23€3k€10k▲
Furniture and vehicles24€16k€27k▲
Other tangible fixed assets26€1k€7k▲
Financial fixed assets28-€1k
Current assets29/58€61k€67k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€0€3k▲
Other amounts receivable41€6k€6k▼
Current investments50/53€0-
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€81k€112k▲
Equity10/15€58k€67k▲
Contributions10/11€4k€4k=
Reserves13€64k€64k▲
Distributable reserves133€64k€64k▲
Profit (loss) carried forward14€-9k€0▲
Amounts payable17/49€23k€45k▲
Amounts payable after more than one year17€6k€27k▲
Financial debts170/4€6k€27k▲
Amounts payable within one year42/48€17k€18k▲
Current portion of amounts payable after more than one year42€4k€9k▲
Financial debts43€259€0▼
Credit institutions430/8€259€0▼
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€1k€5k▲
Other amounts payable47/48€9€0▼
Accrued charges and deferred income492/3-€75
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k▼
Other operating charges640/8€852€1k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€-1k€18k▲
Operating profit (loss)9901€-10k€12k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-9k€12k▲
Income taxes67/77€215€3k▲
Profit (loss) for the period9904€-9k€9k▲
Profit (loss) for the period to be appropriated9905€-9k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€50▲
Profit (loss) brought forward from the previous period14P-€-9k
Transfer from equity791/2€17k€0▼
Transfer to equity691/2€0€50▲
To other reserves6921€0€50▲
Profit to be distributed694/7€17k€0▼
Return on contributions (dividend)694€17k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-9k ▼154%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenstraat 399680 MaarkedalGround area
1,118 m²
Building footprint
183 m²
Volume, LiDAR
25 m³
Parcel 45011A0469/00T000, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
1 establishment unit
Tok!Binnen
since 20202.309.003.143
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45011A0469/00T000 | Flanders | 1,118 m² | 1 · 183 m² | 2.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PITTORI
BE 0842.739.562
Retie · Eq €68,558
NOVIRTUA
BE 0899.119.427
Walcourt · Eq €68,912
VICOMTE DU ZOUTE
BE 0699.814.616
Knokke-Heist · Eq €69,343
7Floors
BE 0750.814.642
Chaumont-Gistoux · Eq €65,609
EXPAL - NEWCO
BE 0416.592.531
Zemst · Eq €64,885
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.