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TOITURHOME STOUDER

Active
Public limited companyfounded 1992active for 34 yearsRue Warissaet(Bassil) 6, 7830 Silly, BelgiumKBO/BCE: BE 0447.401.513
Summary

TOITURHOME STOUDER has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €641,243 and a net result of €30,153. Equity is growing by about 4.5% per year across the filed financial years. Its solvency ranks better than 86% of 2,441 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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TOITURHOME STOUDERActiveChecked score 95/100
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Overview

Activity
Roofing work
NACE 43410
5th largest company by total assets in Silly, Construction sector1 site
Size
≈ €330,000turnover 2025, estimated
Equity
€641,243
Profit
€30,153
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts 57 days early2 of 8 deeds summarised
Why 95raises riskSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €840,105Liquidity: current ratio 2.39, cash €172,286Equity €641,243 (76.3% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.3% of total assets
Liquidity 75-13
short-term debt 10.6% · cash 20.5%
Profitability 73-27
return on assets 3.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.39, compared with 3.47 in 2024, above the usual 1.5; short-term debt: 10.6% and cash: 20.5% of total assets), and 23.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 74% on liquidity, 45% on profitability and 22% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €840,105
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.39, cash €172,286
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €641,243 (76.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
48 days early
2023
6 days early
2022
49 days early
2021
11 days early
2020
26 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Highest result from 2018 to 2025net €359,955 ▲4,279%

Key points

  • Caution: Result fell in 2025from €359,955 to €30,153 ▼ 91.6% View
  • Positive: Among the best 14% on solvencysector median 42.5% · 2,441 companies 76.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€840,105
Profit
€30,153
Solvency
76.3%
Total assets▼ 12.3%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1993
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than 10 times
  2. 31-12-2024Equity above €500,000
  3. 12-09-2024Appointments: STOUDER Patrick (director) and AMERICA Gladys…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Roofing workNACE 43410
Founded
14-05-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
40
Who signs
Two directors jointly
Annual meeting
Third Tuesday of May at 17:00
Purpose
“Toutes activités immobilières au sens large; Toutes les industries de la construction dont…” (deed in French)
Go to Articles of association

Key facts about TOITURHOME STOUDER

What is the company number of TOITURHOME STOUDER?
0447.401.513. In Belgium the VAT number is the company number with BE in front: BE 0447.401.513.
Where is TOITURHOME STOUDER based?
The registered office is at Rue Warissaet(Bassil) 6, 7830 Silly.Company details
What does TOITURHOME STOUDER do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURHOME STOUDER?
Public limited company (NV).
When was TOITURHOME STOUDER founded?
On 14-05-1992.
Is TOITURHOME STOUDER still active?
Yes, TOITURHOME STOUDER is an active enterprise in the KBO register.
How many employees does TOITURHOME STOUDER have?
On average 2.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of TOITURHOME STOUDER?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOITURHOME STOUDER profitable?
In financial year 2025, TOITURHOME STOUDER made a profit of €30,153.
Where can I find the annual accounts of TOITURHOME STOUDER?
TOITURHOME STOUDER filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOITURHOME STOUDER due?
By 31-07-2027, for financial year 2026.Timeline

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