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TOITURHOME STOUDER

Active
Public limited companyfounded 1992active for 34 yearsRue Warissaet(Bassil) 6, 7830 Silly, BelgiumKBO/BCE: BE 0447.401.513
Summary

TOITURHOME STOUDER has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €641,243 and a net result of €30,153. Equity has been growing by about 4.5% per year since 2018. Its solvency ranks better than 86% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-05-1992 Normal situation
Activity
Roofing work NACE 43410and 1 other
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.057.570.928 7830 Silly, since 26-05-1992
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Last known board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€77,679
▼ 87.0%
Turnover
≈ €330,000
estimated
Profit
€30,153
▼ 91.6%
Equity
€641,243
▼ 14.0%
Total assets
€840,105
▼ 12.3%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €840,105Liquidity: current ratio 2.39, cash €172,286Equity €641,243 (76.3% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 76.3% of total assets
Liquidity 75-13
short-term debt 10.6% · cash 20.5%
Profitability 73-27
return on assets 3.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (3.47 in 2024), above the usual 1.5. Short-term debt is 10.6% and cash 20.5% of total assets. 23.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 74% on liquidity, 45% on profitability and 22% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €840,105
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.39, cash €172,286
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €641,243 (76.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
48 days early
2023
6 days early
2022
49 days early
2021
11 days early
2020
26 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €359,955 to €30,153 ▼ 91.6% View
  • Positive: Higher solvency than 86% of companies in specialised constructionsector median 42.5% · 2,445 companies 76.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Appointments: STOUDER Patrick (director) and AMERICA Gladys (director)
  2. · Gazette deed Registered office moved from Ath to SillyNew seat: Rue Warissaet, 6/A000 à 7830 SILLY · Previous seat: Chemin de la Villa Romaine, 5/1 à 7822 ATH · Appointment: AMERICA Gladys (director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as TOITURHOME STOUDER: roofing work (NACE 43410). They are comparable in size and age: total assets between €705,000 and €984,000, founded between 1989 and 1998.

CompanyTotal assetsGross margin
TOITURHOME STOUDER Silly€840,105€77,679
GIELEN SERVICE Destelbergen€817,466€89,364
TOITURES LECOMTE Tinlot€854,742€90,631
SOLLIE-STEYAERT Londerzeel€704,725€71,680
YPSOROOF-IPSOTOIT Frameries€983,814€63,329
DEPUYDT KURT Brugge€766,802€65,501
DAKWERKEN DUCATTEEUW Kuurne€714,491€78,947
Full comparison

Key facts about TOITURHOME STOUDER

What is the company number of TOITURHOME STOUDER?
The company number of TOITURHOME STOUDER is 0447.401.513. The VAT number is the same number with BE in front: BE 0447.401.513.
Where is TOITURHOME STOUDER based?
The registered office is at Rue Warissaet(Bassil) 6, 7830 Silly.Company details
What does TOITURHOME STOUDER do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURHOME STOUDER?
The legal form of TOITURHOME STOUDER is Public limited company (NV).
When was TOITURHOME STOUDER founded?
TOITURHOME STOUDER was founded on 14-05-1992.
Is TOITURHOME STOUDER still active?
Yes, TOITURHOME STOUDER is an active enterprise in the KBO register.
How many employees does TOITURHOME STOUDER have?
TOITURHOME STOUDER had an average of 2.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does TOITURHOME STOUDER fall under?
In its 2025 annual accounts, TOITURHOME STOUDER states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of TOITURHOME STOUDER?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €77,679 and 30 comparable companies (NACE 434). It probably lies between €210,000 and €450,000.
Is TOITURHOME STOUDER profitable?
In financial year 2025, TOITURHOME STOUDER made a profit of €30,153.
Where can I find the annual accounts of TOITURHOME STOUDER?
TOITURHOME STOUDER filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOITURHOME STOUDER due?
TOITURHOME STOUDER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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